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Can I Use My 401(k) to Buy a House? Yes, Here’s How

Redfin

How to borrow from your 401k account to buy a house To borrow from your 401k loan to finance a down payment, youll need to talk to your employers benefits office or HR department, or with your 401k plan provider. You receive the interest payments: Unlike a mortgage loan, your interest payments dont go to the lender.