Remove Loans Remove Natural hazards disclosure Remove Seller concession
article thumbnail

How Much Are Closing Costs in California?

HomeLight

Richie Helali , a licensed senior mortgage advisor at HomeLight Home Loans , says that closing costs are most often paid through wire transfer or certified check, along with the down payment for your home loan. We’re seeing more rate buydowns from sellers. Note that some items are based on a percentage of the loan amount.

article thumbnail

What You Need to Know About Selling Your House in California

HomeLight

Mortgage loan payoff. Selling a home in California also requires these additional disclosure forms including: Natural Hazard Disclosure Report/Statement which shows whether the home is in zones predisposed to earthquakes, flooding, fire, or wildland risks. This document provides: Loan payoff information.