Debt-to-income ratio Design Loan Officer 
Housing Wire
MARCH 21, 2025
Findings include 71% of loan officers reporting an increase in buyers who are willing to purchase fixer-uppers, explore unconventional financing or accept high mortgage rates despite long-term financial concerns. According to CoreLogic , non-QM loans accounted for 5% of mortgage originations in 2024, up from less than 3% in 2020.
Housing Wire
MAY 25, 2022
Between significantly fewer refinances, rising mortgage rates and housing inventory nearly cut in half since 2020, loan officers (LOs) and brokers face a pivotal time where adaptation is a must for success. The Newrez non-QM suite is comprised of three different loan types, each designed for a different kind of borrower.
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Housing Wire
AUGUST 26, 2024
Middleman pointed to average loan-to-value ratios of 50%, average debt-to-income ratios in the low 40% range, and credit scores in the low 700s as indicators of an “extraordinary” credit. And we really think we’re gonna have these customers with us for a really long time. That’s our goal.”
HomeLight
SEPTEMBER 1, 2022
Student loan debt doesn’t make it impossible to live out your dream of homeownership; it just makes it a bit more difficult because of its impact on your debt-to-income ratio (DTI), credit score, and down payment savings. Student loan interest rates are pretty low – they’re designed that way.”.
HomeLight
JUNE 22, 2023
Debt-to-income ratio After looking at how much money is flowing into your household, you’ll want to write down your monthly debts. That’s because lenders will also look at your debt-to-income ratio, or DTI. That number will be your debt-to-income ratio.
Realty Biz
OCTOBER 20, 2020
You’ve never had trouble qualifying for a mortgage because your credit rating was high, your debt-to-income ratio was good, and you bought a house that you could afford. The second option is designed for people who have retirement funds that haven’t been tapped yet.
Realty Biz
SEPTEMBER 30, 2023
Seek professional advice: Working with a mortgage professional, such as a loan officer or mortgage broker, can provide valuable guidance. For example, you can get approved for an FHA loan with very low credit scores. These loans often come with more flexible qualification requirements and lower down payment options.
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