Debt-to-income ratio Fixed-rate mortgage Marketing 
Housing Wire
SEPTEMBER 27, 2023
. “The higher interest rate environment had profound effects on the mortgage market in 2022, with borrowers paying much more in monthly payments,” CFPB Director Rohit Chopra said in a statement. “These trends are likely to continue given further increases in interest rates in 2023.”
Housing Wire
APRIL 7, 2021
A homebuyer’s guide to a competitive housing market. 3 underrated mortgage products to consider. And unfortunately, prices are only going to continue to rise as the housing market remains strong. A monthly mortgage, on the other hand, doesn’t usually increase for homeowners with fixed-rate mortgages.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Housing Wire
DECEMBER 13, 2024
Most of the refinance originations left in the market were a small number of cash-out refinance loans. Rising interest rates largely drove consumers into higher monthly mortgage payments, with a conventional conforming 30-year fixed-rate mortgage increasing from $2,045 in December 2022 to $2,295 a year later.
Housing Wire
MAY 3, 2023
The Fed’s move on Wednesday was well anticipated and should not cause a major shift in mortgage and other interest rates, experts noted. Mortgage rates should fall, as the bond market hasn’t really cared much about the last few rate hikes by the Fed.
Housing Wire
DECEMBER 12, 2023
While sellers of existing homes have struggled with rising rates and softening demand, homebuilders have not only survived, but thrived in this market thanks to the use of mortgage rate buydowns , a tool more widely used by builders since their business is selling homes and clearing inventory.
Housing Wire
AUGUST 7, 2023
Since 2008, the number of private secondary mortgage providers has reduced dramatically, and those that remain in the market generally purchase jumbo loans from more affluent borrowers. Independent mortgage bankers use lines of credit to fund all of their loans and therefore must sell them promptly on the secondary mortgage market.
Housing Wire
MARCH 10, 2023
Stubborn inflation and high interest rates continue to wreak havoc on the mortgage-origination market, but there is one asset class in the housing market that is arguably flourishing in these hard times – home equity. I think in 2023, we’re going to see rates higher for longer,” Toohig concludes.
Expert insights. Personalized for you.
459 
Let's personalize your content