Do Mortgage Rates Go Down During an Economic Recession?
Marco Santarelli
APRIL 20, 2025
Do mortgage rates go down during an economic recession? The short answer is, it's complicated, but often, yes, they do. While there's no guarantee, history shows that in recent decades, mortgage rates often decrease during and after a recession. This is largely due to the Federal Reserve's actions to stimulate the economy, but it's important to remember that every recession is different, and factors like inflation play a huge role.
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