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Here are the 2025 Tech100 Mortgage Honorees

Housing Wire

The Tech100 Mortgage award recognizes the most innovative and impactful organizations driving the mortgage industry forward. More than just an accolade, this award highlights organizations that are transforming the housing sectorenhancing efficiency, transparency, and accessibility in ways that reshape the future of mortgage lending.

Mortgages 398
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Contracts for deed are under federal mortgage protections: CFPB 

Housing Wire

In these contracts – also known as “land contracts” or “bond for deed” –the seller retains the legal title to a home until the borrower completes all the payments, leading to some “traps,” according to the CFPB. Home prices are usually inflated, inspections are not made, and loans have high interest rates and balloon payments.

Mortgages 475
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From consultation to closing: The definitive homebuying checklist

Housing Wire

Secure a mortgage pre-approval As a rule of thumb, its best to have your clients obtain a mortgage pre-approval prior to setting up any searches and conducting property tours. Clarify key steps like inspections, appraisals, and the importance of meeting deadlines and any impacts of missing them.

Closing 304
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How to Buy Land in 8 Steps: A Guide for Investors

The Close

Buying vacant land can be a wise investment with great returns if you plan carefully and understand what’s involved. While land can be a relatively cheap and low-effort investment compared to a house, making money from it might be trickier. Check access: Make sure you have legal access to the land. It helps to be in the know.

Land 98
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NFT mania and the future of the home sale

Housing Wire

The deed then, as now, is a token, be it a piece of paper or PDF that represents the transfer of land. between signing a contract to buy a home and purchase closing is 50 days, according to a September 2021 report from ICE Mortgage Technology. Canada, Australia and the UK have what’s called a land registry,” he said.

Sales 501
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Fraud, forgery claims are costliest expenses for title insurers

Housing Wire

Fraud and forgery claims represented more than one-fifth of the total dollars spent by title insurers on claims expenses and losses over the past decade, according to a study conducted by Milliman and commissioned by the American Land Title Association (ALTA). billion in claims related to losses and loss expenses.

Title 497
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What is a real estate broker vs. an agent? We explain the key differences

Housing Wire

Though most commonly thought of for residential deals, real estate agents can also help people buy, sell or rent commercial properties, land and more. With that in mind, it’s a good practice to interview multiple brokerages before deciding where to land. After agents have partnered with a brokerage, it’s time to get to work.

Agents 448