homeowner Construction Debt-to-income ratio Due diligence 
HomeLight
JUNE 30, 2021
Your perfect home is part of a homeowners association (HOA) and there’s some mumbo jumbo about having to pay an additional expense (beyond the typical costs of owning a home) known as HOA dues. How does it factor into your overall debt-to-income ratio ? Is your HOA fee covered in your mortgage?
The Close
DECEMBER 29, 2022
A homeowner can refinance their property for more than its value and take the added amount as cash. It generally results in a higher interest rate or additional points, but it’s a way for homeowners to leverage their equity in a property. Construction loan. Debt-to-income ratio (DTI). Due diligence period.
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