Housing Wire

MARCH 10, 2025

Repurchase risk mitigation: The system identifies safety hazards or other concerns that could affect loan underwriting. This past November, MLS Property Information Network announced a partnership with Restb.ai to bring advanced AI features to its web-based Pinergy MLS system.

MLS 220

MLS Technology Industrial Loans 220

Housing Wire

AUGUST 25, 2022

Did you just begin your career as a mortgage loan officer and need the answers to questions you didn’t even know you had? A part of the Women of Influence Forum, this workshop is perfect for new loan officers, especially women new to the industry, to gain confidence in their position. HW Annual is the place for you. Happening Oct.

Loan Officer 397

Loan Officer Loans Mortgages MLS 397

Housing Wire

JANUARY 26, 2024

It devolved into a battle about historic facts, old-school MLS listing books, pronunciation corrections and even references to the kid-friendly restaurant chain Chuck E. Department of Veteran Affairs (VA) loans. The hourlong debate began with both participants discussing their motivations for participating.

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MLS VA loan Agents As-is 468

Housing Wire

NOVEMBER 4, 2024

But the New Hampshire Association of Realtors and Prime MLS had already introduced the changes, including mandatory buyer representation agreements and no offers of cooperative compensation on the MLS, about three weeks prior. But in another stroke of luck, I have a cousin who is a loan officer at Guild Mortgage.

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Purchase and sale agreement Inspection contingency Inspection Title 435

Housing Wire

JULY 23, 2024

According to data at HousingWire ’s Mortgage Rates Center , the average rate for 30-year conforming loans was at 7.01% on Tuesday, down 5 basis points from one week ago and 10 basis points lower than two weeks ago. The rate for 15-year conforming loans averaged 6.66% on Tuesday, compared to 6.79% a week ago. trillion this year.

Mortgages 511

Mortgages MLS Finance Loans 511

Housing Wire

MAY 21, 2024

VA policy states that while a veteran is allowed to use a buyer broker to purchase a home using their VA loan benefit, they “may not under any circumstances, be charged a brokerage fee or commission in connection with the services of such individuals.”

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VA loan Agents Loans MLS 523

Housing Wire

DECEMBER 18, 2023

But at the end of the day, even just that process of finding that home, I can walk in with them and I can say you qualify for your loan, but the house isn’t going to qualify for the loan. The loans are particular and we can put that expertise to work for them before they go down a path of heartbreak,” she added.

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MLS Loans Closing costs Industrial 488

Housing Wire

JUNE 11, 2024

Department of Veterans Affairs (VA) on Tuesday issued a temporary fix that will allow homebuyers using VA loans to pay for their real estate agent’s commission — i.e., the buyer-broker fee. Behr, program analyst at the department’s Loan Guaranty Service and Veterans Benefits Administration, said in a statement.

VA loan 523

VA loan Loans Brokerage MLS 523

Housing Wire

DECEMBER 21, 2023

Meanwhile, HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate on conventional loans at 6.68% on Thursday. Lower rates will have a positive impact on affordability, Lisa Sturtevant, chief economist at Bright MLS, said in a statement. by mid-year and to decline further to 6.2% by the end of next year.

Mortgages 511

Mortgages Fixed-rate mortgage MLS New Construction 511

Housing Wire

SEPTEMBER 13, 2022

AgentConnect takes Co-Branded marketing to a new level by automatically delivering dynamic open house flyers, property websites, and landing pages instantly through MLS data in real-time, which is auto-generated and compliantly displayed, including loan officer’s specific loan and pricing options. Product Fast Facts. #1.

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Loan Officer MLS Land Branding 413

Housing Wire

NOVEMBER 20, 2023

Savvy sellers are consumers who will choose to have a seller agent complete a basic MLS listing, then take the process into their own hands by fielding orders directly from buyers rather than give 3% to have offers brought to them. Most successful loan officers get their business from buyer agent referrals. Enter the savvy seller.

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Pre-approval Agents Loan Officer Seller concession 481

Housing Wire

JULY 30, 2024

AutomatIQ Borrower is designed to provide greater integrity and reliability in the loan calculation process, which CoreLogic describes as a historically “labor-intensive and error-prone task.“ The company aims to make the product a “one-stop analysis solution for mortgage lending financial institutions,“ it said in its announcements.

MLS 437

MLS Lending Technology Loans 437

Housing Wire

DECEMBER 14, 2023

Meanwhile, HousingWire’s Mortgage Rates Center showed Optimal Blue ’s average 30-year fixed rate on conventional loans at 6.9% Several loan officers on Thursday told HousingWire they were quoting borrowers in the mid-6% range on standard 30-year-fixed loans. on Thursday. One LO said he quoted an FHA borrower at 5.7%.

Mortgages 501

Mortgages Fixed-rate mortgage Loan Officer MLS 501

Housing Wire

MARCH 28, 2024

At the moment, IPCs “include concessions from the seller to the buyer for items that are traditionally paid by the buyer such as loan closing costs or rate buy-downs,” but as buyer agents are customarily paid by the listing agent, their fees are excluded from caps on the IPCs. Sellers or buyers can pay the buyer’s agent’s fees.

VA loan 476

VA loan Closing costs MLS Loans 476

Housing Wire

OCTOBER 5, 2023

Freddie Mac ‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.49% as of Oct. HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.60% on Wednesday, compared to 7.43% the previous week.

Fixed-rate mortgage 476

Fixed-rate mortgage Mortgages MLS Loans 476

Housing Wire

OCTOBER 12, 2023

Freddie Mac ‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year, fixed-rate mortgage averaged 7.57% as of Oct. Other indices showed significantly higher home loan rates this week. That’s up 8 basis points from 7.49% the previous week.

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Fixed-rate mortgage Mortgages Loans MLS 448

Housing Wire

NOVEMBER 9, 2023

However, the gap between mortgage rates now and a year ago has narrowed, Bright MLS Chief Economist Lisa Sturtevant said. “At HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate for conventional loans at 7.444% on Thursday, compared to 7.576% the previous week. for the week ending Nov.

Mortgages 488

Mortgages MLS Loans Investor 488

Housing Wire

SEPTEMBER 7, 2023

Freddie Mac‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.12% as of Sept. HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.20% on Wednesday, compared to 7.07% the previous week.

Mortgages 476

Mortgages Fixed-rate mortgage Marketing MLS 476

Housing Wire

NOVEMBER 30, 2023

Meanwhile, HousingWire’s Mortgage Rates Center showed Optimal Blue ’s average 30-year fixed rate on conventional loans at 7.1% Bright MLS ’ 2024 forecast indicates that mortgage rates will fall to 6.5% That’s down significantly from last week ’s 7.29% and up from 6.49% the same week a year ago. on Thursday.

Mortgages 518

Mortgages MLS Investor Development 518

Housing Wire

SEPTEMBER 3, 2024

At HousingWire ‘s Mortgage Rates Center on Tuesday, the 30-year rate for conforming loans averaged 6.60%, down from 6.64% one week ago. Purchase loan activity jumped by 33% and refinance activity increased by 10% during this period. “A The 15-year conforming rate was 6.23%, down from 6.28% a week ago. year over year.

Mortgages 501

Mortgages Loans MLS Lending 501

Housing Wire

OCTOBER 11, 2022

Mortgage Coach , a mortgage platform that enables lenders to educate borrowers with home loan presentations, announced that its platform will be integrated with Insellerate, a customer relationship management (CRM) platform.

Mortgages 418

Mortgages Loan Officer Loans MLS 418

Housing Wire

MARCH 1, 2023

Through this API integration, users can populate MLS and non-MLS rate flyers in a short period of time using “real-time, scenario-specific mortgage offers” delivered through Polly’s cloud-native Product and Pricing Engine (PPE), according to a prepared statement.

MLS 368

MLS Loan Officer Technology Loans 368

Housing Wire

JUNE 30, 2021

Caliber Home Loans, Inc., a home loan company, offers resources to help support a broker’s business for continued success. Caliber Reconnect includes MLS Trigger that alerts brokers when a shared borrower’s property has been listed for sale on MLS.

Lending 397

Lending MLS Loans Renovation 397

Housing Wire

FEBRUARY 15, 2023

In turn, it affected borrowers’ appetite for home loans. The latest Mortgage Bankers Association (MBA) survey showed that mortgage loan application volume declined 7.7% According to the MBA data, the 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) increased to 6.39% for the week ending Feb.

Mortgages 397

Mortgages Fixed-rate mortgage Loans MLS 397

Housing Wire

AUGUST 22, 2022

NFTYDoor says traditional home equity lenders take 30 to 90 days to fund loans due to their manual underwriting. Borrowers can apply for up to three loans, subject to a limit of $750,000 per borrower. According to Black Knight, at the end of the second quarter of 2022, the average U.S. Schacknies stepped down.

Equity 370

Equity MLS Renovation Loans 370

Housing Wire

NOVEMBER 23, 2022

Recent declines in mortgage rates, which are due to a slowdown in inflation growth, have been enough to convince some borrowers to apply for new home loans, according to recent data on mortgage applications. . Mortgage rates differed slightly on other platforms, and were 6.65% for conforming loans at Mortgage News Daily on Tuesday. .

Mortgages 488

Mortgages Fixed-rate mortgage MLS Loans 488

Housing Wire

AUGUST 13, 2021

Most loan officers lose 70% of their past customers because they don’t have the process or tools to manage the relationship forward. As a result, the top priority today for all modern mortgage lenders is not the loan they deliver; it’s their ability to manage the experience beyond the transaction with personalized advice.

Loan Officer 476

Loan Officer Technology Loans Mortgages 476

Housing Wire

JANUARY 25, 2024

And HousingWire’s Mortgage Rates Center showed that Optimal Blue’s average 30-year fixed rate for conventional loans was 6.713% on Thursday, up from 6.709% at the same time last week. Meanwhile, the Bright MLS forecast for 2024 calls for mortgage rates to decline further this year, reaching 6.2% by the fourth quarter.

Mortgages 448

Mortgages Fixed-rate mortgage MLS Banks 448

Housing Wire

FEBRUARY 1, 2021

Much of the focus in the aftermath of that crisis was, understandably, on loan modifications. Those loan modifications attempted to right-size mortgage payments to help keep distressed borrowers in homes. Second, those winning auction offers have been an average of 15% higher than the highest offer received through the MLS.

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Sales Pre-approval Short sale MLS 435

Housing Wire

SEPTEMBER 7, 2023

The three class action suits Moehrl , Sitzer/Burnett , and Nosalek , named after their lead plaintiffs, take aim at NAR’s Participation Rule , which requires listing agents to make a blanket offer of compensation to buyers’ agents in order to list the property on a Realtor-affiliated multiple listing service (MLS).

Agents 418

Agents Loan Officer Lending Loans 418

Housing Wire

MARCH 25, 2024

Rates for 30-year conforming loans at HousingWire’s Mortgage Rates Center stood at 7.15% on Monday. We’ve seen more builders bring smaller, less expensive homes to the market in recent months,” Bright MLS chief economist Lisa Sturtevant said in a statement. Meanwhile, the inventory of existing homes is loosening up.

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Sales New Construction Construction MLS 484

Housing Wire

JULY 26, 2024

When asked about their greatest challenges, mortgage professionals are particularly concerned about mortgage rates , loan stability, home prices, lead generation, and maintaining competitive rate sheets and product offerings.

Marketing 482

Marketing MLS Mortgages Agents 482

Housing Wire

FEBRUARY 15, 2024

And HousingWire’s Mortgage Rates Center showed that Polly ’s average 30-year fixed rate for conventional loans was 7.09% on Thursday, up from 6.91% at the same time last week. “On Waiting for rates to fall further later this year could make sense for some buyers,” Bright MLS chief economist Lisa Sturtevant said in a statement.

Mortgages 468

Mortgages Fixed-rate mortgage MLS Loans 468

Housing Wire

MARCH 2, 2023

At the same time, consumers have taken on a record amount of debt, including mortgage , personal, auto, and student loans. I feel like we have some people sitting on the fence again,” said one loan officer in the Portland, Oregon market. “I To me, that seems to be the most promising program right now for conventional loans.”

Mortgages 468

Mortgages Fixed-rate mortgage Equity Loan Officer 468

Housing Wire

NOVEMBER 16, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate on conventional loans at 7.409% on Thursday, compared to 7.444% the previous week. However, there is room for mortgage rates to fall further, according to Bright MLS Chief Economist Lisa Sturtevant.

Mortgages 482

Mortgages Fixed-rate mortgage MLS Investor 482

Housing Wire

MARCH 15, 2024

Loan officers and mortgage executives expect home sellers and homebuyers to negotiate more aggressively on commission paid to buyer agents, potentially bringing costs down. NEXA has always been focused on purchase loans , which means some of its LOs do significant business with buyers’ agents.

Industrial 514

Industrial Seller concession Purchase and sale agreement Agents 514

Housing Wire

OCTOBER 13, 2023

Some lenders have a stake in the ground to improve their loan execution; they’re finding it’s faltering with their POS system. With BlueForceX’s three business lines, the platform aims to increase lenders’ leads and pull-through rates on their funnel conversions, as well as grow their funded loan volume.

MLS 435

MLS Technology Mortgages Loans 435