Thu.Apr 03, 2025

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Tariff news sends mortgage rates to the lowest level of 2025

Housing Wire

Mortgage rates have reached the lowest levels of the year today as the 10-year yield dropped significantly on tariff news. The stock market reacted negatively to the news regarding tariffs, resulting in significant selling and a shift towards the bond market. In this week’s Housing Market Tracker , I mentioned that the 10-year yield level was stubbornly resistant and that we needed bad news to break through it.

Mortgages 300
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The #1 Thing Sellers Need To Know About Their Asking Price

Keeping Current Matters

When you put your house on the market, you want to sell it quickly and for the best price possible; that's generally the goal.

Marketing 190
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FHA issues QC review waivers for wildfire-affected mortgages in California

Housing Wire

The Federal Housing Administration (FHA) on Tuesday issued a waiver on quality control (QC) reviews for some newly distressed mortgages in Southern California as homeowners continue to grapple with the effects of the January 2025 wildfires. The FHA typically requires reviews for mortgages 60 days past due within six months of origination to ensure underwriting compliance.

Mortgages 243
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New data: Private listings offer ‘no benefits to sellers’

Real Estate News

Though the number of office exclusives is rising, a new report from Bright MLS found no financial advantage to pre-marketing a home off the MLS.

MLS 176
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The 2025 Real Estate Roadmap to Success

Don’t just react to changes, plan for them, so you can approach the new year with confidence, direction, and a competitive edge for your business. Having a well-defined business plan helps you chart a clear course, navigate challenges, and set a foundation for growth. This workbook gives you the key steps to outline what matters and will ensure you’re moving ahead.

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Navigating mortgage volatility: Why defined leadership tenets are your best GPS

Housing Wire

In mortgage finance and real estate , the only constant is change. From fluctuating interest rates and evolving regulations to technological disruptions and shifting consumer demands, mortgage leaders today face unprecedented volatility and complexity. This ongoing flux demands adaptive, resilient, and deeply principled leadership. The last several years, rising mortgage rates and home values have dramatically reshaped affordability and consumer purchasing power.

Mortgages 221

More Trending

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First American: Home sales are weaker than they seem

Housing Wire

Mark Fleming, chief economist at First American , argues that failing to account for the growing number of U.S. households gives a misleading impression of housing market strength. If we look at existing-home sales as a percentage of the total number of households over time, we see that sales are down to the same levels as the early 1990s, just above 3%, and well below the long-run average of 4.1%, he said.

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Expect a ‘mortgage rate roller coaster’ following new tariffs

Real Estate News

Rates may drop in the short-term before inflation ramps up, but stock market volatility, higher prices and rising unemployment could stall home purchases.

Mortgages 157
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Survey: Home insurance rates rise for most policyholders in 2024

Housing Wire

Two-thirds of U.S. homeowners saw their insurance rates increase in 2024, according to a recent survey by ValuePenguin. Amid escalating costs , many policyholders worry their homes could become uninsurable in the future, while some have already received nonrenewal notices from their insurers. The survey of nearly 2,000 consumers found that 67% experienced rate increases in 2024, down slightly from 72% in 2023.

Marketing 195
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Agents are making more money despite the tough market

Real Estate News

A new Redfin survey found that many agents reported higher income in 2024 than in 2023, but concerns about the economy and industry changes persisted.

Agents 157
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Avoiding Lease Accounting Pitfalls in 2025: Lessons Learned from Spreadsheet Errors

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

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Will delayed marketing strategies spell doom for the listing portals?

Housing Wire

Throughout the nearly yearlong debate over the National Association of Realtors (NAR) Clear Cooperation Policy (CCP), Zillow has been a staunch supporter of the policy. But while Zillow did get its wish after NAR chose to uphold CCP for now, the trade groups new Multiple Listing Options for Sellers policy which creates the concept of a delayed marketing exempt listing has the potential to put some serious strain on Zillow and other listing portals like Realtor.com and Homes.com.

Marketing 195
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Inventory Is Picking Up, but Are Homebuyers Responding?

RIS Media

In March 2025, new home listings reached the biggest March jump since 2022 with a 10.2% year-over-year rise, according to Realtor.com. Active listings (meaning all listings available for sale) are up 28.5% year-over-yearmarking the 17th consecutive month for inventory growth in the U.S. Yet, as inventory has gone up, not only has price growth slowed,… The post Inventory Is Picking Up, but Are Homebuyers Responding?

Sales 59
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Here are the top 25 mortgage lenders of 2024, per HMDA

Housing Wire

United Wholesale Mortgage remained king of the hill when it came to mortgage originations in 2024. The Michigan-based wholesale powerhouse funded $139.8 billion in mortgages, according to recently released Home Mortgage Disclosure Act (HMDA) data from the Consumer Financial Protection Bureau (CFPB). Mortgage and real estate analytics firm InGenius broke down the data at HousingWire’s request.

Mortgages 221
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What Sellers Want in 2025–and How to Deliver

BAM Media

The real estate landscape has shifted dramatically since August 17th. Sellers now have more control over compensation and listing agreements, and they expect agents to adapt. If you dont understand what todays sellers want, you risk losing deals before the conversation even starts. Last week, BAM co-founder Byron Lazine hosted a webinar with Zoodealio CEO Kala Laos to spell out what sellers want and how agents can leverage cash offers to deliver that and more.

MLS 59
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Driving Profit: 4 Pillars for Growing Your Real Estate Brokerage

In the rapidly changing real estate landscape, achieving profitability requires a strategic approach beyond traditional methods. Our guide, "The 4 Pillars to Brokerage Profitability," outlines four essential pillars for scaling your real estate business: a seamless lead-to-close technology ecosystem, tailored integrated solutions for teams and agents, value-added success services and community support, and consumer-centric operations throughout the full homeownership lifecycle.

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eXp Realty, Movoto collaborate on agent support platform

Housing Wire

eXp Realty and real estate technology company Movoto have announced a collaboration to introduce a new support platform for individual agents. The platform, Lever by Movoto, aims to assist eXps U.S. agents by streamlining business operations and minimizing administrative tasks. Lever by Movoto offers a suite of services including training, marketing, transaction management, database management and lead generation.

Agents 221
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Manufactured Homes: An Alternative Means of Housing Supply

Eye on Housing

Manufactured homes play a measurable role in the U.S. housing market by providing an affordable supply option for millions of households. According to the American Housing Survey (AHS), there are 7.2 million occupied manufactured homes in the U.S., representing 5.4% of total occupied housing and a source of affordable housing, in particular, for rural and.

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AssetVal, Restb.ai integration aims to improve broker price opinions

Housing Wire

AssetVal , a provider of real estate valuations, has partnered with artificial intelligence (AI) company Restb.ai to integrate computer vision technology into its broker price opinion (BPO) process. The collaboration aims to enhance the accuracy and consistency of property valuations by using AI to assess property conditions and quality. BPOs, often used in real estate transactions and lending decisions, can vary due to subjective assessments by different agents.

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Daily Links: Interborough Express Plans Progress Despite Congestion Pricing Risks

Brownstoner

In the News Two Years in a Place Where Homelessness Ends [NYT] When Banksy Came to Red Hook and Made His Mark [NYT] Uber Launches $10 JFK Airport Rides From Brooklyn [Eagle] Cherry Blossoms Are Nearly Back at Botanic Garden [Eagle] Commuters Want Better Service in Transit-Starved Red Hook [amNY] NYC Prepares for Expansion of Red… Read More > The post Daily Links: Interborough Express Plans Progress Despite Congestion Pricing Risks appeared first on Brownstoner.

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Tech-Forward Strategies for Scaling Agent Efficiency & Accelerating Growth

As the real estate market evolves, technology has become essential for success. According to NAR, only 26% of agents feel their brokerage provides the necessary tech tools and, as a result, agents seek teams and brokerages who prioritize technology investments! Whether you manage an established team or are forming a new one, this guide outlines key considerations and necessary applications to thrive.

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Record monthly housing costs keep buyers on the sidelines

Housing Wire

The typical U.S. homebuyers monthly payment hit a record $2,802 in late March, marking the second consecutive week of all-time highs, according to a new Redfin report. Despite rising costs , there are signs that more house hunters are reentering the market as spring begins. Home sale prices have climbed 3.4% year-over-year, while the average mortgage rate stands at 6.65%, down from recent peaks but still more than double pandemic-era lows.

Sales 195
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ICE Mortgage Monitor: Home Prices Continue to Cool

Calculated Risk Real Estate

Here is the ICE April Mortgage Monitor report (pdf). Press Release: ICE Mortgage Monitor: Home prices cool heading into the Spring home-buying season, led by condos Home prices are softening across the country: Annual home price growth slowed to +2.7% in February, with early data for March showing further cooling to +2.2%. Condo prices decreased annually for the first time in more than a decade: Condo prices lagged single family price growth in 97 of the 100 largest U.S. markets and were down in

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How Sierra Pacific is scaling without a factory-line approach

Housing Wire

In a live-recorded episode of Power House at the Housing Economic Summit , HousingWire President Diego Sanchez sat down with Suzy Lindblom , chief operating officer at Sierra Pacific Mortgage , to explore the companys growth strategy and how its navigating todays lending environment. After consulting with Sierra Pacific for six months, Lindblom joined the company full-time in November drawn in by a culture she describes as unusually cohesive and execution-focused.

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7 Tax Strategies to Reduce Your Real Estate Investment Tax Burden in 2025

AAOA

If you’re a multifamily investor, taxes are probably one of your biggest expenses, but they dont have to be. The U.S. tax code is full of opportunities to legally reduce what you owe, especially if you know where to look. The key is to plan ahead and use strategies that help you maximize deductions, leverage depreciation, and take advantage of tax incentives before they phase out.

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The Broker Action Plan for the Post-NAR Lawsuit Landscape

Now more than ever, brokers need to provide agents with the right tools, strategies, and training to effectively demonstrate their expertise, negotiate successfully, and foster strong client relationships. So – what should brokers do to ensure this? Invest in the right technology, continuous education, and innovative marketing strategies that empower agents to stand out in a crowded marketplace.

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Nominations are open for the 2025 HousingWire Marketing Leaders award!

Housing Wire

The HousingWire award spotlight series highlights the individuals and organizations that have been recognized through our Editors Choice Awards. Nominations for HousingWires 2025 Marketing Leaders award are open now through April 30, 2025. Click here to nominate a Marketing Leader. Great marketing doesnt just sell a product it shapes industries, builds trust, and drives real impact.

Marketing 221
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Developers Suing Pre-Construction Buyers: Who Is To Blame?

Toronto Realty Blog

TorontoRealtyBlog I will admit that when I first chose the photo for today’s blog post, it was a picture of a hornet’s nest. I was going to play off the theme, kicking over the hornet’s nest , but I figured people would have no idea what the photo referenced. Not only that, it looked ugly as hell. But if we’re going to have an honest discussion about the issue of developers suing pre-construction condo buyers which is only just beginning in Toronto, we truly are going to

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Judge rules in favor of Ginnie Mae in lawsuit brought by Texas Capital Bank

Housing Wire

A lawsuit over rights to reverse mortgage-backed collateral stemming from the collapse of a major industry lender has been brought to an end with a summary judgment, but the plaintiffs in the case have vowed to appeal the decision. The suit was filed by Texas Capital Bank (TCB) against Ginnie Mae in late 2023. The bank alleged that Ginnie Mae had extinguished, in return for no consideration, TCBs first priority lien on tens of millions of dollars in collateral stemming from the [FHA]-sponsored [

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Are You Using the Most Efficient Accounting Practices?

AAOA

From tracking rent payments and expenses to handling invoices and bank reconciliation, your accounting practices can make or break your efficiency. Lets dive into four essential practicesautomated payables, pre-set approval rules, batch management, and bank reconciliationto see if you are making your business easier or harder. Automated Payables: Are You Avoiding Late Payments and Errors?

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Accelerating Real Estate Sales Pipelines to Streamline Buyer Journeys

Navigated 360° tours, like YourVRTours, advance pipelines by engaging clients further along the sales funnel. These immersive experiences provide comprehensive property insights, increasing buyer intent and readiness. By embracing navigated tours, agents can optimize property exposure, better qualify leads, and streamline the sales process. Stay ahead in the ever-evolving real estate landscape with innovative technology that elevates buyer journeys and progresses pipelines more effectively.