Debt-to-income ratio Marketing Principal 
Housing Wire
JANUARY 4, 2022
Pontiac, Michigan-based United Wholesale Mortgage (UWM) capitalized on a booming private-label market in 2021 by sponsoring its inaugural securities transaction this past May, a prime jumbo deal involving 508 mortgages with an aggregate principal balance of $351.9 to 72% across the three deals in a market with fast-rising home prices.
Housing Wire
FEBRUARY 1, 2022
With the completion of this credit-risk transfer (CRT) transaction, Fannie Mae will have brought 46 CAS deals to market, issued over $52 billion in notes since its initial offering in 2013, and transferred a portion of the credit risk to private investors on about $1.7
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Housing Wire
MARCH 24, 2021
It is not clear that private market participants currently have the capacity or resources to absorb the entirety of the gap between the Enterprise limits and the volume needed to satisfy underlying demand,” the MBA letter states. Reports that the GSEs are requiring some lenders to adjust loan deliveries as early as April.
Housing Wire
AUGUST 26, 2024
The dynamic has led to a repositioning of players in the market. In the meantime, these companies could market other products, such as home equity loans, to borrowers in these portfolios. trillion unpaid principal balance (UPB). Cooper had become the largest U.S. The company is expected to reach a UPB of $1.5 That’s our goal.”
Housing Wire
JUNE 9, 2023
Before I open myself up to attacks here, I am using macro data from Urban Institute and there are certainly some banks who serve a broader swath of the market. But let’s start with the basics as to who really is expanding credit access in the market. I think it comes down to a core principal: IMBs only do mortgages.
Housing Wire
MAY 9, 2023
Industry experts said most small and even midsized IMBs don’t have the ability to hold repurchased loans on their balance sheets, so they will likely have to turn to the whole-loan market to sell them. He added that loan defects often leading to repurchase requests include, among others, borrower income-related issues (i.e.,
Marco Santarelli
APRIL 5, 2025
This drop in mortgage rates comes as market analysts increase their predictions of a potential recession driven by tariffs imposed earlier this week. Market Influence : Concerns over a tariff-induced recession are impacting rates. Investor Demand : The market's demand for mortgage-backed securities directly impacts rates.
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