Debt-to-income ratio Industrial Pre-approval 
Housing Wire
AUGUST 27, 2021
The story, “The secret bias hidden in mortgage-approval algorithms,” included statements from fair housing activists who concluded that there is “systemic racism” in the mortgage process. The philosophy was that no credit wasn’t necessarily bad credit and underwriters could make judgement calls in order to approve a loan.
Housing Wire
NOVEMBER 8, 2021
A lot of the rules have relaxed over the past several years, but people always tend to remember the negative things so that is what has spread throughout the industry.”. We work hard to get our buyer approved at the lowest rate and if they have credit problems we will put them in touch with the right people to get their credit restored.
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Housing Wire
AUGUST 23, 2023
Flávia Nunes: Better took nearly two years to go public, with Aurora’s shareholders’ merger approval extended three times. In that time, the market, the industry and the consumer changed dramatically. Garg: It took us six years to do $100 billion of refinances and to build an industry leader in refinances.
Realty Biz
AUGUST 20, 2023
Mortgage pre-approval is an essential step when buying a house. During pre-approval, lenders carefully evaluate your financial information, including income, assets, credit history, and other relevant details. How long it takes for lenders to give mortgage pre-approval can vary from a day to a week.
Lighter Side of Real Estate
SEPTEMBER 12, 2023
If you’ve been searching for a house for any amount of time, you’re probably well aware of how important it is to get a mortgage pre-approval before you even start looking at houses, or at least as early on in the process as possible. When Should You Update Your Pre-approval? Pre-approvals aren’t good forever.
Marco Santarelli
FEBRUARY 7, 2025
Let's delve into the critical factors that set the 2025 housing market apart from the pre-crash era. During the mid-2000s, subprime lending was prevalent, and average credit scores for approved mortgages were likely lower than post-crisis averages. Work with a reputable lender to get pre-approved for a mortgage.
BAM Media
JULY 2, 2024
I’m not a big fan of asking, “ Hey, are you pre-approved ? Instead, ask, “What money do you have allotted to put towards the home purchase?” Then the next question is— “Have you spoken to anybody about the financing?” Not “Are you pre-approved?” Don’t ask: “Are you preapproved?” Would you like one?”
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