Marco Santarelli

MARCH 27, 2025

Market Instability: The market is a very sensitive thing and investors are hesitant about putting money into debt markets. Expert Insights According to Realtor.com Senior Economist Joel Berner, the mortgage rates have been fluctuating because the recovering stock market has been pulling investors out of the debt market. Treasury yield.

Mortgages 113

Mortgages FHA loan Purchase and sale agreement Pre-approval 113

Marco Santarelli

MARCH 4, 2025

Economic Growth (or Lack Thereof): If the economy is slowing down, investors often shift their money into safer investments like mortgage-backed securities. Global economic uncertainty can lead to investors seeking the safety of U.S. This increased demand can then push mortgage rates down. Inflation: Inflation is a big one.

Mortgages 119

Mortgages Debt-to-income ratio VA loan FHA loan 119

Housing Wire

SEPTEMBER 13, 2023

Tech executive and investor Keith Rabois at venture capital firm Founders Fund led the capital injection. New York-based mortgage platform Roam has secured a $1.25 million seed round, allowing the company to officially launch its services on Wednesday. Roam focuses on a distinctive niche within the mortgage industry: assumable mortgages.

Mortgages 459

Mortgages Loans Banks Investor 459

Housing Wire

JULY 28, 2021

The 10-year Treasury yield went into free fall last week, as investors grew concerned about the rise in COVID-19 variant cases and the potential economic fallout, according to Joel Kan, MBA’s associate vice president of economic and industry forecasting. Mortgage applications increased 5.7%

Fixed-rate mortgage 397

Fixed-rate mortgage Mortgages Loans Finance 397

Housing Wire

MAY 15, 2023

When broken down by investor type, 38% of U.S. Department of Veteran Affairs mortgages outstanding as of the first quarter of 2020 were refinanced by the end of 2021, compared to 25% of Fannie Mae and Freddie Mac mortgage loans and 22% of Federal Housing Administration mortgages.

Equity 397

Equity Loans Mortgages Banks 397

Real Trends

NOVEMBER 11, 2022

FHA loans aim to make homeownership possible for borrowers with less-than-perfect credit and without a large down payment requirement. Backed by the Federal Housing Administration, FHA loans have more competitive interest rates, something that could be key for buyers in today’s market.

Finance 113

Finance VA loan FHA loan Agents 113

Marco Santarelli

FEBRUARY 16, 2025

VA and FHA Loans : Competitive rates with a 30-year VA at 5.98% and FHA rates starting at 5.75%. Generally, when this yield rises, mortgage rates tend to follow suit, as investors demand a higher return on their investments in mortgages relative to safer securities like Treasuries.

FHA loan 52

FHA loan Mortgages Principal VA loan 52

Housing Wire

MAY 31, 2022

New Western calls itself “the largest private source of investment properties in the country,” connecting more than 100,000 local investors looking to rehab houses with sellers. When we help bring distressed properties back to the market, it’s up to 31% less expensive than a new construction home.”.

Mortgages 397

Mortgages Loans Lending Construction 397

Marco Santarelli

MARCH 2, 2025

Government-Backed Loans These loans, including FHA , VA , and USDA mortgages, cater to specific borrower needs. FHA loans allow lower credit scores and can significantly benefit first-time homebuyers by requiring only a 3.5% down payment.

Mortgages 105

Mortgages Fixed-rate mortgage Loans Principal 105

Marco Santarelli

DECEMBER 21, 2024

As reported, 30-year mortgage rates have increased from 6.56% in November 2024 to their current average due to investor sentiment and economic indicators. FHA and VA Loans For low-income or first-time homebuyers, FHA loans provide essential options. Cons : Future payments unpredictability.

Mortgages 52

Mortgages VA loan Loans FHA loan 52

Realty Biz

MARCH 28, 2023

However, many real estate investors can rely on something called an “owner-occupied” home to build rental income as well as save on housing costs. The arrangement is most often used by real estate investors who both live in a property and also provide separate spaces to tenants for rent.

VA loan 77

VA loan FHA loan Debt-to-income ratio Finance 77

HomeLight

OCTOBER 15, 2020

After the buyer gets a conforming mortgage, the lender typically sells the loan back to Fannie and Freddie. This is why lenders meet the Fannie and Freddie requirements in the first place, so they can sell the loans back to the GSEs or other investors, freeing up their money to make more mortgages. Non-conforming loans.

Loans 98

Loans FHA loan Debt-to-income ratio VA loan 98

Norada Real Estate

JUNE 22, 2022

” But, if an investor does not have that much cash in hand, finance is required to meet the purchase price of an investment property. In the case of a Non-Recourse Loan, the investor puts an asset forward. A turnkey rental property is a source of passive income for investors. What is a Turnkey Rental Property?

Finance 96

Finance FHA loan Investor Loans 96

HomeLight

JUNE 30, 2021

Because USDA loans require little to no down payment, you can expect to pay an upfront insurance premium, between 1% and 2% of the loan amount. Borrowers are expected to pay a fee of about 0.35% to 0.40% of the loan amount throughout the year. VA loans are backed by the U.S. of the loan’s total value.

VA loan 94

VA loan FHA loan Mortgages Closing costs 94

Marco Santarelli

FEBRUARY 27, 2025

Also, investors, who often make up a large portion of cash buyers, have been purchasing fewer homes recently, further contributing to the decline in cash sales. FHA Loans: About 15% of mortgaged home sales in December 2024 used an FHA loan. VA Loans: The use of VA loans is slightly increasing.

VA loan 59

VA loan FHA loan Marketing Loans 59

Marco Santarelli

JANUARY 4, 2025

For example, their rate cuts may lower borrowing costs for some types of loans, but they can also signal concerns about the economy, which might lead to higher risks reflected in mortgage rates. Investors might seek higher yields in the face of uncertainty, driving mortgage rates upward despite Fed actions.

Mortgages 52

Mortgages Loans VA loan FHA loan 52

Norada Real Estate

MAY 3, 2023

Real estate loans are a crucial part of the real estate industry, providing investors with the necessary funds to purchase, renovate, or refinance properties. From conventional loans to government-backed FHA and VA loans, there are various types of real estate loans available in the market.

Loans 52

Loans VA loan FHA loan Hard money loan 52

Lab Coat Agents

NOVEMBER 20, 2024

The most common types of assumable loans are those backed by the Federal Housing Administration (FHA), the Veterans Affairs (VA), and the U.S. FHA loans often allow for assumptions if both the seller and buyer meet the necessary requirements. Department of Agriculture (USDA).

Purchase and sale agreement 98

Purchase and sale agreement Mortgages Pre-approval VA loan 98

Marco Santarelli

MARCH 31, 2025

VA loans are a fantastic benefit for eligible veterans, active-duty service members, and surviving spouses. They often feature competitive interest rates (like the 6.09% 30-year VA rate today) and typically don't require a down payment. This makes the decision less clear-cut, underscoring the need to compare offers carefully.

Mortgages 65

Mortgages Principal Loans VA loan 65

Redfin

MARCH 4, 2025

Investors may see foreclosure purchases as an opportunity to renovate and resell for a profit, while homebuyers may find a house they wouldnt otherwise be able to afford. Government-owned properties Some mortgages are government-backed, like VA loans and FHA loans. Can you buy a foreclosure with an FHA loan?

Pre-approval 34

Pre-approval FHA loan Short sale Banks 34

HomeLight

APRIL 2, 2025

As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Youre looking for an agent who doesnt shy away from listings that need a little TLC and maybe has a strong network of investor connections. Its important to find the right match.

As-is 52

As-is Seller disclosure Inspection Finance 52

HomeLight

MARCH 12, 2025

As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Youre looking for an agent who doesnt shy away from listings that need a little TLC and maybe has a strong network of investor connections. Its important to find the right match.

As-is 52

As-is Inspection Finance Investor 52

Marco Santarelli

JANUARY 15, 2025

Implications for Homeowners and Investors For existing homeowners, the current mortgage and refinance landscape presents unique challenges and opportunities. Higher refinance rates might deter some from moving forward with refinancing their existing loans, particularly if they secured lower rates in the past.

VA loan 52

VA loan Mortgages FHA loan Loans 52

Realtor.com

DECEMBER 7, 2022

Department of Veterans Affairs loans. The VA loans are attractive because borrowers don’t have to put any money down to buy and can often score lower mortgage interest rates as well. It was also popular with investors during the pandemic, although that has since slowed as prices and mortgage rates have risen.

VA loan 104

VA loan Marketing Sales Loans 104

HomeLight

JUNE 28, 2021

HUD’s Office of Housing also includes the Federal Housing Administration (FHA), an agency that insures mortgage loans issued by FHA-approved lenders to protect against losses if a borrower defaults on a loan. Talk to your agent and a licensed loan officer to explore your options). FHA loans.

Pre-approval 105

Pre-approval Pre-qualification FHA loan Inspection 105

HomeLight

JUNE 22, 2023

Credit scores typically fall into one of these ratings: 580 and below: poor 580-669: fair 679-739: good 740-799: very good 800-850: excellent The minimum credit score you need to be approved for a mortgage will depend on what kind of loan you are applying for. to 1% of the loan amount annually. It usually costs between 0.5%

Debt-to-income ratio 98

Debt-to-income ratio Mortgages FHA loan Loans 98

HomeLight

MARCH 7, 2025

In this case, the buyer is usually an investor or someone ready to take on a lot of work, Hvizda says. As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Homes sold as is often need some work or are cosmetically outdated.

As-is 52

As-is Inspection Finance Investor 52

HomeLight

MAY 23, 2022

Schaus does business in the area of Fort Bragg, which means that Department of Veterans Affairs home loans ( VA loans ) are used very often by buyers. “As is” sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. “I

As-is 112

As-is Purchase and sale agreement VA loan Inspection 112

HomeLight

MAY 8, 2024

However, “as is” sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. You’re looking for an agent who doesn’t shy away from listings that need repairs and may also have a strong investor network. It’s important to find the right match.

As-is 111

As-is Inspection Finance Residential 111

HomeLight

MARCH 14, 2025

As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Youre looking for an agent who doesnt shy away from listings that need a little TLC and maybe has a strong network of investor connections. Its important to find the right match.

As-is 52

As-is Inspection Finance Investor 52

HomeLight

MARCH 7, 2025

As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Youre looking for an agent who doesnt shy away from listings that need a little TLC and maybe has a strong network of investor connections. Its important to find the right match.

As-is 52

As-is Inspection Finance Investor 52

HomeLight

MARCH 21, 2025

As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Youre looking for an agent who doesnt shy away from listings that need a little TLC and maybe has a strong network of investor connections. Its important to find the right match.

As-is 52

As-is Inspection Finance Investor 52

HomeLight

OCTOBER 27, 2021

A foreclosure goes to the courthouse steps, and with such constraint on inventory, it’s going to be very competitive, with well-seasoned investors that have a lot of cash to buy foreclosures ,” he says. For this type of home purchase, you can get either a conventional loan or government loan (such as an FHA loan or VA loan ).

Purchase and sale agreement 110

Purchase and sale agreement Inspection Homeowner’s association Title 110

Marco Santarelli

DECEMBER 12, 2024

This vibrant city in the heart of Colorado is projected to experience significant growth in both home sales and prices, making it a prime location for buyers and investors. This translates to a strong demand for housing due to frequent relocations and the presence of VA loan benefits.

VA loan 52

VA loan Marketing Pre-approval FHA loan 52

HomeLight

MARCH 3, 2025

As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Youre looking for an agent who doesnt shy away from listings that need a little TLC and maybe has a strong network of investor connections. Its important to find the right match.

As-is 52

As-is Purchase and sale agreement Inspection Finance 52

HomeLight

JANUARY 22, 2024

As is” sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. You’re looking for an agent who doesn’t shy away from listings that need a little TLC and maybe has a strong network of investor connections.

As-is 110

As-is Inspection Renovation Equity 110

HomeLight

APRIL 11, 2024

As a result, “as is” sales will often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. “I You’re looking for an agent who doesn’t shy away from listings that need some work and maybe has a strong network of investor connections.

As-is 110

As-is Inspection Finance Investor 110