Keeping Current Matters

JUNE 22, 2021

You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important? Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Bottom Line.

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Keeping Current Matters

AUGUST 27, 2020

You may have heard that pre-approval is a great first step in the homebuying process. Pre-approval from a lender is the only way to do this. This paperwork (the pre-approval letter) shows sellers you’re a qualified buyer, something that can really help you stand out from the crowd in the current ultra-competitive market.

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Housing Wire

JANUARY 24, 2025

Agents are still allowed to send marketing calls and texts without prior consent, as long as they are not using a random or sequential number generator (ATDS) or pre-recordings and artificial messages. On Monday, the plaintiffs filed a motion for preliminary approval of the settlement agreement.

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Pre-approval Brokerage Agents As-is 397

Housing Wire

MARCH 10, 2025

The deal, which has been approved by the boards of directors of both Rocket Companies and Redfin, is expected to close in the second or third quarter of 2025. Today, Rocket Companies announced it has entered into an agreement to purchase digital real estate brokerage Redfin in an all-stock transaction valued at $1.75 billion in equity.

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Purchase and sale agreement Pre-approval Brokerage Equity 482

Keeping Current Matters

JULY 19, 2022

If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey.

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Pre-approval 310

Keeping Current Matters

SEPTEMBER 16, 2022

Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Some Highlights.

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Pre-approval Mortgages Finance Loans 285

Keeping Current Matters

JANUARY 24, 2022

You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important?

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Pre-approval Mortgages 303

Keeping Current Matters

SEPTEMBER 25, 2023

If you’re looking to buy a home this fall, there are a few things you need to know.

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Pre-approval 359

Housing Wire

OCTOBER 28, 2024

District Court in Kansas City — less than a month before the NAR settlement is slated for its final approval hearing — Monestier took issue with the business practice changes, saying they don’t do enough to protect consumers. In a document filed on Monday in U.S. Following the Aug. I disagree. Judge Stephen R. 26, 2024.

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Housing Wire

OCTOBER 25, 2024

With just a few inputs, prospective home buyers can get an idea of how much they can afford, and their likelihood of getting pre-approved for a mortgage. Zillow Home Loans’s Buyability tool is a great way to kick off that conversation.

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Housing Wire

NOVEMBER 13, 2024

The past two years have been tough, but even before 2021, Black homeownership was either falling or stagnant and remains far from its pre-2004 high of nearly 50%.” “The SHIBA report underscores that there has been little progress in increasing Black homeownership. This development has “significant implications for the housing market.”

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Keeping Current Matters

JANUARY 19, 2023

One of the first steps in your homebuying journey is getting pre-approved.

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Pre-approval 255

Keeping Current Matters

OCTOBER 24, 2022

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved.

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Pre-approval 235

Keeping Current Matters

APRIL 24, 2023

If you’re buying a home this spring, today’s housing market can feel like a challenge.

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Keeping Current Matters

SEPTEMBER 10, 2024

Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market.

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Pre-approval Mortgages Sales Marketing 357

Housing Wire

NOVEMBER 21, 2024

Here’s the link: [Link] Script 9: Get them pre-approved Hi [Name], getting pre-approved is a great first step. Script 8: New listing on the market Hi [Name], I just found a listing that fits your criteria perfectly! Want to schedule a time to see it? I can recommend a trusted lender if you’d like.

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Closing Pre-approval Marketing As-is 370

Keeping Current Matters

MARCH 26, 2025

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you.

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Pre-approval 239

Housing Wire

FEBRUARY 7, 2025

Mayor Muriel Bowser approved the measure on Jan. The amendments appear to apply to the pre-existing Reverse Mortgage Insurance & Tax Payment Program (ReMIT), which was initially started in 2019 as a pilot program. In mid-January, the D.C. 16, and its said to take effect following a 60-day period of congressional review.

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Mortgages Pre-approval Loans Finance 343

Housing Wire

FEBRUARY 19, 2025

Secure a mortgage pre-approval As a rule of thumb, its best to have your clients obtain a mortgage pre-approval prior to setting up any searches and conducting property tours. Required documentation Save your clients some time by providing them with a list of the documents theyll need to get pre-approved.

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Closing Due diligence Earnest money deposit Pre-approval 372

Housing Wire

FEBRUARY 4, 2021

Get pre-approved before beginning your home search. A mortgage pre-approval is non-negotiable in this environment. When faced with multiple bids, pre-approved ones are typically stand-outs, indicating a buyer is prepared, ready to buy and a safe bet to follow through with the deal. The bottom line.

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Earnest money deposit Pre-approval Marketing New Construction 546

Housing Wire

OCTOBER 28, 2024

Lead capture – Once a loan officer engages with a prospective borrower and their interest in exploring financing is confirmed, inviting them to apply for a loan helps create borrower “stickiness” by moving them forward in the process, bringing them one step closer to pre-approval.

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Loan Officer Pre-approval Technology Loans 435

Louisville Homes

FEBRUARY 5, 2025

Many of today’s house hunters don’t understand how a mortgage pre-approval actually works. In this piece, we’ll help you better understand why a mortgage pre-approval helps you when you’re searching for a new home. It’s actually an essential first step in the home-buying journey.

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Pre-approval Mortgages Design 52

Housing Wire

DECEMBER 6, 2024

Save time with pre-written newsletters from Market Leader Don’t have time to write three or more newsletters every month? Check out some fantastic pre-built designs on sites like Canva or Etsy. They come with pre-filled content that you can customize to make your own. Need some great ideas?

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Pre-approval Design Industrial Agents 397

Keeping Current Matters

APRIL 19, 2022

Being intentional and competitive are musts when buying a home this season.

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Pre-approval 254

Housing Wire

OCTOBER 1, 2020

Effective Thursday, homebuyers on Realtor.com who say they wish to be pre-approved for a mortgage will see an advertisement from Rocket Mortgage that will allow them to receive pre-approval in as little as 20 minutes. It’s being rolled out in hundreds of test markets.

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Housing Wire

APRIL 8, 2021

Get pre-approved to show you mean business: Consider obtaining a pre-approval for a mortgage from a lender by the time you reach the offer stage, as this document can play a key role in the negotiation process. If they have a working relationship, they can usually get those things done pretty quickly.”.

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Housing Wire

SEPTEMBER 6, 2023

Department of Housing and Urban Development (HUD)-approved counselors can use fee for pre-purchase counseling and homeownership education services. The change was confirmed through a LinkedIn post by HUD Deputy Assistant Secretary for Housing Counseling David Berenbaum. “The

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Pre-approval Mortgages Banks Development 448

Housing Wire

APRIL 5, 2024

“Attractive homes are moving fast, so those looking to buy this spring should get their finances in order now, including getting pre-approved for a home loan. Headwinds like mortgage rates , low inventory and rising rents are still strong, but easing,” Zillow Senior Economist Orphe Divounguy, said in a statement.

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Housing Wire

NOVEMBER 20, 2023

In order to survive, buyer agents will need to show this value to buyers and be willing to have clients pay a set fee or a pre-negotiated percentage of the sale price to secure the business. Smart loan officers will offer to work directly with listing agents to vet offers and provide pre-approvals.

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Housing Wire

APRIL 1, 2025

Under the terms of the merger which was unanimously approved by the boards of directors of both companies HomeStreet Bank will be merged with and into Mechanics Bank. The companies’ announcement said that HomeStreet has a pre-transaction estimated equity value of $300 million, while Mechanics Bank has equity value of $3.3

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Banks Due diligence Pre-approval Equity 221

Housing Wire

JANUARY 20, 2021

Getting approved for a loan is only part of the battle. But the truth is, when lender’s pre-approve homebuyers, they don’t always take into account monthly payments. But the truth is, when lender’s pre-approve homebuyers, they don’t always take into account monthly payments. Make Sure You Can Afford The Mortgage.

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Debt-to-income ratio Pre-approval Mortgages Loans 459

Housing Wire

JANUARY 31, 2025

of Regulatory Agencies or DORA) requires all students to complete an approved course of study totaling 168 class hours. Know what to expect In order to get your real estate license in Colorado, youll need to complete 168 hours of coursework at one of Colorado Division of Real Estate’s approved schools. This is no small task.

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Pre-approval Brokerage Due diligence As-is 338

Housing Wire

SEPTEMBER 2, 2022

has unveiled the latest version of its proprietary artificial-intelligence (AI) platform, called Morgan, which enables the lender to convert pre-approved, property-specific home loans into tradable non-fungible tokens (NFTs). Loan originator and servicer Sun West Mortgage Co.

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Technology Earnest money deposit Loans Pre-approval 95

Housing Wire

SEPTEMBER 16, 2024

The program will consist of Nationwide Mortgage Licensing System (NMLS)-approved seminars that will count toward the 20 credit hours required by the NMLS, the Secure and Fair Enforcement (SAFE) for Mortgage Licensing Act test, and in-person training at UWM that includes role-playing and mock phone calls.

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Housing Wire

AUGUST 24, 2022

Buyers can qualify for Tomo appraisal coverage by having an underwritten pre-approval from Tomo Mortgage before making the offer, a minimum of a 10% down payment, and are working with a Tomo partner agent who runs the property address through a verification process with Tomo before placing the offer. trillion purchase mortgage sector.

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Housing Wire

DECEMBER 22, 2020

Pre-approval. Adjustable-rate loans have interest rates that fluctuate after a certain amount of time. They’re best if you plan to move before the rate can adjust or if you’re willing to refinance not long down the line. This is sometimes called “prequalification,” depending on your mortgage lender.

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Fixed-rate mortgage Pre-approval Mortgages Loan Officer 448

Housing Wire

MAY 24, 2024

If you’re considering buying a home but worry that student debt will prevent you from securing a mortgage, you’ll need to be strategic about your approach to increase the probability of your application getting approved. A higher credit score is generally associated with high reliability, improving your chances of a mortgage approval.

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Debt-to-income ratio Loans Pre-approval VA loan 468