Debt-to-income ratio Lending Seller disclosure 
Redfin
MAY 5, 2023
This involves submitting a mortgage application to a lender, who will review your financial history, credit score, and other factors to determine how much they are willing to lend you for a home purchase. Seller disclosures are required In Texas, seller disclosures are required when buying a house.
HomeLight
JULY 29, 2022
This can radically alter their debt-to-income ratio and jeopardize the whole deal. A lender might not lend you more than the home is worth so if the appraisal comes in low (lower than your purchase price), you might have a problem. Problem: Seller disclosures reveal something the buyer can’t accept.
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