Can You Get Your Earnest Money Back at Closing?
Redfin
MARCH 18, 2025
If your down payment is already covered, the earnest money can help pay for lender fees, title fees, and other closing expenses. If your earnest money exceeds your total costs due at closing, youll get a refund for the excess amount. This is more common with VA loans or USDA loans, which require no down payment.
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