Keeping Current Matters

AUGUST 27, 2020

You may have heard that pre-approval is a great first step in the homebuying process. Pre-approval from a lender is the only way to do this. This paperwork (the pre-approval letter) shows sellers you’re a qualified buyer, something that can really help you stand out from the crowd in the current ultra-competitive market.

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Keeping Current Matters

MARCH 14, 2025

Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.

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Pre-approval Mortgages 279

Housing Wire

JANUARY 24, 2025

Agents are still allowed to send marketing calls and texts without prior consent, as long as they are not using a random or sequential number generator (ATDS) or pre-recordings and artificial messages. On Monday, the plaintiffs filed a motion for preliminary approval of the settlement agreement.

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Pre-approval Brokerage Agents As-is 394

Keeping Current Matters

JULY 19, 2022

If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey.

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Pre-approval 309

Keeping Current Matters

SEPTEMBER 16, 2022

Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Some Highlights.

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Keeping Current Matters

JANUARY 24, 2022

You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important?

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Pre-approval Mortgages 303

Keeping Current Matters

SEPTEMBER 25, 2023

If you’re looking to buy a home this fall, there are a few things you need to know.

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Pre-approval 359

Housing Wire

OCTOBER 28, 2024

District Court in Kansas City — less than a month before the NAR settlement is slated for its final approval hearing — Monestier took issue with the business practice changes, saying they don’t do enough to protect consumers. In a document filed on Monday in U.S. Following the Aug. I disagree. Judge Stephen R. 26, 2024.

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Pre-approval Agents Industrial As-is 468

Housing Wire

OCTOBER 25, 2024

With just a few inputs, prospective home buyers can get an idea of how much they can afford, and their likelihood of getting pre-approved for a mortgage. Zillow Home Loans’s Buyability tool is a great way to kick off that conversation.

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Housing Wire

NOVEMBER 13, 2024

The past two years have been tough, but even before 2021, Black homeownership was either falling or stagnant and remains far from its pre-2004 high of nearly 50%.” “The SHIBA report underscores that there has been little progress in increasing Black homeownership. This development has “significant implications for the housing market.”

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Housing Wire

MARCH 10, 2025

The deal, which has been approved by the boards of directors of both Rocket Companies and Redfin, is expected to close in the second or third quarter of 2025. Today, Rocket Companies announced it has entered into an agreement to purchase digital real estate brokerage Redfin in an all-stock transaction valued at $1.75 billion in equity.

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Purchase and sale agreement Pre-approval Brokerage Equity 482

Keeping Current Matters

JANUARY 19, 2023

One of the first steps in your homebuying journey is getting pre-approved.

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Pre-approval 255

Housing Wire

APRIL 17, 2025

Bill Ackman, the billionaire founder of Pershing Square Capital Management , has an audacious plan to privatize Fannie Mae and Freddie Mac without congressional approval. The proposal involves the federal government forgiving hundreds of billions of dollars while also reducing capital requirements.

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Keeping Current Matters

SEPTEMBER 10, 2024

Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking it’s finally your moment to jump into the market.

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Keeping Current Matters

APRIL 24, 2023

If you’re buying a home this spring, today’s housing market can feel like a challenge.

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Pre-approval Marketing 267

Keeping Current Matters

MARCH 26, 2025

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you.

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Pre-approval 256

Housing Wire

APRIL 1, 2025

Under the terms of the merger which was unanimously approved by the boards of directors of both companies HomeStreet Bank will be merged with and into Mechanics Bank. The companies’ announcement said that HomeStreet has a pre-transaction estimated equity value of $300 million, while Mechanics Bank has equity value of $3.3

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Housing Wire

NOVEMBER 21, 2024

Here’s the link: [Link] Script 9: Get them pre-approved Hi [Name], getting pre-approved is a great first step. Script 8: New listing on the market Hi [Name], I just found a listing that fits your criteria perfectly! Want to schedule a time to see it? I can recommend a trusted lender if you’d like.

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Closing Pre-approval Marketing As-is 370

Housing Wire

OCTOBER 28, 2024

Lead capture – Once a loan officer engages with a prospective borrower and their interest in exploring financing is confirmed, inviting them to apply for a loan helps create borrower “stickiness” by moving them forward in the process, bringing them one step closer to pre-approval.

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Loan Officer Pre-approval Technology Loans 433

Housing Wire

FEBRUARY 7, 2025

Mayor Muriel Bowser approved the measure on Jan. The amendments appear to apply to the pre-existing Reverse Mortgage Insurance & Tax Payment Program (ReMIT), which was initially started in 2019 as a pilot program. In mid-January, the D.C. 16, and its said to take effect following a 60-day period of congressional review.

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Mortgages Pre-approval Loans Finance 295

Louisville Homes

FEBRUARY 5, 2025

Many of today’s house hunters don’t understand how a mortgage pre-approval actually works. In this piece, we’ll help you better understand why a mortgage pre-approval helps you when you’re searching for a new home. It’s actually an essential first step in the home-buying journey.

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Housing Wire

DECEMBER 6, 2024

Save time with pre-written newsletters from Market Leader Don’t have time to write three or more newsletters every month? Check out some fantastic pre-built designs on sites like Canva or Etsy. They come with pre-filled content that you can customize to make your own. Need some great ideas?

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Housing Wire

FEBRUARY 19, 2025

Secure a mortgage pre-approval As a rule of thumb, its best to have your clients obtain a mortgage pre-approval prior to setting up any searches and conducting property tours. Required documentation Save your clients some time by providing them with a list of the documents theyll need to get pre-approved.

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Closing Earnest money deposit Due diligence Pre-approval 327

Housing Wire

APRIL 4, 2025

The brokerage takes 20% but, per the source, really only offers system access (ARIVE in most cases), investor approvals and AMC access. Of course, the LO will have to shoulder most of the costs by paying their own LOA/processor, doing all marketing, eating credit report fees and more. It’s not a lot of work on their part, he said.

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Housing Wire

APRIL 16, 2025

Pre-qualify your leads Honing your pre-qualification process will save you time and energy by ensuring youre focusing on potential clients who are ready, willing and able to buy or sell soon. Pre-market your listings Sell your listings faster, possibly even before they hit the market, by pre-marketing them.

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Closing Pre-approval Pre-qualification Agents 242

Housing Wire

OCTOBER 1, 2020

Effective Thursday, homebuyers on Realtor.com who say they wish to be pre-approved for a mortgage will see an advertisement from Rocket Mortgage that will allow them to receive pre-approval in as little as 20 minutes. It’s being rolled out in hundreds of test markets.

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Housing Wire

APRIL 8, 2021

Get pre-approved to show you mean business: Consider obtaining a pre-approval for a mortgage from a lender by the time you reach the offer stage, as this document can play a key role in the negotiation process. If they have a working relationship, they can usually get those things done pretty quickly.”.

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Pre-approval Inspection Lending Staging 468

Housing Wire

SEPTEMBER 6, 2023

Department of Housing and Urban Development (HUD)-approved counselors can use fee for pre-purchase counseling and homeownership education services. The change was confirmed through a LinkedIn post by HUD Deputy Assistant Secretary for Housing Counseling David Berenbaum. “The

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Pre-approval Mortgages Banks Development 447

Housing Wire

NOVEMBER 20, 2023

In order to survive, buyer agents will need to show this value to buyers and be willing to have clients pay a set fee or a pre-negotiated percentage of the sale price to secure the business. Smart loan officers will offer to work directly with listing agents to vet offers and provide pre-approvals.

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Pre-approval Agents Loan Officer Seller concession 481

Housing Wire

APRIL 17, 2025

. “Over the past 8 years we have grown an incredible team to over 100 employees, raised 5 funding rounds, called 6 different offices home, operated across 3 cities, had 2 name changes and most importantly helped millions of consumers get approved for homes and apartments,” Sandler wrote in his post.

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Pre-approval Mortgages Industrial As-is 200

Housing Wire

JANUARY 20, 2021

Getting approved for a loan is only part of the battle. But the truth is, when lender’s pre-approve homebuyers, they don’t always take into account monthly payments. But the truth is, when lender’s pre-approve homebuyers, they don’t always take into account monthly payments. Make Sure You Can Afford The Mortgage.

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Debt-to-income ratio Pre-approval Mortgages Loans 459

Housing Wire

SEPTEMBER 2, 2022

has unveiled the latest version of its proprietary artificial-intelligence (AI) platform, called Morgan, which enables the lender to convert pre-approved, property-specific home loans into tradable non-fungible tokens (NFTs). Loan originator and servicer Sun West Mortgage Co.

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Housing Wire

AUGUST 24, 2022

Buyers can qualify for Tomo appraisal coverage by having an underwritten pre-approval from Tomo Mortgage before making the offer, a minimum of a 10% down payment, and are working with a Tomo partner agent who runs the property address through a verification process with Tomo before placing the offer. trillion purchase mortgage sector.

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Pre-approval Mortgages Closing Loans 397

Housing Wire

DECEMBER 22, 2020

Pre-approval. Adjustable-rate loans have interest rates that fluctuate after a certain amount of time. They’re best if you plan to move before the rate can adjust or if you’re willing to refinance not long down the line. This is sometimes called “prequalification,” depending on your mortgage lender.

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Fixed-rate mortgage Pre-approval Mortgages Loan Officer 448

Housing Wire

MAY 24, 2024

If you’re considering buying a home but worry that student debt will prevent you from securing a mortgage, you’ll need to be strategic about your approach to increase the probability of your application getting approved. A higher credit score is generally associated with high reliability, improving your chances of a mortgage approval.

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Debt-to-income ratio Loans Pre-approval VA loan 467

Housing Wire

APRIL 5, 2024

“Attractive homes are moving fast, so those looking to buy this spring should get their finances in order now, including getting pre-approved for a home loan. Headwinds like mortgage rates , low inventory and rising rents are still strong, but easing,” Zillow Senior Economist Orphe Divounguy, said in a statement.

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Pre-approval Marketing New Construction Construction 480

Housing Wire

NOVEMBER 14, 2023

“We will cover the costs of collecting and disseminating rent payment data for a 12-month period for multifamily property owners/operators of Fannie Mae-financed properties who leverage one of the three approved vendors to collect the data,” Fannie Mae said in a blog post.

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