Housing Wire

MARCH 10, 2023

Stubborn inflation and high interest rates continue to wreak havoc on the mortgage-origination market, but there is one asset class in the housing market that is arguably flourishing in these hard times – home equity. They are saying, ‘Tell me what’s working, how can I stand a program up so I can capture some of this [home-equity] business.”

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Housing Wire

MARCH 18, 2025

Some of these companies are much younger and are in a heavy growth stage, so its not an exact comparison. It was hard to grow agents in the past because agents who’ve been in the business for 20 years don’t like the payout structure, said John Campbell, a real estate equities analyst at Stephens.

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Housing Wire

DECEMBER 9, 2024

Setting the Stage for 2025 Heres the good news, 2025 is set to stabilize. Plus, buying now means youre building equity while others wait, and youll have the chance to refinance if rates dip in the future. Despite this, the Las Vegas housing market held its ground with steady appreciation, climbing 5-7%. The key takeaway? Around 7.5%.

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Mortgages FHA loan Closing costs Staging 370

Housing Wire

AUGUST 9, 2021

If you were standing on a stage giving an acceptance speech, who would you want to thank for helping you get where you are today? The post Freddie Mac’s Pam Perry: Addressing racial equity in housing appeared first on HousingWire. Brena Nath: First off, congrats on being named a 2021 Women of Influence. Become a member today.

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Housing Wire

NOVEMBER 12, 2024

Prior to Haven, Wallace served as the general manager of lending at Figure Technologies — a leading nonbank home equity line of credit lender — and as CEO of FirstKey Mortgage. I’m excited to join the MAXEX leadership team at this critical growth stage,” he added. “The U.S. MAXEX is based in Atlanta.

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Technology Finance Mortgages Lending 370

Housing Wire

MARCH 21, 2025

These include an accelerated equity vesting plan for directors if they are not reelected and a requirement for Cannae to repurchase half of Foleys shares at a significant premium to market prices. The firm holds 2.9 million shares in Cannae and took its grievances public with a recent regulatory filing and a letter released Thursday.

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Housing Wire

SEPTEMBER 28, 2023

mortgage delinquencies remained near a record low in July, with the share of homes entering that status or progressing to later stages either unchanged or lower,” said Molly Boesel, principal economist for CoreLogic , in a news release. On home equity , Boesel noted that home-price growth should pick up over the next year.

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Housing Wire

AUGUST 26, 2024

Zeev Ventures , an early-stage venture fund, led the Series D extension, and was joined by Stereo Capital and Menlo Ventures. HousingWire reported that in June 2022, the company raised $115 million — $60 million in equity and $55 million in debt — while acquiring Denver-based lending startup Accept.inc. according to HomeLight.

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Housing Wire

FEBRUARY 16, 2023

Delinquency rates — which includes loans that are at least one payment past due but does not include loans in the foreclosure process — rose across all loan types and stages of delinquency. By stage, the 30-day delinquency rate increased 26 bps to 1.92% from the previous quarter. trillion — a 13% decline — over the past two quarters.

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Housing Wire

MAY 22, 2024

These include requiring “clear, meaningful” notice at each stage of the tax foreclosure process; ensuring both owners and inheritors of ownership receive notice of foreclosure stages; creating alternatives to tax-initiated sales; and making redemption costs both “affordable and accessible.” In 2023, the U.S.

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Housing Wire

APRIL 26, 2024

The data provider examined all stages of delinquencies to gain a complete view of the mortgage market and loan performance health. Early-stage delinquencies (mortgages 30 to 59 days past due), accounted for 1.5% home equity , which was up by $1.3 of all mortgages in February, up 10 basis points year over year. percentage points.

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Housing Wire

DECEMBER 16, 2022

Homeowners have gained housing equity in their homes consistently as home prices have risen. The typical owner who has owned their home a decade has $210,000 in housing equity. That equity could certainly make a move easier, but they may be unwilling to budge.

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Housing Wire

OCTOBER 5, 2020

That said, a chasm has widened between early stage delinquencies, which dropped 9% in August, and serious delinquencies, which saw a 5% gain in the same month. Nearly 45 million homeowners report tappable equity in their homes, the largest volume ever at nearly $125k – an increase of more than $3,200 from last year.

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Mortgages Equity Staging Loans 476

Housing Wire

AUGUST 15, 2024

The MBA reported that mortgages in all stages of delinquency rose by 3 basis points (bps) on a quarterly basis but were 60 bps higher compared to Q2 2023. However, soaring home prices seem to continue and have spiked the value of homes across the nation, which boosts equity for homeowners at virtually every stage of paying off mortgages.

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Mortgages VA loan FHA loan Staging 475

Housing Wire

NOVEMBER 9, 2021

Frank Martell, president and CEO of CoreLogic, said that fiscal and monetary stimulus are pushing home prices and equity to record levels, which “is driving down delinquencies and fueling a boom in cash-out refinancing transactions.” Early-stage delinquencies (30 to 59 days past due) went from 1.5% in the same period.

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Keeping Current Matters

AUGUST 18, 2022

Whether you’ve just retired or you’re thinking about retirement, you may be considering your options and trying to picture a whole new stage of your life.

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Equity Staging Marketing 287

Housing Wire

NOVEMBER 27, 2023

There are talks about a “leading company” potentially acquiring California -based Veev, but the negotiations remain in the very early stages, according to Calcalist. Reali , another proptech company founded by Heller and Avrahami, shut down in 2022 after raising more than $290 million in debt and equity funding.

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Housing Wire

JUNE 14, 2022

Other contributing factors to the decline were rising home prices and the resulting equity gains providing alternative options to those who may be coming out of forbearance or facing foreclosures, said CoreLogic’s report. . About 2.7% of all mortgages in the U.S. were delinquent in March, dropping 2.2 percentage points from the 4.9%

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Mortgages Staging Principal Equity 370

Housing Wire

DECEMBER 9, 2020

Via Knock Nest, homeowners can request a no-obligation cash offer for their home, allowing them to pay off their mortgage and access equity in about two weeks if they qualify. Knock will purchase the home and rent it back to the (former) owners.

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Housing Wire

OCTOBER 15, 2021

Roostify CEO and Co-founder, Rajesh Bhat, told FinLedger that RDI operates as an API microservice, so it can be integrated at any stage in the lending process that works for a lender, regardless of whether Roostify is part of the lender’s tech stack or not. What also sets it apart is that it’s already boosting FI scores,” Bhat said.

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Housing Wire

AUGUST 2, 2024

Private equity firm Exuma Capital Partners announced that it is the lead investor for a newly launched, AI-powered homeowner management tool called Property.com. Exuma believes that the platform will provide transformative change to every stage of homeownership. “My

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Housing Wire

NOVEMBER 14, 2023

The increase was driven entirely by a rise in earliest-stage delinquencies – those 30-days and 60-days past due. Later-stage delinquencies – those 90 days or more past due – declined to the lowest level since the first quarter of 2020,” Marina Walsh, MBA’s vice president of industry analysis, said in a news release.

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Housing Wire

FEBRUARY 3, 2023

And now, with the impact of inflation and looming economic uncertainty, home equity lines of credit (HELOCs) are an increasingly popular choice for those who are considering tapping into their home’s rising equity while protecting their existing, low mortgage rates. So, it’s imperative to speak with a lender.

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Housing Wire

OCTOBER 17, 2023

FinLocker and Milestones offer a multitude of useful tools that can benefit homebuyers during the pre and post-transaction stages, the companies said.

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Staging Equity Mortgages Closing 435

Housing Wire

MAY 2, 2024

Housing forever : Boomers must secure housing that is safe and appropriate for aging, through all the stages of retirement. Today, boomers have approximately 13 trillion in available home equity. Boomers home equity will likely grow past 20 trillion by the end of this decade.

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Equity Lending Staging Mortgages 448

Housing Wire

APRIL 19, 2022

RWT Horizons, according to the company’s announcement, “targets early and mid-stage companies that are transforming financial and real estate technology and that have the potential to enhance scale and efficiency of Redwood’s businesses.”. Vesta Equity , another blockchain-enabled marketplace for tokenized home-equity investments. “As

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Housing Wire

APRIL 18, 2023

MISMO , the real estate finance industry’s standards organization and a subsidiary of the Mortgage Bankers Association , plans to launch a working group that will create standards for Electronic Home Equity Lines of Credit (eHELOC). Overall, HELOCS accounted for 20.7% of all loans in the fourth quarter of 2022, nearly five times the 4.6%

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Equity Lending Finance Loans 368

Housing Wire

FEBRUARY 12, 2024

The fact that year-over-year loan volume is no longer in the red is a powerful early sign that the industry recovery is at its early stages,” John Paasonen, co-founder and CEO of Maxwell, said in the report. And it marks the first year-over-year loan growth for any three-month period since Q1 2022.

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Mortgages Lending Loans Equity 497

Housing Wire

JUNE 2, 2021

This was just one month after Volly announced an $11 million Series B growth equity round led by Camden Partners and backed by existing investor, New Capital Partners. The initiative was originally launched by Flagstar to guide late-stage mortgage tech startups in an effort to evaluate the viability of future investments and partnerships.

Mortgages 466

Mortgages Technology Lending Staging 466

Housing Wire

SEPTEMBER 9, 2020

“Not only could millions of families potentially lose their home, through a short sale or foreclosure, but this also could create downward pressure on home prices – and consequently home equity – as distressed sales are pushed back into the for-sale market,” the report said.

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Short sale Loans Staging Mortgages 544

Housing Wire

APRIL 29, 2024

While Finance of America Companies (FOA) President Kristen Sieffert was the biggest reverse mortgage industry representative to take the stage at the event, other lending professionals who are active in the reverse mortgage business also spoke about why they’re involved in the space and what they believe it can do for their companies going forward.

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Mortgages Staging Lending Equity 459

Housing Wire

FEBRUARY 24, 2021

Borrowers also have the most equity available to them in history, and those with ample home equity could exit their home, if they needed to, with their credit intact and potentially some cash in hand. Because of their high loan-to-value ratios at origination, these borrowers are likely to have less home equity.

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Mortgages Equity Loans Development 482

HomeLight

APRIL 18, 2025

You might be curious if theres a way to access your homes equity for a down payment before it sells or if your only option is to move out and crash somewhere temporary while you house hunt. Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home.

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Equity Loans Debt-to-income ratio Home sale contingency 52

Housing Wire

SEPTEMBER 25, 2024

Bell, who has had a career in or near housing policy since 1976, has been involved with reverse mortgages in one way or another since the Home Equity Conversion Mortgage (HECM) program’s inception. NRMLA will continue to operate under the supervision and direction of its board of directors.

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Equity Industrial Mortgages Development 435

Housing Wire

SEPTEMBER 25, 2024

In July, Senate Democrats — led by Amy Klobuchar of Minnesota and Sherrod Brown of Ohio — introduced legislation that would require large corporations and private equity firms to report bulk purchases of single-family homes to the Federal Trade Commission (FTC) and the Department of Justice (DOJ) for antitrust review.

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Investor Sales Staging Equity 476

Housing Wire

MAY 16, 2024

Department of Housing and Urban Development (HUD) Office of Policy Development and Research (PD&R) in 2022 aimed to assess the state of the Home Equity Conversion Mortgage (HECM) program over a 20-year period. A study commissioned by the U.S. per square foot, or 3.5 percent of the $223 per-square-foot average for homes.”

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Loans Equity Principal Development 455

Housing Wire

JANUARY 28, 2022

Even in Tulip mania, mid-stage investors made money, as long as they weren’t left holding the bag (or the flower) at the end. In fiscal 2021, Q2 alone, total house equity increased a whopping $2.9 In some states like California and Washington, 2021 saw the average equity per home increase over $100,000. The power of BNPL.

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Equity Investor Staging As-is 418