Debt-to-income ratio Finance HR Sales 
HomeLight
AUGUST 16, 2021
Your tax returns for the past two years will show the lender whether your income fluctuates wildly or is steady. If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. Debts and expenses. Bill of sale.
HomeLight
MARCH 31, 2022
This is higher than the national median sales price ($408,100) , which represents a large sum of money for a first-time homebuyer. For example, the Pennsylvania Housing Finance Administration (PHFA) offers the Keystone Advantage Assistance Loan Program. As of the fourth quarter of 2021, median home prices in Pennsylvania were $543,830.
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