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Not to rain on your parade, but North Carolina has something called the due diligence fee, separate from the down payment or earnestmoneydeposit, that you need to have ready to nab that home. They could include a home inspection fee, titlesearch, and mortgage origination fee. NC Home Advantage Mortgage.
Chain of title is an historical record of previous owners of a property that’s essential in establishing the legal ownership of the property. An established chain of title helps protect the buyer from future challenges to ownership. A titlesearch helps create that chain and is usually conducted by a lawyer or title company.
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