Housing Wire

OCTOBER 9, 2024

4, Federal Housing Administration (FHA) loans decreased by 40 bps and represented 16.2% Department of Veterans Affairs (VA) loans rose by 150 bps to account for 16.9% The average contract interest rate for 30-year fixed-rate loans with conforming balances ($766,550 or less) jumped from 6.14% to 6.36% during the week.

VA loan 456

VA loan Mortgages FHA loan Loans 456

Housing Wire

JANUARY 3, 2024

“The housing market has been hampered by a limited supply of homes for sale, but the recent strength in new residential construction will continue to help ease inventory shortages in the months to come,” Kan added. The share of Federal Housing Administration (FHA) loan activity decreased to 14.5% from 15% the week prior.

Mortgages 467

Mortgages VA loan FHA loan Loans 467

Housing Wire

NOVEMBER 7, 2024

According to the MBA, the seasonally adjusted rate for residential property (one- to four-unit) delinquencies dropped to 3.92% at the end of September. Surveyed loan types include Federal Housing Administration (FHA) loans, U.S. Department of Veterans Affairs (VA) loans and conventional loans.

VA loan 370

VA loan FHA loan Mortgages Loans 370

Housing Wire

MAY 6, 2024

HUD also seeks to transition away from the discontinued Fannie Mae Form 1009, the residential loan application for reverse mortgages, to Form 1003, the Uniform Residential Loan Application (URLA). Department of Veterans Affairs (VA) loans.

VA loan 448

VA loan Principal Residential Loans 448

Housing Wire

AUGUST 15, 2024

According to the Mortgage Bankers Association (MBA), the second-quarter 2024 delinquency rate for mortgages on one- to four-unit residential properties increased to 3.97% on a seasonally adjusted basis. Department of Veterans Affairs (VA) loans. higher relative to July 2023.

Mortgages 474

Mortgages VA loan FHA loan Staging 474

Housing Wire

JULY 17, 2024

In total, refinance loans accounted for 38.8% The MBA’s survey — which covers 75% of all retail residential mortgage applications in the U.S. Federal Housing Administration (FHA) loans accounted for 13.5% Department of Veterans Affairs (VA) loans saw their share increase to 15.2% of all applications, up from 34.9%

Mortgages 468

Mortgages VA loan FHA loan Loans 468

Housing Wire

SEPTEMBER 25, 2024

The MBA reported that the average loan size across all purchase and refi applications grew to $413,100, the highest figure in the history of the MBA’s dataset. Department of Veterans Affairs (VA) loans grew significantly, rising by 250 bps to a share of 18.3%. Demand for U.S.

FHA loan 448

FHA loan Mortgages VA loan Fixed-rate mortgage 448

Housing Wire

MAY 25, 2022

and the Veterans Affairs (VA) loans fell to 10.4% The survey, conducted since 1990, covers more than 75% of the retail residential mortgage applications. According to the MBA, both the adjustable-rate mortgage (ARM) share of activity dipped to 9.4% of total applications. from 11.1% the prior week. from the prior week. .

Fixed-rate mortgage 459

Fixed-rate mortgage Mortgages VA loan Loans 459

Housing Wire

MARCH 29, 2024

HUD also seeks to transition away from the discontinued Fannie Mae Form 1009, the residential loan application for reverse mortgages, to Form 1003, the Uniform Residential Loan Application (URLA). Department of Veterans Affairs (VA) loans, the notice said.

Mortgages 447

Mortgages VA loan Principal Loans 447

Housing Wire

JUNE 1, 2022

the prior week, and the VA loan share dropped to 10.2% The survey, conducted since 1990, covers more than 75% of the retail residential mortgage applications. According to the MBA, the adjustable-rate mortgage (ARM) share of activity dipped to 8.7%, the FHA share of all applications fell to 10.8% from 11.3% from the prior week.

Fixed-rate mortgage 459

Fixed-rate mortgage Mortgages VA loan Loans 459

Housing Wire

FEBRUARY 16, 2023

The delinquency rate for mortgage loans on one- to four-unit residential properties rose 51 basis points from the previous quarter to a seasonally adjusted rate of 3.96% of all loans outstanding in the fourth quarter of 2022, according to the Mortgage Bankers Association (MBA).

Mortgages 448

Mortgages Equity VA loan FHA loan 448

Housing Wire

OCTOBER 6, 2023

But people need homes,” said Kenny Deen, senior account executive at the independent mortgage banker and residential home lender Paramount Residential Mortgage Group. The lender, based in South Dakota, offers conventional, FHA and VA loan products, as well as bridge loans.

Mortgages 493

Mortgages VA loan Finance Renovation 493

Housing Wire

JULY 19, 2022

New residential construction and permitting activity weakened from March through May, which reduced the number of homes available for home buyers, according to survey results. The average loan size dropped to $426,966 in June from May’s $430,855, MBA said. Conventional loans accounted for 73.7% of loan applications.

Mortgages 370

Mortgages VA loan FHA loan Loans 370

Housing Wire

MARCH 16, 2022

Interest in residential mortgages fell 1.2% Purchase applications slightly increased, with both conventional and VA loan applications seeing gains,” said Kan. “The average purchase application loan size remained elevated at $453,200 – the second- highest amount in MBA’s survey.”. of total applications.

Fixed-rate mortgage 397

Fixed-rate mortgage Mortgages VA loan Loans 397

Housing Wire

JUNE 8, 2022

the prior week, and the Veterans Affairs (VA) loan share climbed to 11.4% The survey, conducted since 1990, covers more than 75% of the retail residential mortgage applications. The Federal Housing Administration (FHA) share of all applications rose to 11.3% from 10.8% from 10.2% a week earlier. from the prior week.

Fixed-rate mortgage 418

Fixed-rate mortgage Mortgages VA loan Loans 418

Housing Wire

MARCH 21, 2022

However, RESPA applies to a construction-to-permanent loan inside one bundle. Loan for vacant land. When a loan is offered to buy land that will not be used to build a covered residential framework, RESPA doesn’t have to look into the loan. Loans for large land parcels.

Agents 369

Agents VA loan Land Construction 369

Housing Wire

MAY 4, 2022

from the prior week, fueled by increased conventional, Federal Housing Administration (FHA) and Veterans Affairs (VA) loan-application volume. a week earlier, and the share of VA applications rose slightly to 10.3% The survey, conducted since 1990, covers over 75% of the retail residential mortgage applications.

Fixed-rate mortgage 370

Fixed-rate mortgage Mortgages VA loan Loans 370

Housing Wire

DECEMBER 4, 2024

Third-quarter data from the Mortgage Bankers Association (MBA) showed a 30-day delinquency rate of 3.92% for one- to four-unit residential loans, up from 3.62% in Q3 2023 and 3.37% in Q2 2023 — which was the lowest level since 1979. Department of Veterans Affairs (VA) loans and the 30-bps uptick for conventional mortgages.

VA loan 305

VA loan Mortgages Debt-to-income ratio FHA loan 305

Housing Wire

NOVEMBER 4, 2020

VA-based programs had the lowest-risk applications, CoreLogic found. According to Berg, this is because VA loans are restricted to a select group of borrowers and, with the exception of certain refinances, they are for personal occupancy. This makes identity issues and straw buyer situations rare,” she said.

Mortgages 448

Mortgages VA loan Loans Lending 448

Housing Wire

DECEMBER 3, 2020

Proposition 19 eliminated the ability of homeowners to transfer primary residential properties to their children or grandchildren without the property’s tax assessment resetting to market value if the property is being used as a rental house or second home.

VA loan 429

VA loan Principal Equity Residential 429

Housing Wire

FEBRUARY 7, 2023

.” CMS said that in the case of an FHA loan being assumed at the company, CMS offers a simultaneous second lien to the qualifying buyer for an amount up to 80% of the determined property value. It cannot be used by the veteran to purchase another property until the assumed loan is paid in full. .

FHA loan 397

FHA loan Mortgages Loan Officer VA loan 397

Housing Wire

AUGUST 26, 2024

Not only do EPO penalties hit the company, but that transfers that right to the LO and claws back their commission,” said Michael Clark, vice president of Primary Residential Mortgage Inc. “There’s nothing more demotivating than EPOs. I’m seeing it already. I’m seeing it in the pricing,” Clark said.

Purchase and sale agreement 468

Purchase and sale agreement Investor Loans VA loan 468

Housing Wire

JULY 22, 2024

If you look at the last 50 years of the real estate industry, the rules around residential transactions have become very complex. Fifty-five years ago, when I was first licensed, we had a one-page VA loan, a one-page FHA loan, and a one-page listing agreement and two pages for a buying agreement.

Industrial 455

Industrial Technology VA loan FHA loan 455

Housing Wire

DECEMBER 6, 2024

Evergreen topics might include: how to prepare to list your house, everything your client needs to know about VA loans; or which home improvements yield the best financial return in a home sale. Youll want some evergreen content you can pull from for your real estate newsletters.

Pre-approval 397

Pre-approval Design Industrial Agents 397

Housing Wire

JUNE 8, 2023

After the creation of title insurance, this practice remained prevalent in the conventional residential mortgages, until the rise of the GSEs and commercial banks setting up mortgage operations. The risk appetite of many mortgage lenders has changed since the rise of residential title insurance over 50 years ago. “We

Title 368

Title VA loan Title search Commercial 368

Housing Wire

SEPTEMBER 11, 2024

Mortgage rates have declined for six straight weeks, pushing loan application volume up 1.4% The MBA’s survey — which covers 75% of all retail residential mortgage applications in the U.S. during the week ending Sept. 6, according to the Mortgage Bankers Association (MBA).

Loans 476

Loans Mortgages Residential Development 476

Calculated Risk Real Estate

MARCH 14, 2025

Quarter-over-quarter, the total number of mortgage residential properties with negative equity increased by 9.3% of all mortgage properties … Negative equity peaked at 26% of mortgaged residential properties in Q4 2009 based on CoreLogic equity data analysis. million homes or 2% of all mortgaged properties.

Equity 98

Equity Real-estate owned VA loan Residential 98

Housing Wire

MAY 31, 2022

The Mortgage Bankers Association expects loan origination volume to drop to about $2.5 New Western, which specializes in distressed residential investment properties, aims to revitalize $543 million in residential properties in the Chicago market over the next five years. But that hasn’t been a deterrent for all firms.

Mortgages 397

Mortgages Loans Lending Construction 397

Calculated Risk Real Estate

FEBRUARY 6, 2025

From the MBA: Mortgage Delinquencies Increase in the Fourth Quarter of 2024 The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.98 ” Added Walsh, “Government loans are also rolling to later stages of delinquency.

VA loan 59

VA loan FHA loan Mortgages Loans 59

Housing Wire

APRIL 19, 2023

This was a reversal of the previous week’s trend, when homebuyers’ loan demand increased by 5.3%. retail residential mortgage applications. The MBA survey, which has been conducted weekly since 1990, covers over 75% of all U.S. “Last week’s increase in mortgage rates prompted a pullback in application activity.

Mortgages 397

Mortgages Marketing Fixed-rate mortgage Loans 397

Calculated Risk Real Estate

MAY 16, 2024

From the MBA: Mortgage Delinquencies Increase Slightly in the First Quarter of 2024 The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.94 “Notably, all three loan types saw an increase in delinquencies compared to one year ago. .”

VA loan 119

VA loan FHA loan Mortgages Loans 119

Housing Wire

OCTOBER 24, 2022

Prestwick is marketing four separate deals, two in partnership with MCT, valued in total at $2 billion — which together also feature MSRs for single-family residential loan pools from all three agencies. MIAC is handling one of those bulk offerings, one of the largest, valued at $2.44

Principal 334

Principal Banks Loans Mortgages 334

McKissock

JULY 30, 2021

Learn the de minimus threshold for commercial, residential, and business loans as well as the various other available appraisal exemptions. This job aid clarifies the frequent misunderstanding that FHA and VA loans as well as loans sold to Freddie Mac and Fannie Mae are not Federally Related Transactions.

Residential 98

Residential VA loan Construction Commercial 98

RIS Media

MAY 9, 2022

The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 4.11% of all loans outstanding at the end of the first quarter of 2022, according to the latest Mortgage Bankers Association’s (MBA) National Delinquency Survey, released last week.

FHA loan 105

FHA loan VA loan Mortgages Loans 105

AAOA

JANUARY 27, 2025

Be aware of the down payment requirements and interest rates of conventional, commercial, FHA and VA loans, as they may vary depending on the size of the property. It is extremely important for any residential investor to protect themself with high quality landlord insurance from a reputable company.

Property Management 80

Property Management Due diligence Finance VA loan 80

HomeLight

JULY 31, 2022

Some of the most important aspects of the SCRA as it relates to housing are that it provides: protections against home foreclosure, protections against property repossession, the option for service members to opt out of a residential housing lease without penalty, and. Home Loan program. VA-backed mortgage as marketing.

VA loan 95

VA loan Purchase and sale agreement Short sale Pre-approval 95

RIS Media

JANUARY 3, 2021

Judy Crockett, real estate agent and certified residential specialist, states that “working with first-time buyers is challenging primarily because the buyers are typically younger, inexperienced and overwhelmed by the logistics of purchasing a new home.” ” Read on for six things you should know about first-time homebuyers.

VA loan 111

VA loan FHA loan Loans Staging 111