Lending and Staging - Residential Realty Today

Supreme Lending looks to expand along the West Coast

Housing Wire

MARCH 13, 2025

Mortgage industry veterans Eli Fairfield and Brian Keranen have joined Everett Financial (dba Supreme Lending ) as regional directors for the Pacific Southwest, the company announced. Fairfield and Keranen bring decades of experience in mortgage lending, as loan originators and managers in California.

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Natural disasters like the LA fires will deepen the U.S. housing crisis

Housing Wire

JANUARY 15, 2025

The study claims that the crisis can be traced back to the early 2000s when subprime lending activities were prevalent. The resulting housing market crash and the Great Recession led policymakers to overcorrect by tightening mortgage lending standards and limiting funds for new construction.

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Successful mortgage lending starts with superior customer service

Housing Wire

MARCH 15, 2021

What happens when borrowers can’t or won’t walk into a lending branch? HousingWire recently sat down with Insellerate CEO Josh Friend to discuss that very question and what strategies retail lenders should look to adopt from direct-to-consumer lending. That’s where this hybrid digital lending model has emerged.

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Lenders tread carefully around targeted lending programs

Housing Wire

DECEMBER 24, 2021

Last week’s announcement from the Department of Housing and Urban Development cleared the way for lenders to adopt targeted lending programs, but so far, they are treading carefully. Special purpose credit programs allow lenders to target loan products to benefit protected classes without running afoul of fair lending law.

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Opinion: Affordable lending requires creative thinking

Housing Wire

MARCH 11, 2022

With the increasing regulatory focus on expanding affordable lending programs, mortgage lenders need to have a plan to serve the underserved. Many lenders have historically shied away from offering a robust affordable lending product line, including down payment assistance (DPA) programs and ITIN mortgages. Finding the ‘why’.

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CFPB finalizes rule that lays the foundation for open banking

Housing Wire

OCTOBER 22, 2024

He said the “stage is set for a more data-driven lending environment.” “Consumers now control their financial data, sharing it securely with third parties. Eric Lapin, president of FormFree , a fintech company that helps mortgage lenders verify borrowers’ ability to pay, welcomed the rule.

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Roostify launches first of many AI-powered APIs on home lending platform

Housing Wire

OCTOBER 15, 2021

Home lending proptech Roostify is releasing the “first of many” APIs on its existing lending platform built to automate document validation and data extraction in the lending process. Even in its relatively early stages of training the AI models, it is already turning out FI scores between 0.83

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Tavant adds automated asset analysis product to its lending platform

Housing Wire

APRIL 25, 2023

Tavant , a Silicon Valley-based digital lending solutions provider, is adding a new product called Asset Analysis to its AI-powered digital lending platform, Touchless Lending. The new product is in the near-final stages of production and will be available in-market by the end of June 2023.

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Judge green lights amended predatory lending suit against Wells Fargo

Housing Wire

MARCH 28, 2023

A federal judge in Georgia has given the green light for an amended “predatory lending” lawsuit to proceed against Wells Fargo. Wells Fargo has been under fire numerous times in the past over discriminatory lending allegations. The lawsuit was filed under the Fair Housing Act by three counties in Georgia.

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FinLocker says it will cover 100% of mortgage verification costs

Housing Wire

MARCH 27, 2025

FinLocker details that the initiative will eliminate verification costs at all stages of the mortgage journey, from prequalification and underwriting to final reverification before closing. FinLockers no-cost verification is a game-changer for our business,” said Steve Majerus, CEO at Synergy One Lending.

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Reverse mortgage pro shares how he became a HECM customer

Housing Wire

NOVEMBER 21, 2024

Tim Nelson, a longtime reverse mortgage industry professional and reverse department manager at VIP Mortgage in Scottsdale, Arizona , spent 20 years in the home lending arena before shifting his focus entirely to reverse. This also lends itself to discussions about areas that the loan should not interact with in a larger retirement plan.

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MAXEX hires Daniel Wallace as chief operating officer

Housing Wire

NOVEMBER 12, 2024

Prior to Haven, Wallace served as the general manager of lending at Figure Technologies — a leading nonbank home equity line of credit lender — and as CEO of FirstKey Mortgage. I’m excited to join the MAXEX leadership team at this critical growth stage,” he added. “The U.S. MAXEX is based in Atlanta.

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Building the next generation of tech: Three ways to digitize home lending

Housing Wire

OCTOBER 12, 2021

At each stage of the buying process, there are multiple siloed transactions, from appraisals, inspections and settlements to mortgage payments and homeowners’ insurance. Digitalization in the home lending industry does not always require companies to entirely invent new technology solutions. However, it’s important.

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Borrowers want consistency through the lending process – Here’s how to give them that

Housing Wire

AUGUST 31, 2020

AuditGenius compares data to audit and track loans on every stage of the mortgage lifecycle and report on the exceptions that may expose an organization to risk. The post Borrowers want consistency through the lending process – Here’s how to give them that appeared first on HousingWire.

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Lower’s Dan Snyder will share his story at the HousingWire IMB Summit

Housing Wire

SEPTEMBER 5, 2024

1, 2024, when Snyder, the CEO of Lower , steps on to the main stage at the George W. In November 2023, Lower announced the acquisition of Colorado-based Universal Lending. Independent mortgage banking executive leaders will dominate the stage at the HousingWire IMB Summit on Oct. This changes on Oct.

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Catch the No. 1 purchase mortgage originator on stage at HW Annual 2023

Housing Wire

JULY 25, 2023

What does the top-producing lending officer (LO) in the country have to say to other mortgage lenders? for purchase mortgage origination, and he is taking the stage at HW Annual. Register Weaver spoke with HousingWire to share his excitement for HW Annual and give attendees a sneak peak at the t opics he’ll discuss on stage.

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Are these factors creating chaos in your mortgage lending ops?

Housing Wire

JUNE 7, 2022

The industry’s workforce is made up primarily of professionals who are now in the later stages of their careers. The post Are these factors creating chaos in your mortgage lending ops? Ask anyone in the HR department of a loan origination or servicing shop and they’ll tell you that a storm is coming. appeared first on HousingWire.

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HomeLight raises $20M to expand Buy Before You Sell product

Housing Wire

AUGUST 26, 2024

Zeev Ventures , an early-stage venture fund, led the Series D extension, and was joined by Stereo Capital and Menlo Ventures. HousingWire reported that in June 2022, the company raised $115 million — $60 million in equity and $55 million in debt — while acquiring Denver-based lending startup Accept.inc.

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Truework and Revvin partner to enhance income verification services for point-of-sale systems

Housing Wire

OCTOBER 4, 2023

Digital lending platform Revvin joined forces with Truework , an income and employment verification platform, to provide comprehensive income verification coverage. However, bringing this technology to the point-of-sale stage allows lenders to screen candidates more effectively.

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Open Mortgage has FHA direct endorsement authority terminated in Iowa

Housing Wire

JUNE 11, 2024

Cases in the early stages may be transferred to other lenders with an FHA approval. Open Mortgage has continued to operate in the forward lending space. Open Mortgage had 67 sponsored loan officers and 23 active branches as of Tuesday, per the Nationwide Multistate Licensing System (NMLS).

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The secondary market comes to the rescue…again

Housing Wire

DECEMBER 10, 2020

The secondary market, often an afterthought for most participants in the mortgage process, took center stage in 2020. The country was in the middle of the financial crisis, as the consequences of the deceptive mortgage lending practices from all the years prior came crashing down.

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Powell acknowledges concerns about Basel III bank proposal

Housing Wire

MARCH 7, 2024

But major financial institutions have opposed the proposal, decrying its adverse effects on lending activities. Powell noted that regulators were in the early stages of absorbing feedback and evaluating possible changes. Implementation of the proposal could compel approximately three dozen of the largest U.S.

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Pagaya Technologies names former CEO of Caliber Home Loans as president

Housing Wire

OCTOBER 5, 2023

His responsibilities include overseeing the strategy and growth of Pagaya’s commercial business – including its single-family rental business and its subsidiary Darwin Homes – as it continues to enhance its tech-enabled product offering and expand its new and existing lending partnerships, the firm said in a news release.

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The worst for mortgages may be over, but younger borrowers still face affordability challenges

Housing Wire

FEBRUARY 12, 2024

The worst times for mortgage originations may be over as the market appears to be turning, but it’s still an unaffordable environment for younger borrowers in particular, according to a fourth-quarter 2023 lending report from Maxwell. If home prices and lending costs moderate in 2024, significant demand could flow into the market.

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Regulation hasn’t caught up to generative AI

Housing Wire

OCTOBER 16, 2023

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending. Have we developed a model that is in fact fair?

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What are housing leaders doing that you’re not?

Housing Wire

JUNE 30, 2023

From Anywhere Brands Chief Marketing Officer Amory Wooden to Newrez President Baron Silverstein, this line-up of speakers — who are collectively moving markets forwards — is one we’re excited to showcase on stage in Austin, Texas from Oct. To lean into our Texas roots, this isn’t their first rodeo.

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3 ways to help borrowers navigate choices as ‘exotic’ loans make a comeback

Housing Wire

NOVEMBER 1, 2023

As borrowers reel from the sticker shock of conventional mortgages , lenders could see a surge of demand for alternative lending products, such as adjustable-rate mortgages (ARMs), for the first time since the financial crisis. Add context about why you’re asking for specific information at every stage.

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Despite this year’s short pause, demand for non-QM is stronger than ever

Housing Wire

AUGUST 31, 2020

HousingWire spoke to Doug Perry, Citadel’s new managing director of Wholesale and Retail Sales, about his plans for Citadel and the current state of non-QM lending. HW: What does the demand for non-QM lending look like now following the sector’s pause earlier this year? Underlying demand for non-QM lending products remains strong.

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Loan officers, focus on quality not quantity

Housing Wire

MARCH 25, 2025

What’s the deal with all the discussion across the lending community about the fluctuation of the loan officer population recently? There have been social media posts and editorials debating the current total number of loan officers, whether the population has decreased, and if so, by how much.

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Arc Home COO Suzy Lindblom to speak at HW Annual

Housing Wire

JUNE 26, 2023

Suzy Lindblom will speak to all of these topics when she takes the stage at HW Annual. Register for HW Annual today to catch Lindblom on stage alongside other powerful women of influence. Lindblom will be joined on stage by moderator Michelle Kryczkowski, vice president and division performance executive at Cardinal Financial.

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Identity theft protection company seeks inroads to reverse mortgage industry

Housing Wire

OCTOBER 23, 2024

American Identity Group , an information security company that monitors and fixes security breaches and primarily operates in the wholesale lending space, has also become well established in the title and home warranty industries. The company now aims to embed its services in forward and reverse mortgages.

Industrial

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Mortgage forbearances down 2 basis points to 5.9%, led by Fannie and Freddie

Housing Wire

OCTOBER 26, 2020

Borrowers want consistency through the lending process – Here’s how to give them that. According to the MBA report, an estimated 3 million homeowners are in forbearance plans, with approximately 25.02% of total loans in forbearance in the initial stage and 73.14% in a forbearance extension.

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Re-thinking property tax reporting can help meet lenders’ need for speed

Housing Wire

JULY 26, 2021

With the increasing “need-for-speed” at which the lending community moves, keeping up is a constant task that never gets any easier. As the refi-crunch subsides and homebuyers are increasingly competing against faster all-cash offers, speed once again is center stage. “I feel the need…the need for speed.” – Maverick (Top Gun).

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With the Origence Mortgage Platform, lenders can adapt their lending experience to meet borrowers’ needs

Housing Wire

SEPTEMBER 30, 2020

Technology has made many aspects of day-to-day life more seamless than ever, with instant, easy and personalized consumer experiences; however, lending is still difficult. The Origence Mortgage Platform is an end-to-end lending platform that puts the power of modern technology in lenders’ hands, enabling them to close more loans, faster.

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Fintech Stavvy acquires servicing tech firm Brace

Housing Wire

AUGUST 1, 2023

Stavvy , a fintech company specializing in digital and remote collaboration for lending and real estate companies, acquired Brace , a digital mortgage servicing platform. Founded in 2018 , Stavvy works to increase efficiency and transparency in real estate and mortgage lending. Terms of the deal were not announced.

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How can the mortgage industry recruit people earlier in their careers?

Housing Wire

SEPTEMBER 9, 2021

Dave Sheeler, president of residential servicing and correspondent lending at Freedom Mortgage. If you were standing on a stage giving an acceptance speech, who would you want to thank for helping you get where you are today? To read the other two Q&As in the magazine, go here.

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Industry vet launches new mortgage CE company, MLO Force

Housing Wire

APRIL 25, 2024

Nathan Knottingham, COO at Vetted VA , announced the launch of a new mortgage continuing education provider, MLO Force , from the stage at HousingWire’s The Gathering this week. The company, operated by 20/20 Vision for Success Coaching , will be led by Knottingham as CEO and video producer Sawyer Jones.

Industrial

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Ocwen to buy $48B MSR package from AmeriHome

Housing Wire

MAY 26, 2021

Texas Capital’s correspondent lending business originated approximately $2.4 billion of volume in the fourth quarter, slightly less than Ocwen’s correspondent lending arm during the same period. As part of its purchase of Texas Capital Bank’s servicing book, Ocwen also acquired the lender’s correspondent business.

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Reverse mortgages seen as a path forward for lenders

Housing Wire

APRIL 29, 2024

While Finance of America Companies (FOA) President Kristen Sieffert was the biggest reverse mortgage industry representative to take the stage at the event, other lending professionals who are active in the reverse mortgage business also spoke about why they’re involved in the space and what they believe it can do for their companies going forward.

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Logan Mohtashami to speak at Gathering of Eagles 2023

Housing Wire

FEBRUARY 3, 2023

Logan Mohtashami , lead analyst for HW Media , is taking the stage at Gathering of Eagles 2023 to give an update on the state of housing and the economy. Prior to his role at HW Media, Mohtashami worked as a senior loan manager for AMC Lending Group. Mohtashami’s presentation is scheduled for Tuesday, June 20.

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Improving your bottom line at HW Annual

Housing Wire

JUNE 8, 2023

Gonzalez is taking the stage for, “Strategy and Operations Tactics from the Top,” on Tuesday, October 10. Joining Gonzalez on stage is a power-packed group of female leaders who not only specialize in but also are pros when it comes to change management. Her biggest piece of advice for mortgage leaders in this market? “Be

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David Lykken to speak at Gathering of Eagles 2023

Housing Wire

APRIL 24, 2023

Lykken will take the stage during DealMakers and the session, “Best Practices for Affiliated Partnerships.” Outside his role at TMS, Lykken is also the host of two podcasts: “Lykken on Lending,” and “Lykken on Leadership.” He relies on the core principles of communication, consulting and coaching to drive his business forward.

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Mortgage tech firm Volly scoops up Home Captain

Housing Wire

JUNE 2, 2021

At the time, Volly cited the union as a means for the company’s lending clients to utilize Home Captain’s concierge and technology offering throughout the homebuying and mortgage origination process.

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Why appraisal modernization alone is not enough

Housing Wire

AUGUST 14, 2023

Appraisal modernization is generating a lot of buzz in the real estate lending industry. The real estate lending market is more competitive today than it has ever been. Lenders will hit the title information stage of the process and efficiency could again grind to a halt. However, is appraisal modernization on its own enough?

Technology

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Supreme Lending looks to expand along the West Coast

Natural disasters like the LA fires will deepen the U.S. housing crisis

Trending Sources

Successful mortgage lending starts with superior customer service

Lenders tread carefully around targeted lending programs

Opinion: Affordable lending requires creative thinking

CFPB finalizes rule that lays the foundation for open banking

Roostify launches first of many AI-powered APIs on home lending platform

Tavant adds automated asset analysis product to its lending platform

Judge green lights amended predatory lending suit against Wells Fargo

FinLocker says it will cover 100% of mortgage verification costs

Reverse mortgage pro shares how he became a HECM customer

MAXEX hires Daniel Wallace as chief operating officer

Building the next generation of tech: Three ways to digitize home lending

Borrowers want consistency through the lending process – Here’s how to give them that

Lower’s Dan Snyder will share his story at the HousingWire IMB Summit

Catch the No. 1 purchase mortgage originator on stage at HW Annual 2023

Are these factors creating chaos in your mortgage lending ops?

HomeLight raises $20M to expand Buy Before You Sell product

Truework and Revvin partner to enhance income verification services for point-of-sale systems

Open Mortgage has FHA direct endorsement authority terminated in Iowa

The secondary market comes to the rescue…again

Powell acknowledges concerns about Basel III bank proposal

Pagaya Technologies names former CEO of Caliber Home Loans as president

The worst for mortgages may be over, but younger borrowers still face affordability challenges

Regulation hasn’t caught up to generative AI

What are housing leaders doing that you’re not?

3 ways to help borrowers navigate choices as ‘exotic’ loans make a comeback

Despite this year’s short pause, demand for non-QM is stronger than ever

Loan officers, focus on quality not quantity

Arc Home COO Suzy Lindblom to speak at HW Annual

Identity theft protection company seeks inroads to reverse mortgage industry

Mortgage forbearances down 2 basis points to 5.9%, led by Fannie and Freddie

Re-thinking property tax reporting can help meet lenders’ need for speed

With the Origence Mortgage Platform, lenders can adapt their lending experience to meet borrowers’ needs

Fintech Stavvy acquires servicing tech firm Brace

How can the mortgage industry recruit people earlier in their careers?

Industry vet launches new mortgage CE company, MLO Force

Ocwen to buy $48B MSR package from AmeriHome

Reverse mortgages seen as a path forward for lenders

Logan Mohtashami to speak at Gathering of Eagles 2023

Improving your bottom line at HW Annual

David Lykken to speak at Gathering of Eagles 2023

Mortgage tech firm Volly scoops up Home Captain

Why appraisal modernization alone is not enough

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