Remove Inspection contingency Remove Loan Officer Remove Title search
article thumbnail

How to Buy a House in San Diego: 14 Steps to Close the Sale

HomeLight

Loans are between 3%-3.5% CalHFA works through approved lenders, and buyers apply for the program through their loan officer. Who customarily chooses the title company can vary by county — but if it is the buyer’s choice, your real estate agent or mortgage lender will likely have a recommendation.

Closing 118
article thumbnail

How to Buy a House in the Bay Area: 14 Steps to Close the Sale

HomeLight

Loans are between 3%-3.5% CalHFA works through approved lenders, and buyers apply for the program through their loan officer. Who customarily chooses the title company can vary by county — but if it is the buyer’s choice, your real estate agent or mortgage lender will likely have a recommendation.

article thumbnail

25 Nightmare Scenarios That Can Disrupt Closing (And How to Avoid Them)

HomeLight

If you can’t secure new employment swiftly, you might be able to add a cosigner to your loan and count that person’s income toward your purchase. Talk to your agent and loan officer about these options. That likely went right to your lender, so ask to get a copy from either them or directly from the title company.

Closing 105