Housing Wire

JANUARY 10, 2024

The share of Federal Housing Administration (FHA) loan activity decreased to 14.4% The share of Department of Veterans Affairs (VA) loan activity was 16.3%, up from 14.6% Department of Agriculture (USDA) loan activity decreased to 0.4% Purchase applications rose by 6% week over week on an adjusted basis.

Mortgages 502

Mortgages VA loan FHA loan Loans 502

Housing Wire

OCTOBER 25, 2023

The share of Federal Housing Administration (FHA) loan activity inched up to 15.2% The share of Department of Veterans Affairs (VA) loan activity was 10.5%, down from 10.7% the week prior while the share of Department of Agriculture (USDA) loan activity decreased to 0.4% from 14.8% for the week ending Oct.

Mortgages 458

Mortgages VA loan FHA loan Loans 458

Housing Wire

DECEMBER 6, 2023

The share of Federal Housing Administration (FHA) loan activity increased to 15%, down from 13.5% The share of Department of Veterans Affairs (VA) loan activity was 12.8%, up from 12.6% Department of Agriculture (USDA) loan activity remained unchanged at 0.5%. of total applications, down from 8.1% the week prior.

VA loan 521

VA loan Mortgages FHA loan Fixed-rate mortgage 521

Housing Wire

NOVEMBER 22, 2023

The share of Federal Housing Administratio n (FHA) loan activity increased to 14.8% The share of Department of Veterans Affairs (VA) loan activity was 11.3%, up from 11.2% Department of Agriculture (USDA) loan activity fell to 0.4% The adjustable-rate mortgage (ARM) share of activity fell to 8.3% the previous week.

VA loan 487

VA loan FHA loan Mortgages Loans 487

Housing Wire

DECEMBER 20, 2023

The share of Federal Housing Administration (FHA) loan activity decreased to 15.5%, down from 16.1% The share of Department of Veterans Affairs (VA) loan activity was 15.6%, up from 14.2% Department of Agriculture (USDA) loan activity remained unchanged at 0.4%. the week prior.

Mortgages 419

Mortgages VA loan FHA loan Loans 419

Housing Wire

MARCH 26, 2024

Fannie Mae and Freddie Mac completed 43,903 foreclosure prevention actions in the fourth quarter of 2023, according to a new report published by the Federal Housing Finance Agency ( FHFA ). By comparison, the serious delinquency rate for Federal Housing Administration ( FHA ) loans was 3.42% in Q4 2023. The rate for U.S.

VA loan 462

VA loan FHA loan Short sale Loans 462

Housing Wire

NOVEMBER 15, 2023

The share of Federal Housing Administration (FHA) loan activity decreased to 14.4% The share of Department of Veterans Affairs (VA) loan activity was 11.2%, up from 10.5% Department of Agriculture (USDA) loan activity held at 0.5% Meanwhile, the adjustable-rate mortgage (ARM) share of activity decreased to 8.8%

VA loan 454

VA loan FHA loan Mortgages Loans 454

Housing Wire

NOVEMBER 8, 2023

The share of Federal Housing Administration (FHA) loan activity remained unchanged at 14.7%. The share of Department of Veterans Affairs (VA) loan activity was 10.5%, up from 10.1% while the share of Department of Agriculture (USDA) loan activity remained unchanged at 0.5% of total applications. week over week.

VA loan 460

VA loan FHA loan Mortgages Loans 460

Housing Wire

NOVEMBER 1, 2023

Kan added that “[adjustable-rate mortgage] loans increased almost 10% last week and continued to gain share, growing to 10.7% The share of Federal Housing Administration (FHA) loan activity was 14.7%, down from 15.2% The share of Department of Veterans Affairs (VA) loan activity was 10.1%, down from 10.5%

Mortgages 440

Mortgages VA loan FHA loan Loans 440

Housing Wire

MAY 25, 2021

The bill would allow borrowers to finance up to 100% of the acquisition price. Mortgages would be subject to FHA loan limits. percent of the principal, which could be financed, and would not pay a monthly insurance premium. Loan officers, too, sometimes have reservations about government-financed loans.

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FHA loan VA loan Loans Loan Officer 493

Housing Wire

DECEMBER 15, 2021

decline in applications for government loans. Would-be homebuyers are finding it hard to compete with FHA and VA loans in a purchase market defined by low inventory. The strength in conventional purchase activity continues to support higher loan balances, which moved back over $400,000. the previous week.

VA loan 430

VA loan FHA loan Fixed-rate mortgage Loans 430

Housing Wire

OCTOBER 18, 2023

The share of Federal Housing Administration (FHA) loan activity inched up to 14.8% The share of Department of Veterans Affairs (VA) loan activity was 10.7%, up from 10.2% the week prior while the share of Department of Agriculture (USDA) loan activity held steady at 0.5%. from 14.4% for the week ending Oct.

Mortgages 475

Mortgages VA loan FHA loan Loans 475

Housing Wire

OCTOBER 12, 2023

While conforming loans still made up the majority of production at 57% in September, conforming volumes trended well below pandemic levels, according to the report. FHA and VA loan production both gained in activity share to 20.6% Rates for FHA loans averaged 7.18%, VA loans were 7% and jumbo loans were 7.6%.

VA loan 395

VA loan Mortgages FHA loan Loans 395

Lab Coat Agents

MAY 1, 2024

VA loan assumptions offer a fantastic opportunity for your clients to save thousands on their mortgage in a rising interest rate environment. What is a VA Loan Assumption? What is a VA Loan Assumption? This can provide significant savings compared to taking out a new loan at prevailing market rates.

VA loan 52

VA loan Loans Debt-to-income ratio FHA loan 52

Housing Wire

SEPTEMBER 14, 2023

By product type, conventional loans made up 65.8% of loan applications. Meanwhile, FHA loans comprised 23.8% of total loan applications while VA loans were 10.2%. The average loan size for new homes increased to $398,092 in August from $397,148 in July. from 56,000 new home sales in July.

New Construction 396

New Construction Construction Mortgages VA loan 396

Housing Wire

MARCH 24, 2023

The Federal Housing Finance Agency (FHFA) released on Thursday its Fourth Quarter 2022 Foreclosure Prevention and Refinance Report, stating that government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac completed 52,469 foreclosure prevention actions in Q4 2022.

Fixed-rate mortgage 447

Fixed-rate mortgage VA loan FHA loan Loans 447

Housing Wire

JUNE 26, 2023

This is according to the Federal Housing Finance Agency (FHFA) Q1 2023 Foreclosure Prevention and Refinance Report, which was published late last week. at the end of Q1, “compared with 4.01% for Federal Housing Administration (FHA) loans, 2.26% for Veterans Affairs (VA) loans, and 1.73% for all loans (industry average),” the report said.

VA loan 359

VA loan FHA loan Fixed-rate mortgage Principal 359

Housing Wire

OCTOBER 11, 2023

The share of Federal Housing Administration (FHA) loan activity inched down to 14.4% The share of Department of Veterans Affairs (VA) loan activity was 10.2%, up from 10.1% the week prior while the share of Department of Agriculture (USDA) loan activity held steady at 0.5%. from 14.5% for the week ending Oct.

Loans 358

Loans VA loan FHA loan Mortgages 358

Realty Biz

SEPTEMBER 24, 2022

Military borrowers looking to buy or refinance a home might want to consider a VA loan. Department of Veterans Affairs (VA), this loan option can make buying a home easier for those who might otherwise struggle to afford a mortgage. What Is a VA Loan? Benefits of a VA Loan. Backed by the U.S.

VA loan 65

VA loan Loans FHA loan Mortgages 65

Housing Wire

MARCH 29, 2024

The majority of consumer complaints in the mortgage arena (13,100, or 58%) were focused on conventional home loans, followed by Federal Housing Administration (FHA) loans (19%), U.S. Department of Veterans Affairs (VA) loans (9%) and home equity lines of credit, or HELOCs (6%).

Mortgages 392

Mortgages VA loan FHA loan Lending 392

Housing Wire

MARCH 25, 2021

You have your conventional loans, FHA loans, VA loans, USDA loans and so on. But there’s another type of loan, not too many people are familiar with that can make the home buying process much easier. Yes, we’re talking about a bridge loan. But, a bridge loan comes with a higher interest rate.

Loans 542

Loans VA loan FHA loan Finance 542

Real Trends

NOVEMBER 11, 2022

Real estate professionals navigating housing in 2022 and beyond need to know their way around all the financing options available. Without knowledge of lesser-known financing choices, real estate professionals can miss the chance to turn their customers into homeowners, or sellers. . Shared equity financing.

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Finance VA loan FHA loan Agents 106

HomeLight

JUNE 16, 2023

If you’re selling to a buyer backed by an FHA loan , your home must clear an FHA appraisal for the loan to close. The FHA appraisal determines a property’s market value and ensures that the property meets the U.S. By contrast, most conventional loans require a credit score of 620 or above.

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FHA loan Loans Inspection Debt-to-income ratio 98

Housing Wire

NOVEMBER 16, 2021

Regarding product type, conventional mortgage loans reigned supreme, making up 75.7% of loan applications. FHA loans composed 13.5% of applications, while VA loans and USDA loans composed 10.3% and 0.5%, respectively. .

Mortgages 501

Mortgages VA loan FHA loan Construction 501

HomeLight

FEBRUARY 12, 2021

You’ve just received the first offer on your home — and it’s backed by an FHA loan. So what do you need to know about FHA loans as a seller? Today, FHA loans represent a fair share of the mortgage market; in 2018, the FHA insured 12.1% FHA loans help make homeownership more accessible.

FHA loan 111

FHA loan Loans Pre-approval Pre-qualification 111

Realty Biz

SEPTEMBER 30, 2023

By comparing loan options, understanding loan terms and interest rates, and exploring resources for mortgage comparison, you can find the right mortgage lender for your financial situation. Let's delve deeper into these topics to guide you towards an affordable home financing solution. Can you buy a house with bad credit?

Finance 96

Finance Debt-to-income ratio FHA loan Mortgages 96

Housing Wire

JUNE 5, 2024

Department of Veterans Affairs (VA) loan applications. “After adjusting for the Memorial Day holiday, both purchase and refinance application volumes were down, with purchase activity specifically 13% below last year’s level.” Fratantoni noted that government purchase volume was down less, aided by growth in U.S. the previous week.

VA loan 420

VA loan Mortgages Fixed-rate mortgage Loans 420

HomeLight

DECEMBER 5, 2023

An assumable mortgage is a type of home loan that allows a new buyer to take over the seller’s existing loan terms, including the interest rate, remaining balance, and repayment period. This can be particularly advantageous if the existing loan’s interest rate is lower than current market rates.

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Lab Coat Agents

MAY 21, 2024

In today’s rapidly evolving real estate market, assumable mortgages have emerged as a game-changer for homebuyers seeking to save money and secure favorable financing terms. Qualification Process: While buyers still need to qualify for an assumable mortgage, the process may be more streamlined compared to applying for a new loan.

VA loan 98

VA loan Mortgages Loans FHA loan 98

Housing Wire

DECEMBER 16, 2021

By product type, conventional loans made up 76.3% of loan applications, while FHA loans and VA loans composed 13.2% USDA loans made up 0.5% and 10% of applications, respectively. of applications filed in November.

Mortgages 388

Mortgages VA loan FHA loan Loans 388

Marco Santarelli

AUGUST 6, 2024

30-year FHA loan 5.41 15-year FHA loan 4.82 5/1 FHA loan 5.06 30-year VA loan 5.20 15-year VA loan 4.64 5/1 VA loan 5.70 According to Zillow, here are the national averages we're seeing: Mortgage Type Rate (%) 30-year fixed 5.92 20-year fixed 5.62 15-year fixed 5.21

VA loan 97

VA loan FHA loan Mortgages Fixed-rate mortgage 97

Norada Real Estate

JUNE 22, 2022

Financing turnkey rental properties is the most difficult question to solve for a buyer with no experience in the real estate market. ” But, if an investor does not have that much cash in hand, finance is required to meet the purchase price of an investment property. Financing Turnkey Rental Properties.

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Housing Wire

MAY 24, 2024

Choose a reputable lender who has experience working with clients who carry student loan debt, as they’ll be able to help structure the best financing options to suit your specific needs. Other government-backed loan programs include FHA loans which typically require only a 3.5%

Debt-to-income ratio 440

Debt-to-income ratio Loans Pre-approval VA loan 440

HomeLight

NOVEMBER 6, 2023

An assumable mortgage allows a buyer to purchase a home by taking over the seller’s existing mortgage loan. One reason more buyers are seeking assumable mortgages is to take advantage of lower interest rate financing. Here are some common types of mortgage loans and their assumability: 1. VA funding fee.

FHA loan 111

FHA loan VA loan Mortgages Marketing 111

Marco Santarelli

NOVEMBER 19, 2024

FHA Loans: These are government-backed mortgages insured by the Federal Housing Administration. FHA loans are a great option for first-time homebuyers or those with a lower credit score. The good news is that FHA loans are typically assumable. USDA loans are designed to help finance homes in rural areas.

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Debt-to-income ratio FHA loan Mortgages VA loan 52

Eye on Housing

JULY 27, 2022

NAHB analysis of the most recent Quarterly Sales by Price and Financing published by the U.S. Census Bureau reveals that the four-quarter moving average (MA) share of new home sales financed through FHA was 11.0% Conventional loans financed 74.8% in Q2 2022–its smallest share since early 2008.

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FHA loan Loans Sales Finance 124

HomeLight

NOVEMBER 20, 2023

In this post, we’ll explain how this often elusive financing option can work for you, and share expert tips on how to find an assumable mortgage attached to a home you want to buy. A qualified buyer must meet standard FHA loan requirements, such as a minimum credit score of 580 and a 3.5% down payment.

FHA loan 115

FHA loan Mortgages VA loan Loans 115