Housing Wire

DECEMBER 20, 2024

In a statement, Meeks said the legislation is designed to make homeownership more affordable by empowering first-time buyers and young families to get ahead by reducing monthly payments and encouraging faster equity accumulation. Sessions added that the bill takes a practical approach to deliver meaningful relief to homeowners.

FHA loan 418

FHA loan Mortgages Equity Loans 418

Housing Wire

DECEMBER 17, 2024

Because the children of homeowners are more likely to be homeowners themselves, this pattern has profound implications on the economic mobility for younger homebuyers like millennials and Gen-Zers and also for future generations. The wealth gap between homeowner and renter households is widening.

Marketing 397

Marketing Equity As-is Mortgages 397

Housing Wire

MARCH 28, 2024

Florida is reckoning with a severe homeowners insurance crisis. The recent surge in both the frequency and intensity of hurricanes that have battered the state has prompted numerous insurers and reinsurers to exit the market , leaving Florida homeowners grappling with skyrocketing premiums and limited coverage options.

Residential 505

Residential Design As-is Marketing 505

Housing Wire

OCTOBER 18, 2024

With higher rates, lower transaction volumes usually plague the industry, translating to fewer appraisals as homeowners hunker down with their lower rates. Jaro uses AI-drive QC tools and advanced automation tools are designed to guide lenders regardless of where they are in the appraisal process. Jaro is ahead of Fannie and Freddie.

Inspection 448

Inspection Marketing Design Technology 448

Housing Wire

OCTOBER 18, 2024

Indiana-based lender Ruoff Mortgage is making a move designed to help more homeowners get into new homes with ease. Calque launched in 2021 to provide lenders with solutions that simplify the home purchasing process for prospective homeowners.

Purchase and sale agreement 448

Purchase and sale agreement Mortgages Equity Finance 448

Housing Wire

NOVEMBER 20, 2024

However, homeowners have a unique advantage with home equity products—designed to let residents tap into their home’s equity for cash. HW: What do you see as the biggest opportunities for mortgage professionals in leveraging home equity products, especially as senior homeowners become such a large and growing demographic?

Equity 370

Equity Finance Marketing Lending 370

Housing Wire

JANUARY 13, 2025

Government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac are aiming to remind homeowners and renters impacted by the ongoing wildfires in Los Angeles of various relief options. Once out of harms way, we encourage homeowners in these affected areas to contact their mortgage servicer to learn about relief options.

Mortgages 397

Mortgages Development Loans Design 397

Housing Wire

DECEMBER 12, 2023

Homeowners are increasingly concerned with flood insurance premium hikes impacting affordability, Fannie Mae ‘s latest national flood survey showed. The latest survey is an expansion from its 2020 version and compared how homeowners’ and renters’ awareness and attitudes towards flood risk and flood insurance changed over the years.

As-is 448

As-is Design Industrial Agents 448

Housing Wire

MARCH 5, 2024

Dara by Sagent is the first mortgage software platform to unify all data and user experiences for servicers and homeowners across the entire servicing lifecycle. Dara is designed to be proactive when it comes to real-time policymaking. With deep roots in servicing, Dara is ready for everything.

Investor 448

Investor Loans Industrial Design 448

Housing Wire

SEPTEMBER 22, 2023

That’s where HELOCs come in for many homeowners. HELOCs allow homeowners to borrow smaller amounts when they need it, helping to keep monthly payments lower and helping avoid unnecessary debt. The technology is designed to analyze images as well as predict objects of value and room conditions within a house.

Equity 459

Equity Inspection Technology Residential 459

Housing Wire

OCTOBER 4, 2023

As major home insurance carriers are increasingly pulling back their coverage options in disaster-prone areas, hundreds of thousands of people are moving to state-sponsored “last resort” insurance plans originally designed to offer a temporary fix. The plans were designed to be temporary safety nets,” the Journal report reads. “As

Design 468

Design Industrial As-is Marketing 468

Housing Wire

NOVEMBER 12, 2024

This comes from a new survey by Down Payment Resource — a nationwide database designed to connect prospective homebuyers to financial assistance opportunities. The 15 grant programs offer forgivable assistance, provided that a homeowner maintains their status as the primary occupant and owns no additional properties.

Mortgages 397

Mortgages Finance Loans Design 397

Housing Wire

FEBRUARY 12, 2025

homeowners with access to their tappable home equity. The expansion adds 10- and 30-year fixed-term options to the companys existing 20-year fixed-rate home equity loan, which the company has designed as complements to its first-lien and second-lien home equity lines of credit ( HELOCs ).

Equity 370

Equity Loans Lending Mortgages 370

Housing Wire

MARCH 21, 2025

Property insurance premiums and property tax hikes have also added financial strain, particularly in disaster-prone regions like the Southeast and West, where insurance carriers are passing on higher costs to homeowners. ADUs are also gaining popularity as homeowners seek rental income to offset mortgage expenses.

Debt-to-income ratio 301

Debt-to-income ratio Loan Officer Marketing Loans 301

Housing Wire

MARCH 18, 2025

In the article, Ketchmark said that Realtor organizations need to be aware of the fact that not only will our law firm and other attorneys be looking at [CCP], but the eyes of the world are upon them, and its time to do the right thing and let homeowners make decisions about their houses and not a bureaucratic organization.

MLS 264

MLS Design Days on market Agents 264

Housing Wire

OCTOBER 24, 2024

Valon’s platform — the first of its kind to provide end-to-end mortgage servicing — was designed to boost efficiency and transparency for home buyers and sellers. Valon founder and CEO Andrew Wang has emphasized the company’s focus on innovation from day one.

Mortgages 448

Mortgages Technology Equity Industrial 448

Housing Wire

NOVEMBER 12, 2024

It also wants to widely deploy refreshed marketing strategies that are designed to both educate and appeal to older homeowners about the use of home equity in retirement. In 2025, it will begin rolling out new regional and local programs designed to “build our brand profile and drive business in strategic markets,” she said.

Mortgages 370

Mortgages Equity Lending Design 370

Housing Wire

JUNE 12, 2023

The goal of Zada Home AI Assistant is to assist with the challenges homeowners face when trying to finding answers on remodeling projects, product comparisons, and maintenance and repair inquiries by offering a secure platform that allows users to engage in interactive, two-way conversations.

Technology 397

Technology Branding Finance Design 397

Housing Wire

MARCH 19, 2025

Because insurers treat hailstorms as a costly risk, homeowners often see premium increases even if they havent personally filed a claim. However, while they highlight these risks when justifying rate hikes, they also frequently deny or underpay legitimate claims, leaving homeowners struggling to cover necessary repairs.

Inspection 293

Inspection As-is Design Mortgages 293

Housing Wire

MARCH 21, 2025

As high property taxes continue to be a source of financial strain for homeowners, a proposal floated last month by Florida Gov. Flood insurance can assist with recovery after a flooding incident, but most homeowners insurance does not cover flood damage.”

Design 387

Design Sales As-is Marketing 387

Housing Wire

MARCH 12, 2025

Supporters argue it ensures fair housing opportunities, while critics claim it restricts homeowners rights to market their properties as they choose. CCP provisions are designed to prevent so-called pocket listings , or properties that are listed off market and not advertised to the general public. What’s next?

Brokerage 353

Brokerage MLS Design Closing 353

Housing Wire

MARCH 31, 2025

Now, a new website , called Washington Homeowner Rights, is soliciting NWMLS home sellers in Washington state for a potential class action lawsuit. Those efforts are not for the benefit of sellers or buyers, but are instead designed to benefit those brokerage firms by entrenching them as the gatekeepers of property listings.

MLS 264

MLS Brokerage Industrial Days on market 264

Housing Wire

NOVEMBER 7, 2024

The California-based lender recently introduced a revised branding effort , the “Flex Payment Mortgage“ suite, that is designed to broaden the appeal of its reverse offerings to more potential partners. It wants options available to first-time buyers as well as age-appropriate offerings for a person’s later years.

Mortgages 370

Mortgages Equity Lending Branding 370

Housing Wire

FEBRUARY 6, 2025

Homeowners have noted for some time that property taxes have risen precipitously, and this has the potential to heavily impact people living on a fixed income. HousingWire s Reverse Mortgage Daily (RMD) reached out to Batey and did not receive an immediate reply.

Mortgages 428

Mortgages Staging Equity Loans 428

Housing Wire

APRIL 3, 2025

The Federal Housing Administration (FHA) on Tuesday issued a waiver on quality control (QC) reviews for some newly distressed mortgages in Southern California as homeowners continue to grapple with the effects of the January 2025 wildfires. 7, 2025, and hit the 60-day delinquency mark between Feb. 1 and July 31, 2025.

Mortgages 251

Mortgages Development Closing Loans 251

Housing Wire

MARCH 26, 2025

NAR noted that the policy is designed to exist in conjunction with CCP, which requires listing brokers to list a property on the MLS within 24 hours of publicly marketing it. Expanding choice means that NAR is still not letting homeowners choose precisely how to market their homes, but this is a small step in the right direction.

Industrial 368

Industrial MLS Brokerage Seller disclosure 368

Housing Wire

MARCH 5, 2025

In a press release, the company said it plans to grow the partnership over the next several years through a variety of initiatives designed to build its brand while supporting its mission, vision, values, and industry leadership. Olympic and Paralympic teams at the 2028 Olympics. This includes meaningful engagement with U.S.

Design 336

Design Mortgages Branding Finance 336

Housing Wire

JANUARY 23, 2025

These real estate mailers are designed to spread holiday cheer, express gratitude and maintain a personal touch among your network. Target audience Just Sold postcards are primarily intended for homeowners in the neighborhood where the property was sold. But where do you start? Don’t worry; we’ve got you covered.

Design 305

Design Branding Agents Marketing 305

Housing Wire

FEBRUARY 6, 2025

If thats not enough, affordability is still a distant dream for most homeowners. Key non-QM products for 2025 Before 2025 continues, lenders should arm themselves with the right tools for tackling the market: Investor loans Investing is the vehicle to success for homeowners in the market. These loans go up to $2.5

Loans 315

Loans Mortgages Equity Construction 315

Housing Wire

MARCH 11, 2025

The conversation started like any typical interaction with a homeowner looking to sell their property. Adam specializes in high-end new builds, resales, and design-driven real estate strategies. We can better protect our clients and our industry by staying vigilant and updating our practices.

Agents 352

Agents MLS Land Sales 352

Housing Wire

DECEMBER 6, 2024

However, other email tools not specific to real estate agents (like Mailchimp and Flodesk) offer built-in templates that make delivering beautifully designed email newsletters a cinch. Create a responsive newsletter design One of the best ways to make things easy on yourself is to use real estate newsletter templates.

Pre-approval 397

Pre-approval Design Industrial Agents 397

Housing Wire

NOVEMBER 13, 2024

“ In last year’s TECH100 [submission], we mentioned the launch of List with Opendoor, which empowers homeowners to sell on their terms. When designed thoughtfully, tech doesn’t create bumpy dirt trails; it builds highways with bridges and connectors. Anything new to share? Our approach is simple but powerful.

Technology 283

Technology MLS Title Design 283

Housing Wire

MARCH 4, 2025

Karime Benaissa, appointed as FOAs new chief customer officer, previously served as the companys chief digital officer for six months beginning this past October, having served in digitally-focused VP roles in prior positions at companies including Designer Shoe Warehouse , Neiman Marcus and Petco.

Technology 298

Technology Equity Finance Mortgages 298

RIS Media

FEBRUARY 7, 2025

Some design trends seem to come out of nowhere, but many are easier for experts to track and predict. Top interior design trends often tie together specific elements and evoke similar feelings within the home, which is certainly true for 2025.

Design 97

Design 97

Housing Wire

MARCH 5, 2025

This move grants loan officers access to real-time insights that are designed to improve borrower assistance and engagement. The trend suggests that lower mortgage rates are prompting more homeowners to refinance and secure lower monthly payments. That’s an 83% increase compared to the same time last year.

Loan Officer 337

Loan Officer Loans Technology Mortgages 337

Housing Wire

MARCH 3, 2025

If you thought winning a listing was challenging, just wait until you have to start telling a homeowner what to do with their home in order to sell it quickly. Homeowners can be reluctant to make some of these changes, but its your job to guide them through the process.

Staging 420

Staging Agents Branding As-is 420

Housing Wire

OCTOBER 22, 2024

Unexpected financial hardships are an unfortunate but not uncommon challenge facing many homeowners. To help overcome these obstacles, Sagent has created its Dara Loss Mitigation platform as a solution that modernizes how homeowners and mortgage servicers address financial hardship.

Mortgages 447

Mortgages Technology Design Investor 447