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Tom Davis shares non-QM opportunities to capitalize heading into 2025

Housing Wire

In this HousingWire Executive Conversation, Tom Davis, Chief Sales Officer at Deephaven , discusses the opportunities in the non-QM investor loan space as we head into the new year. Tom Davis: Investor transactions are still close to 28% of the overall purchase market. Many investors prefer to close in the name of an LLC.

Investor 447
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Deephaven’s Tom Davis: ‘Either you take market share, or someone takes yours’

Housing Wire

If a broker is working with an investor that happens to dabble in non-QM, then they’re not going to get all the best practices we’ve aggregated over the last 12 years. For example, 30% of purchase transactions were new construction last year. New construction has been 33% of all purchase transactions, right?

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How non-QM loans boost mortgage originator for success in 2025

Housing Wire

Buyers want affordable new homes, yet new construction listings are still playing catch up with their high-priced counterparts. million, so its primed and ready to meet the needs of most property investors. Beyond that, Deephaven allows up to 3% seller concessions at closing. Why is that important? Why is that?

Loans 270
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Kiavi expands investment lending options to 13 more states

Housing Wire

Kiavis expansion into these 13 additional markets provides an immediate opportunity to equip more real estate investors with the fast, reliable, and transparent capital they need to create move-in ready housing while scaling their businesses, Arvind Mohan , CEO of Kiavi , said in a statement. In 2024, Kiavi reportedly originated a record $6.5

Lending 245
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Kiavi lands another $300M in its latest RTL securitization

Housing Wire

Kiavi reported that the offered notes were “oversubscribed by five times its capacity” as institutional investors showed interest. The deal leaves room for reinvestment via a two-year window, allowing investors to reuse principal payoffs to purchase newlyoriginated loans. Investors in the Class A1 notes that total $246.9

Land 206
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Top LO Tim Potempa joins E Mortgage Capital

Housing Wire

But according to him, the firm has invested in new construction, land, and condominiums in a challenging mortgage market. He expects the group to close about $400 million in mortgages this year, representing about 15% of the company’s total. “In wholesale, you can shop and sell the loan to a multitude of investors.

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Despite lack of supply, existing home sales rise 6.7%

Housing Wire

Buyers were likely anticipating further rate increases and locking in at the low rates, and investors added to overall demand with all-cash offers,” said Lawrence Yun, NAR’s chief economist. Garage doors are taking months to arrive, delaying closings. That translates to just 1.6 from December and mortgage rates shot up 30 basis points.

Sales 435