Debt-to-income ratio Marketing Principal 
Housing Wire
JANUARY 4, 2022
Pontiac, Michigan-based United Wholesale Mortgage (UWM) capitalized on a booming private-label market in 2021 by sponsoring its inaugural securities transaction this past May, a prime jumbo deal involving 508 mortgages with an aggregate principal balance of $351.9 to 72% across the three deals in a market with fast-rising home prices.
Housing Wire
FEBRUARY 1, 2022
With the completion of this credit-risk transfer (CRT) transaction, Fannie Mae will have brought 46 CAS deals to market, issued over $52 billion in notes since its initial offering in 2013, and transferred a portion of the credit risk to private investors on about $1.7
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Housing Wire
MARCH 24, 2021
It is not clear that private market participants currently have the capacity or resources to absorb the entirety of the gap between the Enterprise limits and the volume needed to satisfy underlying demand,” the MBA letter states. Reports that the GSEs are requiring some lenders to adjust loan deliveries as early as April.
Housing Wire
AUGUST 26, 2024
The dynamic has led to a repositioning of players in the market. In the meantime, these companies could market other products, such as home equity loans, to borrowers in these portfolios. trillion unpaid principal balance (UPB). Cooper had become the largest U.S. The company is expected to reach a UPB of $1.5 That’s our goal.”
Housing Wire
DECEMBER 15, 2022
Mortgage lenders, already reeling from a downturn in the mortgage market , now face yet another wave of woe in the form of a huge volume of loan-repurchase requests stemming, in large part, from alleged violations of loan-sale pacts inked with Fannie Mae and Freddie Mac during the boom years of 2020 and 2021.
Housing Wire
JUNE 9, 2023
Before I open myself up to attacks here, I am using macro data from Urban Institute and there are certainly some banks who serve a broader swath of the market. But let’s start with the basics as to who really is expanding credit access in the market. I think it comes down to a core principal: IMBs only do mortgages.
Housing Wire
DECEMBER 4, 2024
Certain borrower groups are especially vulnerable, including those with lower credit scores , higher debt-to-income ratios and those who opted for more affordable loan products. Ties to unemployment The year-over-year increase in delinquencies is reflected across multiple market metrics. According to ICE, approximately 4.9
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