Marco Santarelli

DECEMBER 22, 2024

Adjustable Rates When considering the right mortgage type , borrowers frequently weigh fixed-rate mortgages against adjustable-rate mortgages (ARMs). Fixed-Rate Mortgages: These loans offer stability by locking in the interest rate for the entire duration of the mortgage (typically 15-30 years).

Mortgages 52

Mortgages VA loan Fixed-rate mortgage Debt-to-income ratio 52

Marco Santarelli

FEBRUARY 16, 2025

Mortgage Interest Rates Forecast for Next 10 Years Interest Rate Forecast for Next 10 Years: 2025-2035 Fixed vs. Adjustable Rate Mortgages Choosing between fixed-rate and adjustable-rate mortgages (ARMs) is an important decision for buyers.

FHA loan 52

FHA loan Mortgages Principal VA loan 52

Lab Coat Agents

FEBRUARY 7, 2023

The most common types of mortgages are: 30-year fixed-rate mortgage: With this type of loan, the interest rate remains fixed for the entire term, typically 30 years. This makes for predictable monthly payments and means you won’t have to worry about your rate going up in the future.

FHA loan 96

FHA loan VA loan Pre-approval Fixed-rate mortgage 96

Redfin

AUGUST 12, 2024

Because they meet federal guidelines, conforming loans typically offer lower interest rates due to reduced lender risk and are easier to qualify for compared to non-conforming loans. Jumbo loans / non-conforming loans Non-conforming mortgage loans, commonly known as jumbo loans, exceed the loan limits set for conforming mortgages.

Loans 74

Loans Mortgages Pre-approval Fixed-rate mortgage 74

Redfin

JULY 31, 2024

Understand loan options: Learn about different mortgages like conventional, jumbo, and government-backed loans (FHA, VA, USDA). Compare terms and interest rates to find the best fit for you. Choosing the right mortgage lender is a vital step in the home-buying process. Did you know?

Pre-approval 71

Pre-approval Pre-qualification Mortgages Loans 71

Marco Santarelli

APRIL 24, 2024

In a competitive market, a buyer with a pre-approved mortgage is often seen as more attractive by sellers. The Refinance Rescue: Potential Savings Down the Line Here's a silver lining: even if you buy a home now with a higher interest rate, you're not locked into that rate forever.

Pre-approval 52

Pre-approval Mortgages FHA loan Fixed-rate mortgage 52

Redfin

JULY 11, 2023

Whether you’re a first-time homebuyer in Los Angeles or you’re considering refinancing your home in Tampa , this guide is tailored to equip you with the knowledge and understanding necessary to navigate the mortgage process effectively. What is a mortgage? What are the different types of mortgages?

Pre-approval 59

Pre-approval Mortgages Pre-qualification Debt-to-income ratio 59