Housing Wire

JUNE 24, 2021

TitleWave is a division of the Fidelity National Finance family of companies, the nation’s largest title insurance company through its five national title insurance underwriters – Fidelity National Title , Chicago Title , Commonwealth Land Title , Alamo Title and National Title of New York. “As

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Housing Wire

OCTOBER 12, 2022

The integration also aims to tackle the payment procedure during a real estate closing, in which several parties receive payments through sources like broker/agent commissions, underwriter fees, title search fees, taxes, payoffs and seller proceeds.

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Housing Wire

APRIL 17, 2023

The cost of title insurance has decreased 7% since 2004 thanks to industry investments in machine learning and artificial intelligence (AI). Many companies are now using AI and machine learning to search traditional and non-traditional property data sources — reducing the time required for a manual title search.

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Housing Wire

FEBRUARY 23, 2023

When people think about the title insurance industry , what comes to mind is often its core products – title insurance policies that protect property rights of homeowners and lenders. As an industry, our commitment to protection goes beyond title insurance policies.

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Realty Biz

DECEMBER 15, 2021

When you’re buying a home, you’ll need a title search so that you can get title insurance. Title searches can also reassure buyers, making sure there is a smaller chance of problems with the title later on. We will take a look at the things you need to know about a title search and how it works.

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Housing Wire

APRIL 18, 2022

At the federal level, the TILA-RESPA Integrated Disclosures (TRID) rule sets strict guidelines for the way title and settlement fees are disclosed to consumers, the timing of those disclosures and when changed circumstances allow for alterations to the disclosures. To contact the author of this story: Diane Tomb at communications@alta.org.

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Housing Wire

MAY 27, 2021

Writing about title automation in a recent HousingWire feature , Diane Tomb, CEO of American Land Title Association , noted: “In the past, a title company wanting to adopt automation needed a custom software build as part of an automated process and had to change their workflows around a new process.

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Housing Wire

DECEMBER 5, 2022

“Every year since I have been in this role and even before that, attracting and retaining talent has been one of our top strategic priorities,” Diane Tomb, the president of the American Land Title Association, said. “We We do have an aging work force and it is something that we think about a lot.

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Housing Wire

JANUARY 19, 2023

For over a century, the title industry has played a critical role in keeping homeowners safe and the real estate market healthy. According to economist Hernando de Soto, the author of The Mystery of Capital: Why Capitalism Triumphs in the West and Fails Everywhere Else , title insurance is the key to unlocking wealth in America.

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Housing Wire

MARCH 1, 2024

According to industry data, a third of all claims paid by title insurance companies are for issues that cannot be found in a search of the public records and would not be covered by an AOL. Diane Tomb is CEO of the American Land Title Association.

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HomeLight

AUGUST 26, 2020

Some of the elements of closing on a home can be difficult to grasp, like the property title search. Property title problems account for about 9% of closing delays , according to the National Association of Realtors. A property title search is an easy way to avoid delays in your closing. What is the property title?

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HomeLight

NOVEMBER 1, 2021

Title search: How to check for property liens. A title search investigates a property’s ownership and may reveal the existence of what’s referred to as a cloud, or title inconsistency. An early title search allows you to resolve complications ahead of time for a smoother sale. Murow agrees.

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Housing Wire

APRIL 1, 2021

ServiceLink’s tech-enabled title solution, EXOS Title, combines cutting-edge technology and superior customer service with a nationwide footprint – ultimately getting lenders and their clients to the closing table faster.

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Realty Biz

FEBRUARY 19, 2024

Buying land represents a pivotal investment in one's future. Each stage demands careful consideration to avoid common pitfalls and ensure the land meets your long-term objectives. Each stage demands careful consideration to avoid common pitfalls and ensure the land meets your long-term objectives.

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Housing Wire

OCTOBER 13, 2022

Prior to the advent and widespread use of title insurance, before taking title to a property, the buyer required that the title be free of any rights, interests, liens or encumbrances of others for which the buyer would be responsible for.

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Housing Wire

JUNE 8, 2023

Many in the title industry would argue that Fannie Mae ’s acceptance of AOLs is a big deal. “We We strongly believe that title insurance is, and always will be, essential,” the American Land Title Association wrote in an email to HousingWire in April 2022.

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Housing Wire

MARCH 27, 2023

For a one-time fee paid at closing, title insurance protects homeowners and lenders from defects not only discoverable in public records search but also from unknown risks such as fraud and forgery that are not revealed in a title search. Diane Tomb is chief executive officer of the American Land Title Association.

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Realty Biz

JUNE 15, 2022

Things to Find Out Before Purchasing Land. Buying land can be an exciting and profitable investment. Real Estate agents are asked important questions all the time as it pertains to land. We will look at six questions that should be asked when buying land. What to Ask Before Buying a Piece of Land. Land Easements.

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Housing Wire

DECEMBER 27, 2023

The title industry has worked hard over the last few years to shed that reputation. It has begun to adopt and integrate more and more technology into the title search and production process.

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Point2Homes

NOVEMBER 16, 2022

Owning your own plot of land is a dream come true for many of us. But, if you’re ready to make that dream a reality, you might be wondering exactly how to go about buying land. Find a Plot of Land. They’ll have access to even more search tools and can guide you through the entire process. In both the U.S.

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HomeLight

JUNE 19, 2023

It’s a plot of land. It makes you wonder: what’s the process for buying land with cash? Get Started Step 1: Find the land for sale You won’t always be lucky enough to drive past a plot of land that’s the perfect investment opportunity for you. There are real estate agents who specialize in land plots.

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HomeLight

APRIL 18, 2024

But if the word easement comes up in a title search when buying or selling a house, questions can arise. A property easement grants a person, organization, or government the limited right to use your land for a specific purpose. It does not grant ownership but rather land-use permissions and possibly restrictions.

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Realty Biz

OCTOBER 12, 2021

Title Search. A title search is often a standard step in the home purchase process. This type of search gives you relevant data on the former owner and especially precious details about previous tax records concerning the chosen house. Land Survey. Land disputes happen pretty frequently in real estate sales.

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HomeLight

DECEMBER 19, 2023

A top real estate agent can serve as an invaluable transaction coordinator during steps like the title search and deed transfer. A property record search can also reveal information about the previous owners, property deeds — and even some personal information about the seller regarding divorce and bankruptcy.

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HomeLight

MARCH 31, 2022

That’s why you need a detailed title search.”. Nadia Aminov , a Baltimore, Maryland agent who sells 97% of her listings, always helps her clients search the MLS because she not only has access to more information as a broker, she also understands it at a deeper level. “We A fully embellished land entry record might show: Name.

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HomeLight

MARCH 9, 2022

This step is commonly referred to as a title search , title review, or property history search — but by any name, it involves delving into the formal records of a home and the property on which it sits. A title search is very important. Let’s get started. Margaret Labus. Real Estate Agent. Margaret Labus.

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HomeLight

DECEMBER 23, 2021

Essentially, title and deed are both related to the important question of who truly owns a particular piece of real estate and has the rights to it. Let’s take a deeper look at what a house title is; the different types of deeds used in real estate; and related terms including chain of title, title search, title insurance, and title abstract.

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Real Trends

MARCH 9, 2022

When property is transferred from one owner to another, there may be undiscovered tax liens, forged signatures, recording errors, undisclosed easements, title claims or other defects. Despite strides made by technology to streamline the process of title searches, the title industry remains a people-centered industry.

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HomeLight

OCTOBER 30, 2020

The title isn’t clear. One threshold you’ll have to cross before buying a home is the title search — and you’ll likely have to do a title search whether you’re paying in cash or financing. However important title searches are, they can reveal issues that delay closing.

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Realtor.com

OCTOBER 29, 2020

When you buy a home, you “ take title ” to the property and establish legal ownership—a process that’s confirmed by local public land records. As part of the closing process, your mortgage lender will require a title search, and you’ll need to purchase title insurance to protect you from legal claims to the house.

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HomeLight

JULY 31, 2020

Problems with the title. There are many issues that can arise from a title search on a home for sale — some small, some big — that must be addressed before the property can be legally transferred to the new owner. Minimizing clouds in a title search requires the seller to be proactive. Dodge move. Survey issues.

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HomeLight

FEBRUARY 26, 2021

According to the National Association of Realtors®, a plat map is “a map, drawn to scale, showing the divisions of the piece of land” — that piece of land being where your home is located. The available land space to build upon for a carriage house, shed, swimming pool, or another structure or outdoor feature.

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HomeLight

NOVEMBER 10, 2021

Property survey fees ($400-$600): Unless you already have an up-to-date copy, you may need to pay a surveyor to create a land or property survey serving as a legal document of the topography and boundaries of your entire property as part of the record of the sale. Title fees (1%). Owner’s title policy (0.5%-1%):

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HomeLight

JUNE 30, 2021

There’s more that goes into making an offer besides landing on a purchase price. In some states, an attorney will oversee the closing of the sale instead of a title company; if you’re going it alone, regardless, it’s a good idea to think about hiring one. Step 1: Land on your offer price. Title contingency. Who are you?

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HomeLight

SEPTEMBER 9, 2020

They’ll act as an independent third party to hold, account for, and transfer money, and they’ll also facilitate the title search and title transfer. In most states your settlement agent will be a title or escrow company, but in others, the closing may be handled by special closing attorneys.

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HomeLight

APRIL 6, 2023

California transfer taxes A transfer tax is a transaction fee tacked onto the sale of any land or real property. Other selling expenses to anticipate in California Title fees: These consist of title insurance and a title search. per $1,000). and 1% of the sale value.

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Redfin

MARCH 4, 2025

This means that due diligence prior to entering into an as-is contract is an absolute must.

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