How to Buy a House in 15 Steps: The Ultimate Guide
Redfin
AUGUST 29, 2024
Debt-to-income ratio (DTI) Another major factor that a lender will consider when approving your mortgage loan is your debt-to-income ratio (DTI). DTI is calculated by dividing total monthly debts by gross monthly income. Once the money has been exchanged, the title is now in your name.
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