Housing Wire

JANUARY 17, 2025

This occurs while they manage the heavy loan of growing origination demand. How do we get a loan from I want a house to its closed and done before they walk away? How do we get a loan from I want a house to its closed and done before they walk away? Most companies think from the primary lens.

Marketing 368

Marketing Residential Commercial Loans 368

Housing Wire

APRIL 18, 2024

The loan repurchase trend that began to sting many mortgage originators in 2022 appears to finally be winding down, according to a recent report by Sterling Point Advisors and Augment Analytics. We’re seeing a downward trend in total [loans] repurchased [on a dollar basis], and that’s true for both Fannie and Freddie,” Ludden said. “I

Loans 448

Loans Due diligence Investor Technology 448

Housing Wire

AUGUST 2, 2024

Santa Ana, California-based mortgage services and data firm Consolidated Analytics announced on Friday that it has acquired the assets of investor claims and loss-analysis company Investor Claim Solutions (ICS). The deal includes both proprietary technology and personnel, according to the announcement. “By

Investor 446

Investor Mortgages Technology Loans 446

Housing Wire

AUGUST 9, 2022

AIQ by ICE Mortgage Technology. AIQ by ICE Mortgage Technology , is an omnichannel solution that leverages artificial intelligence that enables lenders, investors, and servicers to automate manual workflows and increase productivity and quality, while reducing risk and boosting ROI. Product Fast Facts. #1. Get More Info.

Technology 418

Technology Mortgages Inspection Investor 418

Housing Wire

JANUARY 21, 2025

This could negate any profit potential from increased loan volume. To combat this, lenders should retain their servicing rights to collect the maximum amount of revenue throughout the loan’s life. Effective loan servicing positions servicers as reliable advisors for the homeowner.

Mortgages 370

Mortgages Investor Loans Principal 370

Housing Wire

FEBRUARY 4, 2025

In addition, we expect to evaluate opportunities relating to digital infrastructure, including opportunities at the convergence of infrastructure and technology. A year prior, it acquired Sculptor Capital Management , along with Computershare Mortgage Services and Specialized Loan Servicing (SLS). ”

Commercial 404

Commercial Residential Loans Banks 404

Housing Wire

FEBRUARY 10, 2025

The lender’s wholesale division is now offering a nonqualified mortgage ( non-QM ) loan product suite aimed at serving consumers who have outside-the-box financial profiles. “With advanced technology , a broad product lineup, and a commitment to broker success, Cardinal Financial Wholesale provides the tools brokers need to excel.”

Loans 343

Loans Finance Investor Mortgages 343

Housing Wire

FEBRUARY 6, 2025

billion in consumer loans from Goldman Sachs while also closing a deal to purchase Sculptor Capital Management and its $33 billion in assets under management. Rithm delivered strong and consistent performance in each of its core businesses, creating value for investors and shareholders. In total, its funded loan volume jumped from $8.9

Loans 411

Loans Equity Principal Mortgages 411

Housing Wire

MARCH 31, 2025

They’ve built great technology on a massive scale. That’s going to require technology. Rocket and Mr. Cooper, which each have their own technology platforms, need to be integrated and also mesh with Redfins technology (assuming that both deals close). Mr. Cooper is an amazing company.

Technology 335

Technology Mortgages Industrial Title 335

Housing Wire

OCTOBER 28, 2024

Optimal Blue on Monday announced three major product releases — the expansion of its artificial intelligence (AI) assistant suite, the introduction of Scenario Optimizer, and the free availability of Investor Pricing Insight to investor clients. ” The announcements were made at MBA Annual in Denver. .

Loan Officer 432

Loan Officer Investor Loans Mortgages 432

Housing Wire

DECEMBER 13, 2023

Verifications provider Argyle announced an integration with the Exchange, an interconnected network of mortgage-specific service providers available to customers of the Empower loan origination system (LOS) from Dark Matter Technologies. The mortgage tech company has made a series of integrations with lenders in the past few months.

Technology 435

Technology Loans Banks Mortgages 435

Housing Wire

FEBRUARY 3, 2025

Now in its 13th year, the Tech100 program serves as a trusted resource for housing professionals, providing a definitive list of the industrys top technology providers. These companies are at the forefront of solving the biggest challenges mortgage professionals face every day. Check out the full list of this years honorees below.

Mortgages 417

Mortgages Title Lending Loans 417

Housing Wire

SEPTEMBER 17, 2024

The San Francisco -based Unison calls its new offering the Equity Sharing Home Loan. But it also differs from a typical HEI by including qualification and repayment terms that are similar to a home equity loan or home equity line of credit (HELOC). The maximum combined loan-to-value ratio on the property cannot exceed 70%.

Equity 459

Equity Loans Debt-to-income ratio Renovation 459

Housing Wire

OCTOBER 18, 2024

ICE Mortgage Technology presents their solution that also serves as an overhaul of the home financing process. They’ve built a digital platform that brings together loan origination , closing, servicing, and data analysis into an all-in-one mortgage solution. This proactive approach helps clients avoid costly mistakes and audits.

Technology 446

Technology Mortgages Marketing Loans 446

Housing Wire

FEBRUARY 27, 2025

Brokers that are equipped with Acra Lendings non-qm products, technology, and team can serve borrowers where traditional lenders simply cannot. How Acra Lending sets itself apart in the non-QM market When describing how Acra Lending sets itself in the non-QM lending space, three words come to mind: people, processes, and technology.

Lending 313

Lending Technology Loans Mortgages 313

Housing Wire

APRIL 1, 2025

Name Job Title Company Name Aaron Heidorn Director of Software Engineering & Infrastructure Cloudvirga Aaron Smith Director, Sales CubiCasa Adrian Provost Chief Executive Officer Realty ONE Group Terminus Ana LeBlanc Human Resources Director InterLinc Mortgage Annie Lemon Producing Branch Manager Gold Star Mortgage Financial Anthony Russo Diamond (..)

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Lending Technology Title Development 349

Housing Wire

MARCH 26, 2024

Still, despite the gloomy news of late for SFR and fix-and-flip investors, some industry experts see better fortunes ahead in 2024 for both sectors. “We That should help to unlock more inventory while also reducing financing costs for leveraged investors. billion that closed.

Investor 482

Investor Marketing Construction Loans 482

Housing Wire

JANUARY 6, 2022

Technology solutions provider Covius announced Tuesday that it is integrating the Stavvy platform into its loss mitigation and loan modification solutions. Before Ginnie Mae’s announcement, only Fannie Mae , Freddie Mac and loans securitized outside of the GSEs were potentially RON-eligible.

Loans 459

Loans Technology Investor Mortgages 459

Housing Wire

MARCH 4, 2025

The new chief information officer, Brian Conneen, is described as a seasoned fintech leader who played a pivotal role in scaling personal loan provider Best Egg from its inception to serving over two million customers. The company will be presenting its fourth quarter and full-year earnings for 2024 next week.

Technology 345

Technology Equity Finance Mortgages 345

Housing Wire

JANUARY 28, 2025

Ruimy noted that the BPL sector accounts for a significant portion of residential mortgage originations, with large investors increasingly turning to BPL lenders like Dunmor. Would you say that the majority of these are smaller investors? This interview has been edited for length and clarity.

Residential 365

Residential Lending Finance Banks 365

Housing Wire

JUNE 20, 2023

Mike Cagney’s Figure Technologies rolled out a wholesale lending platform that will give loan originators access to the company’s home equity line of credit (HELOC) offering. The funding timeline of five business days assumes closing the loan with Figure’s remote online notary, Figure said.

Lending 370

Lending Technology Pre-approval Equity 370

Housing Wire

SEPTEMBER 17, 2024

Global investment firm Carlyle has agreed to purchase up to $300 million of equity sharing home loans from home equity solutions provider Unison. Unison’s Equity Sharing Home Loan is a second mortgage with a below-market interest rate. Unison has more than $1.8 As of second-quarter 2024, U.S. homeowners have $11.5

Equity 434

Equity Loans Finance Mortgages 434

Housing Wire

APRIL 3, 2025

Cooper serviced half, which we think is very unlikely, the earnings impact on Rocket is likely to be negligible,” Bose George, an analyst for Keefe Bruyette Woods , wrote in a note to investors on Thursday. They’ll be combining call centers and advanced AI technology. ” Ill lose money just for fun, he said. .

Investor 268

Investor Mortgages Loans Technology 268

Housing Wire

SEPTEMBER 5, 2023

I sat down with Tim Bowler, president of ICE Mortgage Technology, a business unit of ICE, to talk about the company’s mortgage automation strategy — and what keeps him up at night. SW: ICE Mortgage Technology is known for its focus on automation. Sarah Wheeler: ICE’s acquisition of Black Knight just closed today.

Technology 418

Technology Mortgages Loans Industrial 418

Housing Wire

NOVEMBER 29, 2023

In particular, lenders should take a look at their loan origination system (LOS), as the LOS they use plays a critical role in the ability to maximize efficiency, see return on investments and ultimately, win business over competitors. And it is all included in the Encompass offering.

Technology 435

Technology Mortgages Lending Investor 435

Housing Wire

MARCH 24, 2025

Tim Bowler, the president of ICE Mortgage Technology , appreciates a good analogy. Treasury official says that the mortgage technology giant’s integration of Black Knight isn’t dissimilar to building a rail line. But MSP, the flagship servicing technology engine acquired in the $12 billion Black Knight deal, runs on 2.01-meter

Technology 222

Technology Loans Mortgages Investor 222

Housing Wire

FEBRUARY 20, 2025

Digital homeownership company Better.com on Thursday announced a record 400% growth in its home equity line of credit ( HELOC ) and home equity loan businesses. We’re underwriting them for four-plus investors, and I think that allows us to have a much higher approval rate than the other HELOC providers.”

Equity 333

Equity Investor Lending Renovation 333

Housing Wire

JUNE 8, 2023

Encompass by ICE Mortgage Technology is the industry’s most complete end-to-end solution that provides the flexibility and configurability needed to deliver a next-generation lending experience for every channel, all from a single system of record.

Technology 370

Technology Mortgages Lending Equity 370

Housing Wire

OCTOBER 1, 2022

In the mortgage industry, the time between when a hopeful borrower submits their loan application and the loan actually closing is 50 days on average, according to the Origination Insight Report by ICE Mortgage Technology. During this period, a borrower’s credit profile may change drastically. to recover every $1 of fraud.

Loans 415

Loans Investor Closing Lending 415

Housing Wire

FEBRUARY 13, 2025

San Francisco-based private lender Kiavi announced on Thursday that it has secured $300 million in capital after another securitization of its residential transition loans (RTLs). Kiavi reported that the offered notes were “oversubscribed by five times its capacity” as institutional investors showed interest.

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Land Investor Principal New Construction 261

Housing Wire

JANUARY 19, 2023

As financial institutions weather this shift in the market, every loan opportunity becomes more critical than the last. The survival tactic lenders too often miss is doubling down on loan quality to ensure immediate salability to investors or long-term servicing performance.

Loans 418

Loans Lending Investor Mortgages 418

Housing Wire

JULY 11, 2024

Fintech firms Rocktop Technologies and LiquidFi on Thursday announced a milestone in their business partnership that was formed earlier this year. At the same time, LiquidFi — an asset tokenization platform for mortgage investors — has used its patented technology to create digital assets on more than $7.7 billion in UPB.

Due diligence 435

Due diligence Mortgages Investor Technology 435

Housing Wire

APRIL 3, 2024

The plaintiffs claim they hired independent mortgage brokers, believing the wholesale channel was the best option for getting affordable mortgages because these professionals can shop around — a different model from loan officers employed by retail lenders. “As

Loans 482

Loans Loan Officer Mortgages Closing costs 482

Housing Wire

AUGUST 27, 2024

The update will also now allow 203(k) consultant fees to be financed for a limited 203(k) loan, and rehabilitation periods will be extended for both limited 203(k) loans (to nine months) and for standard 203(k) loans (to 12 months). FHA has also updated its FHAC guide to provide details for these changes.

Loans 448

Loans Renovation Principal Finance 448

Housing Wire

MARCH 17, 2025

The Mortgage Collaborative ‘s ( TMC ) Emerging Technology Fund hosted its seventh annual Mortgage Tech Demo Day (MTD) on March 16 at the collaborative’s Live Large, Think Big! Sponsored by Docutech , MTD allows early-stage mortgage tech companies to showcase their technology to industry leaders, investors and venture capitalists.

Mortgages 301

Mortgages Technology Staging Investor 301

Housing Wire

MAY 22, 2023

Top-producing loan officer Christopher Keelin has taken his 80+person team over to CrossCountry Mortgage to “take advantage” of the lender’s technology while scaling his business. Another strategy Keelin advises his team members is to have a diversified portfolio, targeting both first-time buyers and investors.

Loan Officer 370

Loan Officer Loans Investor Technology 370

Housing Wire

JANUARY 16, 2024

Optimal Blue ’s newly launched mobile app for the Optimal Blue PPE – one of the industry’s most widely used product, pricing and eligibility engine – gives loan officers full product and search capabilities from their mobile phones. All eligible products and rates are presented – including any adjustments, notes, and advisories.

Loan Officer 448

Loan Officer Loans Mortgages Investor 448