Debt-to-income ratio Earnest money deposit Residential 
The Residential Specialist
AUGUST 31, 2023
Handlovitch also has the advantage of working with a property management company, so he is also able to offer residential units to accommodate either Alex or Blanca during the transition period. “We But this will affect their debt-to-income ratio for the new mortgage, so look at this option carefully.
The Close
DECEMBER 29, 2022
Debt-to-income ratio (DTI). You can help your clients calculate their DTI by adding together all of their monthly payments and dividing the total by their gross monthly income. Earnest money deposit. Many recommend borrowers keep PITI to less than (or equal to) 28% of their total monthly income.
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