Housing Wire

MARCH 1, 2021

The closing process, that time between underwriting approval and the actual closing, is the mortgage industry’s not-so-secret Achilles’ heel. But the fact is that it takes an average of 47 days to close a mortgage (according to Ellie Mae as of September 2020 ). There’s just a lot more to a purchase mortgage. More emotion.

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Housing Wire

OCTOBER 27, 2023

Since 2015, ALTA has provided education through Home Closing 101, a consumer-focused website that provides information about the closing process, how they can protect their property rights, how to file a claim, and how to find a title company. Ask your title company who pays in your area and if a discount is available.

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Realty Biz

DECEMBER 15, 2021

When you’re buying a home, you’ll need a title search so that you can get title insurance. Title searches can also reassure buyers, making sure there is a smaller chance of problems with the title later on. We will take a look at the things you need to know about a title search and how it works.

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Housing Wire

APRIL 6, 2023

After a few years of nothing less than an automation revolution in the title industry, market uncertainty and declining volume are now testing just how effective our efforts have been. There’s no doubt the title industry has made significant gains in streamlining over the past two years.

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Housing Wire

MARCH 2, 2021

HousingWire spoke with Steve Greenfield, Altisource General Manager of Mortgage Real Estate Solutions, about the state of the mortgage market and how Altisource’s HomeVal solution is benefiting lenders. HousingWire: What are some due diligence and underwriting challenges loan originators face today?

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Housing Wire

MAY 17, 2023

Utilizing automated valuation models instead of full-blown appraisals or title searches in lieu of title policies makes loan production less expensive and more rapid,” according to the report. Another area to watch is the performance of loans approved through automated processes.

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Housing Wire

APRIL 1, 2021

Qualia has created a flexible infrastructure for the real estate and mortgage industry. Real estate transactions require coordination between lenders, title insurers, home buyers, title & escrow companies – the list goes on. Joel Gottsegen, Co-founder. Lucas Hansen, CTO. Nate Baker, CEO.

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Housing Wire

JUNE 24, 2021

Join this webinar for a discussion on changes in market demographics, suppliers and how focusing on customer experience and taking a few simple steps during the mortgage loan process can close deals 3x faster. Since 2000, TitleWave has delivered more than 6 million title search reports to over 12,000 customers, the company said.

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Housing Wire

DECEMBER 16, 2024

Doma quickly made a name for itself during the height of the refinance boom in late 2020 and 2021 with its Doma Intelligence platform , which automated large portions of the closing process, including title searches, drastically speeding up the closing process. However, when the market cooled in 2022, Doma floundered.

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Housing Wire

APRIL 17, 2023

These innovations have helped — not hindered — title professionals offering the same, robust coverage and protection that homeowners have depended on for over a century. Some vendors push alternative title insurance products that are marketed as cheaper options. Not all innovations are created equal.

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Housing Wire

DECEMBER 5, 2022

As the mortgage rate environment became increasingly volatile in August and early September, one in three title insurers reported order volume that was below or far below average. That’s according to PropLogix ’s fifth annual “State of the Title Industry” report.

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Housing Wire

JANUARY 19, 2023

After years of historic growth, the housing market is beginning to normalize. While some are using the current market uncertainty as an opportunity to promote products that offer less protection under the illusion of saving consumers money, now is not the time to start embracing shortcuts to well-established processes and products.

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Housing Wire

MARCH 29, 2021

Qualia announced Monday a new integration with title automation company DataTrace , giving Qualia Marketplace users direct access to DataTrace products and services without leaving the platform. DataTrace provides title search and automation solutions to the title and settlement service industries.

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Housing Wire

SEPTEMBER 30, 2020

Its solutions are customizable to help give clients an edge in today’s uncertain market. Trelix helps increase mortgage fulfillment productivity and customer satisfaction by helping companies adjust to constantly fluctuating business demands with a global supplemental team of skilled mortgage associates.

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Housing Wire

JUNE 22, 2021

HousingWire recently spoke with Robert Karraa, President of First American Data & Analytics , on how lenders can better identify fraud risks and errors in mortgage applications. In 2020, more than half of all mortgage origination transactions relied on either our data or one of our analytic solutions.

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Housing Wire

MAY 21, 2021

Texas-based technology company RamQuest announced its title and closing digital network — called “Closing Market” — has integrated with SearchCONNECT , an affiliate of Investors Title and National Investors Title Insurance Company , which provides search solutions in Florida, Georgia, South Carolina, Tennessee and Virginia.

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Housing Wire

FEBRUARY 10, 2022

High demand for housing coupled with low mortgage rates led to an increase in both purchase and refinance transactions, pushing many firms to expand their capacity. A hot topic of conversation during the call was the decrease of refinance volume due to rising mortgage rates, which are nearing 4%. compared to 17.9%

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Housing Wire

APRIL 6, 2021

The gap between appraisal and what buyers are willing to pay in one of the wildest real estate markets in modern history has created friction between agents, lenders and appraisers working under stressful conditions. How hybrid title and valuations help increase lending efficiency. She recently had a deal fall apart due to appraisal.

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Housing Wire

MARCH 28, 2024

Then, they think about the mortgage : a good rate, good monthly payments, and approval. One would be hard-pressed to find many title agencies that aren’t using some level of technology in that regard. Take the wide-ranging requirement for addressing clouds on the title. Then, they might become hopeful.

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Housing Wire

JUNE 11, 2021

A qualified appraiser will compare recent sales of similar local properties, market trends and conduct a visual inspection of the home’s interior and exterior to determine the property’s fair market value. Due to today’s booming housing market, the appraisal process may take anywhere from days to weeks to complete.

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Housing Wire

JULY 28, 2022

HousingWire: As mortgage forbearance programs come to an end, how should at-risk homeowners deal with potential foreclosure? Their bank or mortgage servicing company will be a great source of information, presenting options to assist the borrower.

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Housing Wire

APRIL 1, 2021

In today’s low interest rate, high-volume market, lenders need a way to manage their mortgage volume while providing a consistent, high-quality customer experience. ServiceLink’s EXOS Title engine automates the title search, pulling available land records data together to create a complete property profile.

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Housing Wire

APRIL 10, 2023

In December, HousingWire spoke to Flueid about the concept of instant title and why it is a misnomer for mortgage lenders. HousingWire: HousingWire recently spoke to Flueid about the concept of instant title and why it’s a misnomer for mortgage lenders.

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Housing Wire

OCTOBER 29, 2021

A small issue within the title process can have an impact on the length of the closing process, impacting mortgage lenders and borrowers. HousingWire recently spoke with Dave Steinmetz, Division President of Origination Services for ServiceLink, on what tools lenders should leverage to streamline home equity title and closing.

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Housing Wire

OCTOBER 13, 2022

Prior to the advent and widespread use of title insurance, before taking title to a property, the buyer required that the title be free of any rights, interests, liens or encumbrances of others for which the buyer would be responsible for.

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Housing Wire

MARCH 27, 2023

At a time of high mortgage rates and inflation, the federal government — along with government-sponsored enterprises — is understandably under pressure to lower costs and make homeownership more accessible. According to Politico , Fannie Mae would waive title insurance requirements for certain transactions under the pilot program.

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Housing Wire

NOVEMBER 22, 2023

One would be hard-pressed to find many title agencies that aren’t using some level of technology in that regard. Other complex and time-consuming tasks addressed by improved technology include title searches, document preparation, lien releases and even the closing itself, as RON and digital closings gain adoption rapidly.

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HomeLight

OCTOBER 29, 2024

Mortgage payoff Alabama has a homeownership rate of 73.8% , and the average mortgage balance carried by homeowners is $171,883. This means that the majority of Alabama sellers must pay off their existing mortgage before they can transfer the property title to the new buyer. in state transfer tax.

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HomeLight

SEPTEMBER 13, 2024

We’ll walk you through everything you need to know about title insurance with help from top New Jersey real estate agent Adam D’Annunzio , who sells homes 54% quicker than the average agent in his Ocean City market. As the seller, you must resolve all liens found in the title search in order to transfer the title to the buyer.

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Realty Biz

AUGUST 12, 2023

Buying a home is a significant decision, and understanding mortgage terms can make the process smoother. Here are some key terms and their definitions: Mortgage : A loan specifically used to purchase real estate. Fixed-Rate Mortgage : A mortgage in which the interest rate remains the same for the entire term of the loan.

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RIS Media

APRIL 8, 2022

Homes that are listed as pending or sold are officially off the market. . Other factors can also put a home back on the market. Real Estate appraisals are usually completed when homes are bought via mortgage loans. Appraisals that are lower than expected may put a home back on the market. The title search reveals issues.

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Marco Santarelli

DECEMBER 20, 2024

Ever feel like you're throwing money away with your current mortgage? Many homeowners wonder about the best time to refinance mortgage. When is the Best Time to Refinance Mortgage? It's More Than Just Lower Rates Refinancing is essentially replacing your old mortgage with a new one. You're not alone! Why Refinance?

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Realtor.com

JANUARY 14, 2021

If you need a mortgage to buy real estate, your lender will likely require you to buy a title policy from a title insurance company. Although it’s a cost home buyers incur, getting a title policy from a title insurance company is critical to establishing peace of mind.

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HomeLight

JULY 11, 2024

Confirm where the mortgage stands As the new owner of the house, it’s essential to fully understand the status of the mortgage. You’ll also need to surface any other liens or judgments attached to the property, such as unpaid taxes, a home equity line of credit, or a reverse mortgage.

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HomeLight

OCTOBER 2, 2020

Mortgages are some of the most complicated loans that you can get, and they include a number of associated fees. While a good lender, mortgage broker, or real estate agent will explain mortgage fees to you before the closing , many borrowers still find themselves surprised at the total cost. Mortgage broker fee.

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Marco Santarelli

DECEMBER 22, 2020

Mortgage note investing is one of the best real estate investment opportunities available but it is rarely discussed. In this article, we shall discuss the various types of mortgage notes and how to invest in them. Mortgage notes are also known as real estate lien notes and borrower’s notes.

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HomeLight

AUGUST 20, 2021

Mortgage payoff. About 66% of residential properties in Connecticut are owner-occupied , and 68% of those homes have outstanding mortgage debt. This means that most Connecticut home sellers need to pay their remaining mortgage balance before transferring the property title to a buyer. Loan reconveyance fee. Attorney fees.

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