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How non-QM loans boost mortgage originator for success in 2025

Housing Wire

Key non-QM products for 2025 Before 2025 continues, lenders should arm themselves with the right tools for tackling the market: Investor loans Investing is the vehicle to success for homeowners in the market. million, so its primed and ready to meet the needs of most property investors. How are real estate investors responding?

Loans 343
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Home prices will drop to 2008-levels in these four cities: Goldman Sachs

Housing Wire

According to Redfin, San Diego and Phoenix are among the most popular markets for seller concessions. These concessions include offering buyers money for home repairs and mortgage-rate buydowns as homeowners continue to sell homes for below the asking price.

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Will new products stop the bleeding for mortgage lenders? 

Housing Wire

The company also launched temporary rate buydowns, which allows borrowers to receive lower mortgage rates at the beginning of their loan terms by using seller concessions as part of the payment. It comes at a time in which the housing market favors buyers and seller concessions become more frequent. and Sprout Mortgage.

Mortgages 418
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Reverse mortgage volume, HMBS issuance see improvement in March

Housing Wire

I’m optimistic on H4P, more so than in the past several years simply due to the change in seller concession rules to simplify the process [to be] more like forward,” he said. “Investors in reverse mortgage securities will forever be watching for any pickup in refinance activity,” he said.

Mortgages 459
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Surging mortgage rates prompt borrowers to leave no stone unturned

Housing Wire

When borrowers show hesitancy due to high mortgage rates, loan officers work with options such as temporary rate buydowns, which allow homebuyers to receive lower mortgage rates at the start of their loan terms by using seller concessions as part of the payment. The 10-year note went to 4.04% from 4.14% in the same period.

Mortgages 397
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Show up, don’t show off: Laura O’Connor is redefining success in real estate

Housing Wire

We need to focus on those agents that have invested in learning about loan programs, community programs and other resources specific to the customers they serve, whether that is investors, veterans, first time homebuyers, move-up buyers, downsizing sellers or luxury.

Branding 435
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How Long Should You Live in a House Before Selling? Here’s What to Consider

Redfin

These costs can include both mandatory fees, like title insurance and transfer taxes, and negotiable fees, such as seller concessions, where the seller agrees to contribute toward the buyers costs. BiggerPockets recently launched PassivePockets, an educational platform dedicated to passive investing.