Housing Wire

JULY 14, 2025

the parent of Guild Mortgage , has left loan officers wondering how the traditionally purchase-focused lender would integrate refinance capabilities to leverage the $770 billion servicing portfolio of soon-to-be sister company Lakeview Loan Servicing , the nation’s second-largest mortgage servicer. “For Bayview Asset Management ’s $1.3

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Housing Wire

DECEMBER 27, 2024

It can vary widely depending on the size of the team, its overall goals and the type of market it serves. The Multi-Level Marketing (MLM) Team Team members focus on recruiting agents to build the team while receiving residual income for agents in their downline. They handle property searches, showings, and contract negotiations.

Purchase and sale agreement 403

Purchase and sale agreement Branding Agents Closing 403

Housing Wire

NOVEMBER 2, 2023

Just a couple years ago there was incredible momentum building around alternative ways to purchase, sell and extract value from residential properties. The highly competitive purchase market and bidding wars gave rise to power buyer models to help non cash buyers compete.

Purchase and sale agreement 417

Purchase and sale agreement Marketing Equity Finance 417

Housing Wire

JULY 26, 2024

However, an off-market transaction between family members requires careful planning and transparent communication to avoid misunderstandings and ensure a seamless process. Selling your home to a family member is called a controlled transaction, while selling your home on the open market is referred to as an arm’s length transaction.

Purchase and sale agreement 441

Purchase and sale agreement Finance Closing costs Closing 441

Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. It sets up a domino effect [for market activity].”

Equity 430

Equity Purchase and sale agreement Marketing Lending 430

Housing Wire

NOVEMBER 17, 2023

pending-home sales rose 1% month over month in October to a seasonally adjusted annual rate of 401,000, the highest level in a year. Although pending sales fell 4.8% Here’s a look at why pending-home sales picked up: The number of existing homes listed increased in October, giving buyers more options to choose from.

Purchase and sale agreement 430

Purchase and sale agreement Sales Closing costs Closing 430

Housing Wire

MARCH 15, 2024

Meanwhile, trade groups representing lenders believe that more details on the settlement are needed to understand its coming impact on the housing market. NEXA has always been focused on purchase loans , which means some of its LOs do significant business with buyers’ agents.

Industrial 509

Industrial Seller concession Purchase and sale agreement Agents 509

Housing Wire

JUNE 13, 2025

Stearns said the company’s disciplined cost structure has led to consistent profitability — without considering sales of mortgage servicing rights ( MSRs ) — which sets it apart from many independent mortgage banks ( IMBs ) that continue to operate in the red. Inside Mortgage Finance (IMF) reported that Kind Lending originated $7.5

Mortgages 299

Mortgages Lending Purchase and sale agreement Bankruptcy 299

Housing Wire

APRIL 14, 2022

What happens when the Federal Reserve begins pulling back in a serious way from the mortgage-backed securities (MBS) market that it has helped to prop up through billions of dollars in bond purchases since the start of the pandemic in 2020 — to the point where it now holds a $2.7 trillion agency MBS portfolio? The Feds existing $2.7

Marketing 417

Marketing Purchase and sale agreement Investor Banks 417

Housing Wire

MAY 13, 2025

Better Home & Finance Holding Co. These include propelling growth and capitalizing on market opportunities; improving operational efficiency and reducing expenses; and continuing to diversify its product and platform distribution channels. Garg said that the refi market this year is “choppier” than he anticipated.

Purchase and sale agreement 246

Purchase and sale agreement Loan Officer Loans Equity 246

Housing Wire

MARCH 7, 2022

Worldwide sales of non-fungible tokens, better known – of course – as NFTs, catapulted from $94.9 The creation of the NFT real estate market thrusts a spotlight onto a Silicon Valley company specifically throwing itself into real estate, blockchain and NFTs. It’s a great marketing tool for the right type of listing.

Sales 493

Sales Title Purchase and sale agreement Inspection 493

Housing Wire

JUNE 28, 2024

a provider of shared equity financing products, announced Thursday that it hired Paul Giangrande as a corporate executive vice president and president of its mortgage division. We are honored to have him lead our expanding mortgage financing efforts,” David Shapiro, EquiFi’s CEO and founder, said in a statement.

Equity 387

Equity Purchase and sale agreement Mortgages Finance 387

Housing Wire

NOVEMBER 1, 2024

That can include being a housing market expert and advising clients on the best times to list or buy a home; having referrals handy for inspections, repairs, staging and photography; understanding the mortgage origination process; and more. Also top of the list, agents are marketers. How do real estate agents get paid?

Agents 430

Agents Brokerage Purchase and sale agreement Commercial 430

Housing Wire

MARCH 12, 2024

In an announcement on Tuesday, the brokerage noted that it had expanded the program to more than a dozen additional markets, including Chicago, Los Angeles, Philadelphia, San Diego and San Francisco. of the purchase price of the house. of the purchase price of the house. The buyer will receive the refund at closing.

Purchase and sale agreement 457

Purchase and sale agreement Brokerage Agents Closing 457

Housing Wire

FEBRUARY 3, 2022

Incenter Mortgage Advisors was flooded with a surge of mortgage-servicing rights business in January — with bulk MSR sales approaching in one month what the firm normally tallies in an entire year. On average, historically, we’d be selling $100 billion to $125 billion [in MSRs] annually,” Piercy said. “The million to $23.7

Purchase and sale agreement 370

Purchase and sale agreement Marketing Equity Banks 370

Housing Wire

AUGUST 19, 2024

They do not mention commissions at all in their marketing and on their websites. The regulations also, at the industry’s initiative, effectively require buyers working with buyer brokers to sign agreements before touring homes. Financed commissions would truly uncouple rates, making it possible for buyers to negotiate them.

Purchase and sale agreement 441

Purchase and sale agreement Finance Industrial Agents 441

Housing Wire

MAY 21, 2024

This increased demand is resulting in tighter credit spreads for private label, non-QM RMBS securitizations; increased prices for a broad range of mortgage loans including seconds, home equity agreements, bridge loans, and alternative documentation loans; and strategic transactions between investors and originators.

Residential 475

Residential Equity Mortgages Purchase and sale agreement 475

Housing Wire

NOVEMBER 1, 2021

You probably already know that the MBA’s latest mortgage forecast puts the purchase money at 75% of all loan volume. If you’re planning on staying in the mortgage business in 2022, you’re probably already shifting your strategy to better enable you to originate purchase money loans next year. Stevens, President at SRE.

Lending 430

Lending Purchase and sale agreement Agents Loan Officer 430

Housing Wire

OCTOBER 11, 2023

That should result in some market share ‘up for grabs,’ and we think the full-time agents are the most likely to capture it. commission for a buyer agent was too much (the exercise assumed the agent worked 150 hours over 2 months, implying $83/hour, to earn $12,500 on a $500,000 home purchase). “Excluding the U.S.

Agents 488

Agents Purchase and sale agreement Brokerage Finance 488

Housing Wire

JULY 17, 2024

Amongst the most substantial terms of that agreement is a blanket ban on the requirement that agents subscribe to MLSs to offer or accept compensation for their work. There has been quite a bit of discussion already about how this will impact the traditional residential purchase. Dramatic change is what it means.

Purchase and sale agreement 482

Purchase and sale agreement Real-estate owned Agents Brokerage 482

Housing Wire

MARCH 25, 2024

Under the terms of the settlement agreements reached by both Keller Williams and the National Association of Realtors (NAR), cooperative compensation is still allowed. Cooperative compensation offers can also be — and should be, if the client wishes — included in purchase agreements.

Purchase and sale agreement 451

Purchase and sale agreement Agents Seller concession MLS 451

Housing Wire

DECEMBER 1, 2021

Company officials say the moves will allow refi-heavy Better to increase its strength in a mortgage market that is increasingly becoming purchase-focused. The company plans to automate some of its refi processes and is now focused on purchase operations, one company official, who requested anonymity, said.

Purchase and sale agreement 403

Purchase and sale agreement Loan Officer Finance Loans 403

Housing Wire

JULY 6, 2022

PFSI), which ranks as one of the top five mortgage lenders nationally, are seeking to raise more than $700 million in the debt markets through the sale of notes secured by mortgage servicing rights. Subsidiaries of Pennymac Financial Services Inc. Both note offerings receive a BBB rating from KBRA.

Purchase and sale agreement 388

Purchase and sale agreement Mortgages Finance Loans 388

Housing Wire

NOVEMBER 7, 2023

VA loans offer a 100% financing option for qualifying military service members and veterans, and don’t require mortgage insurance. These clients are typically low on funds, which is why they need this type of financing. Adding this cost to their side of the transactions would throw the vast majority of them out of the market entirely.”

VA loan 468

VA loan Agents Seller concession FHA loan 468

HomeLight

JULY 23, 2024

As a seller, you’ll first encounter a purchase agreement when you receive an offer from a buyer. The purchase agreement outlines the buyer’s offer price, along with contingencies , financing terms, closing costs , possession date, and more. Curious What Your Home Is Worth?

Purchase and sale agreement 115

Purchase and sale agreement Sales Closing costs Finance 115

Housing Wire

AUGUST 12, 2022

Fannie Mae has launched its fourth reperforming-loan sale of the year — an offering of 6,130 loans with an unpaid principal balance of $997 million. The reperforming-loan sale is slated to close by late October 2022, after due-diligence period. The loan offering is being marketed with assistance from Citigroup Global Markets Inc.

Loans 388

Loans Purchase and sale agreement Principal Due diligence 388

Housing Wire

JANUARY 26, 2023

California-based lender American Pacific Mortgage (APM) announced an asset purchase agreement with retail lender Lend Smart Mortgage on Thursday in its latest move to drum up production across the country. The lender also hired former employees from about 35 to 40 retail branches of Finance of America Companies Inc.

Lending 403

Lending Purchase and sale agreement Loan Officer Loans 403

Housing Wire

MAY 26, 2021

Technology for navigating secondary market challenges. In this webinar, MCT COO Phil Rasori and expert guest panelists will review how mortgage lenders can overcome common challenges selling their loans on the secondary market. Presented by: MCT. Presented by: MCT.

Purchase and sale agreement 403

Purchase and sale agreement Banks Lending Loans 403

Housing Wire

APRIL 22, 2024

Wright and Murray also said that the headwinds facing the industry are creating a buyer’s market for acquisitive firms. Anytime there is a downturn in housing sales or a shock to the industry like with the litigation settlement, although we have not faced anything like this in my 47 year career, there is uncertainty,” Murray said.

Brokerage 450

Brokerage Purchase and sale agreement Title Industrial 450

Housing Wire

FEBRUARY 13, 2024

While the full version of Zillow’s Super App experience is currently only available in certain test markets, firm executives said that the company plans to expand its “enhanced” experience to a total of 40 markets nationwide by the end of 2024. The law went into effect at the start of 2024.

Purchase and sale agreement 417

Purchase and sale agreement Agents Finance Loans 417

Housing Wire

APRIL 27, 2021

As the mortgage market navigates an uncertain and challenging time, extending the date by which lenders must comply with the CFPB’s new General QM definition will help provide options and flexibility for both lenders and borrowers.”.

Purchase and sale agreement 370

Purchase and sale agreement Loans Finance Lending 370

The Close

JANUARY 16, 2025

A rent to own home is a type of real estate investment when a tenant purchases the property theyre renting after a specific time. In this kind of deal, part of what the tenant pays in rent goes towards building equity in the home, or the owner credits it toward the purchase price. However, purchasing one requires a different approach.

Purchase and sale agreement 98

Purchase and sale agreement Investor Finance Equity 98

HomeLight

MARCH 7, 2024

You’ve planned, juggled finances, worried about finding the right house, and then you finally sign a contract. But what happens if you’re now facing the decision of submitting a buyer cancellation of the purchase agreement? What is a home purchase agreement?

Purchase and sale agreement 116

Purchase and sale agreement Earnest money deposit Option period Inspection 116

Housing Wire

OCTOBER 25, 2024

With NAR’s settlement requiring agents to have a signed buyer agency agreement with every buyer that spells out how much the agent will be paid in a transaction, many believed that buyers using a loan from the U.S. This approach ensures Veterans remain competitive in the homebuying market without being disadvantaged by the settlement.

VA loan 430

VA loan Purchase and sale agreement Loans Agents 430

Housing Wire

AUGUST 13, 2024

There are more than enough homes sales in your market for every one of you to hit your goals if you do the right things. If you don’t do your contact and your lead gen throughout time, whether it is good or bad, when the market changes you are always behind,” Keller said. This is what we as professionals get paid to do.”

Agents 331

Agents Purchase and sale agreement Marketing Banks 331

Housing Wire

APRIL 29, 2022

Connecticut-based mortgage servicer and lender Planet Home Lending has entered into an agreement to acquire assets from Homepoint ‘s delegated correspondent channel for $2.5 However, the gain-on-sale margins in the correspondent channel were just 31 basis points last year, compared to 234 bps in the wholesale channel.

Lending 388

Lending Purchase and sale agreement Residential Finance 388

Housing Wire

AUGUST 28, 2023

Better Home & Finance Holding , the digital lender that debuted on Nasdaq last week, reported a net loss of $135.4 billion in production volume in the first half of 2023, refis accounted for $131 million and purchase loans consisted of $1.6 Better’s total market share of 0.2% Better’s funded loan volume of $1.7

Purchase and sale agreement 370

Purchase and sale agreement Loans Banks Finance 370