Housing Wire

OCTOBER 1, 2024

Pre-CTC review processes : In a proactive shift, some lenders are moving their QC efforts earlier in the loan process, conducting pre-clear-to-close (CTC) reviews. One critical shift is the adoption of pre-funding QC reviews. This year, we’ve implemented a new pre-close audit before our underwriters finalize the loan.

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Loans Pre-approval Marketing Staging 432

Housing Wire

DECEMBER 13, 2024

While buyback volumes remain well below their 2022 peak, they are still elevated compared to pre- pandemic levels. The added cost pours salt in the wound for credit unions, banks, and independent mortgage bankers , who are already recording average pre-tax losses of $534 per loan origination.

Pre-approval 370

Pre-approval Investor Loans Technology 370

Housing Wire

NOVEMBER 30, 2021

Lenders have come to appreciate the benefits technology can bring – but those benefits are only useful if the implementation of new tools doesn’t make the loan process more complicated. The combination of these powerful technologies provides an enhanced experience for borrowers throughout the mortgage loan application process.

Loans 370

Loans Pre-approval Loan Officer Mortgages 370

Housing Wire

NOVEMBER 18, 2022

A sale of TitlePoint is expected ahead of Black Knight’s planned blockbuster acquisition by Intercontinental Exchange , Inc. . The pending sale is a result of a 2014 agreement that allowed FNF to repurchase TitlePoint in the event of a change in control of Black Knight. “In Our merger will afford significant benefits to U.S.

Title 435

Title Pre-approval Investor Mortgages 435

Housing Wire

SEPTEMBER 21, 2023

The PowerVP app will create new loans; invite customers to complete a digital mortgage; send a one-click conditional approval letter; lock in rates ; obtain real-time pricing and run a credit report, the company said in a release. It’s now entirely possible for us to qualify buyers for their dream home by the time they leave the open house.

Pre-approval 435

Pre-approval Loans Finance Mortgages 435

Housing Wire

SEPTEMBER 14, 2020

The mortgage industry, in general, has lagged behind other industries in terms of maximizing the benefits of new technologies. As a mortgage technology executive, it would be my great pleasure to report that all a lender needs is great technology. Setting the mortgage industry up for success. Sadly, that’s not true.

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Lending Mortgages Technology Loans 488

Housing Wire

JANUARY 4, 2024

But for a technology executive, coming in at a time like that is where you get to pull back and calibrate with the executive team on what’s really important. As a 14-year-old company, there’s a lot of technology and it was a great opportunity for me to come in and look at the foundational technologies the company was built on.

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Technology Loan Officer Pre-approval Loans 450

Housing Wire

FEBRUARY 9, 2022

and get a pre-approval for a mortgage from the comfort of your own laptop. Yet, there remains a dark cloud over the general perception of the part of the process that occurs somewhere between the signing of the sales agreement and the exchange of house keys — the mortgage approval and settlement/closing process.

Industrial 418

Industrial Purchase and sale agreement Pre-approval Banks 418

Housing Wire

FEBRUARY 23, 2023

LenderLogix, a provider of mortgage automation software and application programming interfaces (APIs), has launched LiteSpeed, a white-label streamlined point-of-sale (POS) system that serves small- to mid-sized mortgage lenders. The company was featured in HousingWire’s Tech 100 in 2022.

Pre-approval 393

Pre-approval Loans Closing costs Branding 393

Housing Wire

FEBRUARY 10, 2022

The ‘housing super app,’ according to investor slides filed with the Securities and Exchange Commission, will provide mortgage pre-approval, “immersive shopping,” facilitate in-person touring, and home financing. Barton also declared Zillow would be “cash flow positive” after completing the sales. Presently, Zillow reports $3.1

Pre-approval 418

Pre-approval Mortgages Agents Finance 418

Housing Wire

MARCH 27, 2024

With its supercharged growth over the past two years, it is no surprise that The Real Brokerage topped the 2024 RealTrends 500 Top Movers list for both transaction side count and sales volume. In 2023, Real recorded 48,905 sides, up 14,721 sides from 2022, and a sales volume of $21.2 billion, up $6.80 billion over the prior year.

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Brokerage Pre-approval Branding Agents 482

Housing Wire

SEPTEMBER 30, 2021

Originators can even order credit, run pricing, send pre-approvals, sign disclosures, and execute closings all on the go with full integration with their loan origination system (LOS). Technology is evolving, and borrowers expect more. An assigned project manager assists clients through their implementation.

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Pre-approval Loans Staging Closing 397

Housing Wire

OCTOBER 22, 2023

Texas residents interested in becoming a real estate agent must first complete 180 hours of approved coursework to be eligible to sit the state licensure exam. Additionally, a Texas real estate sales agent must be sponsored by a licensed broker in order to perform any real estate services on behalf of their clients. How much exactly?

Pre-approval 435

Pre-approval Pre-qualification Brokerage Agents 435

Housing Wire

JANUARY 13, 2023

Just two weeks into 2023, Guaranteed Rate ‘s top LO and managing director Ben Cohen has also seen an increase in inbound calls from buyers wanting pre-approval for mortgages. Ben Cohen: I’ve definitely seen an increase in inbound calls from people wanting to get pre-approved to buy a home. billion in 2021.

Pre-approval 418

Pre-approval Marketing Seller concession Mortgages 418

Housing Wire

DECEMBER 29, 2023

With so many approved, online options to choose from, we’ve pinpointed the best online real estate courses in New York using criteria that matter most to you: flexibility to fit your schedule, a price that fits your budget, and a course that’ll prepare you to ace the exam and start your new career with confidence and industry savvy.

Pre-approval 448

Pre-approval Agents Development Technology 448

Housing Wire

DECEMBER 20, 2022

He built features that cater to realtors’ needs – such as weekly updates on the housing market, daily alerts of mortgage rates and keeping real estate agents informed of borrowers’ pre-approval status. I think I built a very good system – good process and good technology. A lot of agents send us loan pre-approval requests.

Loan Officer 74

Loan Officer Loans Pre-approval Technology 74

Housing Wire

AUGUST 27, 2021

The story, “The secret bias hidden in mortgage-approval algorithms,” included statements from fair housing activists who concluded that there is “systemic racism” in the mortgage process. The philosophy was that no credit wasn’t necessarily bad credit and underwriters could make judgement calls in order to approve a loan.

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Debt-to-income ratio Purchase and sale agreement Pre-approval Loans 448

Housing Wire

AUGUST 23, 2023

When asked how relevant this business will be, Garg refers to Amazon , a company that drives two-thirds of its sales from third-party sellers. “We Flávia Nunes: Better took nearly two years to go public, with Aurora’s shareholders’ merger approval extended three times. Most mortgage companies use technology to collect data.

Debt-to-income ratio 370

Debt-to-income ratio Technology Mortgages Pre-approval 370

Housing Wire

NOVEMBER 13, 2023

In Florida, getting licensed as a real estate agent begins with the completion of an approved 63-hour Sales Associate prelicensing course. Final Exam: In order to earn your FREC Approved 63-Hour Real Estate Prelicensing Education Certificate, you need to take and pass a course final exam. Chapter Quizzes. 1 Year Course Access.30-Question

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Purchase and sale agreement MLS Pre-approval Agents 468

Housing Wire

AUGUST 29, 2022

With gain on sale margins expected to be at around 30 to 60 bps in the third quarter, there’s no question UWM is losing money, analysts said. billion in equity as of the second quarter, plus technology that can close loans faster than most competitors, aggressive pricing is a “multibillion dollar decision investment,” as Ishbia put it.

Loan Officer 435

Loan Officer Loans Equity Mortgages 435

Housing Wire

NOVEMBER 30, 2023

Your path to real estate licensure begins with 120 hours of classes in an approved Ohio real estate license education program. Step 1: Complete the prelicensing education requirements Applying for an Ohio real estate agent license starts with fulfilling the 120-hour sales associate pre-licensing education requirement.

Brokerage 459

Brokerage Pre-approval Agents As-is 459

Housing Wire

DECEMBER 5, 2024

How do you stand out in a crowded digital space while leveraging technology to attract and serve clients more effectively? In addition to finding agents online, Zillows report indicates that 65% of pre-approved buyers used real estate websites or apps to explore financing options. So, whats driving this shift? The good news?

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Agents Land Design Technology 370

Housing Wire

DECEMBER 8, 2023

We’ve reviewed all the key information to determine the best Arizona real estate schools to help you get licensed quickly and efficiently with a state-approved, online program at an Arizona real estate school. Course Options See Details Pricing AceableAgent’s prelicensing classes are ADRE-approved 90-hour real estate courses.

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HR Purchase and sale agreement Pre-approval Staging 434

Housing Wire

DECEMBER 6, 2022

In 2019, prior to the start of the COVID-19 pandemic, there were 263,494 LOs , according to mortgage data technology company InGenius. Operations staff, like processors and underwriters, are completely dependent on the sales people to generate their work, so if transactions aren’t coming through it isn’t good for anyone.

Loan Officer 370

Loan Officer Pre-approval Loans Agents 370

BAM Media

MARCH 10, 2025

The deal is expected to close in the second or third quarter of 2025, pending shareholder and regulatory approvals. Together, we will improve the experience by connecting traditionally disparate steps of the search and financing process with leading technology that removes friction, reduces costs and increases value to American homebuyers.

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Pre-approval Lending Title Finance 72

Housing Wire

DECEMBER 7, 2023

After completing an approved course of study, you’ll be able to sit the state real estate exam. Colibri Real Estate is a state-approved real estate education provider with over 132 instructors experienced in Massachusetts real estate sales and teaching best practices. General support is available daily via phone, email, or chat.

HR 435

HR Pre-approval Brokerage Commercial 435

Marco Santarelli

FEBRUARY 28, 2025

Strong Job Market: San Diego boasts a diverse and robust economy, with strong sectors in technology, biotech, defense, and tourism. Faster Sales: Homes may sell more quickly, so be prepared to act fast if you find a property you like. A growing job market naturally attracts more residents.

Marketing 92

Marketing Pre-approval Land Staging 92

Realty Biz

SEPTEMBER 15, 2023

Guaranteed Rate, a fintech provider of mortgage lending and digital financial services, has announced its latest offering, 5 Minute Approval. The 5-minute pre-approval from Guaranteed Rate pertains to a computerized assessment of the loan documents provided by the borrower and the subsequent pre-approval.

Loans 95

Loans Pre-approval Lending Technology 95

Realtor.com

APRIL 14, 2021

. “Regardless of the economic environment and uncertain times, consumers will always have a need or desire to buy a home,” says Ann Thompson , retail sales executive of the West with Bank of America. Get pre-approved ASAP. Experts say p otential buyers should make pre-approval their first step.

Pre-approval 111

Pre-approval Mortgages Loans Banks 111

Realty Biz

MARCH 14, 2021

That’s according to the latest research from the real estate technology industry strategist Mike DelPrete, who revealed that the losses translate to a deficit of about $40,000 on each home Opendoor and Zillow sold in the last year. DelPrete said that he believes the sales slump is only a temporary setback.

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Pre-approval Home sale contingency Title Renovation 101

RIS Media

FEBRUARY 16, 2021

While this has accelerated the industry’s shift to using more technology tools, it has not been without some significant risks. Typically, these individuals would create a fake credit profile, apply for an apartment and be approved based on a false credit history. For more information, please visit www.docuwalk.com.

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Pre-approval Technology Staging Industrial 98

Marco Santarelli

JUNE 10, 2024

year-over-year jump in available homes for sale as of June 1st, 2024. However, experts like Doug Duncan of Fannie Mae warn that these new listings might not translate to faster sales due to affordability challenges. With overall inventory still significantly below pre-pandemic levels, a true market balance may be a ways off.

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Pre-approval Marketing Mortgages Technology 98

Easy Agent Pro

AUGUST 27, 2023

Finding the perfect home for your clients feels rewarding and makes up for all the work and time put into landing a sale. Submit Encourage Clients To Get Their Pre-Approval Letter Real estate agents can help summer buyers by encouraging them to get pre-approval letters.

Pre-approval 95

Pre-approval Staging Inspection Agents 95

HomeLight

MARCH 16, 2023

Do you need to connect with cash home buyers in Houston for a fast sale? Whatever your reason for needing a quick sale without making expensive repairs, Houston is teeming with cash home buyers ready to make you an offer no matter your home’s condition. Need to Sell Your House Fast in Houston? No showings, no repairs, no open houses.

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Sales Purchase and sale agreement Earnest money deposit Investor 93

HomeLight

JULY 25, 2022

One of the world’s oldest sales maxims remains especially relevant in real estate transactions. While a home is usually a family’s largest purchase, it’s also a complex configuration of materials, technology as well as structural and mechanical engineering. Caveat emptor. Let the buyer beware. To be sure, there is some overlap.

Inspection 111

Inspection Pre-approval Loans Finance 111

HomeLight

MARCH 13, 2023

Whatever your reason for needing a quick sale without making a substantial investment, the Orlando real estate market is teeming with cash buyers ready to make a deal no matter your home’s condition. Get an all-cash, no-obligation offer through HomeLight’s Simple Sale platform whenever you’re ready.

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Sales Investor Due diligence Renovation 98

HomeLight

OCTOBER 26, 2021

But that is only a preliminary step to getting final approval for a mortgage. We’ve asked Richard Helali, Loan Officer and Sales Lead at HomeLight Home Loans , to pull back the curtain to explain what happens during mortgage underwriting. loans through its technology. The last step is the approval process.

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Pre-approval Mortgages Loans Loan Officer 104