Can I Use My 401(k) to Buy a House? Yes, Here’s How
Redfin
MARCH 4, 2025
How to borrow from your 401k account to buy a house To borrow from your 401k loan to finance a down payment, youll need to talk to your employers benefits office or HR department, or with your 401k plan provider. For example, FHA loans, backed by the Federal Housing Authority, offer loans with down payments as low as 3.5%.
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