HomeLight

APRIL 14, 2023

Richie Helali , a licensed senior mortgage advisor at HomeLight Home Loans , says that closing costs are most often paid through wire transfer or certified check, along with the down payment for your home loan. Note that some items are based on a percentage of the loan amount. We’re seeing more rate buydowns from sellers.

Closing costs 105

Closing costs Closing Purchase and sale agreement Title 105

HomeLight

SEPTEMBER 15, 2021

The payoff amount is the total you’ll have to pay to satisfy the terms of your mortgage loan, including any interest you owe until the day you plan to pay your loan in full. If a buyer’s mortgage lender requires a copy of the homeowners insurance, you’ll need to provide it for the loan to be approved.

Purchase and sale agreement 116

Purchase and sale agreement Inspection Title Pre-approval 116

HomeLight

MARCH 19, 2025

Californias Department of Real Estate provides additional information in its Disclosures in Real Property Transactions. Be aware of minimum property standards for certain loans When you place your home on the market, its hard to predict if your top offer will come from a cash buyer or a buyer pre-qualified for a home loan.

As-is 52

As-is Natural hazards disclosure Inspection Investor 52

HomeLight

AUGUST 12, 2022

California law requires sellers to disclose material facts about the property through the California Association of Realtors Real Estate Transfer Disclosure Statement and natural hazards in the Natural Hazard Disclosure Report/Statement. Be aware of minimum property standards for certain loans.

As-is 111

As-is Purchase and sale agreement Natural hazards disclosure Closing costs 111