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Potential homebuyers will need to budget for a down payment, closingcosts, monthly mortgage payment, and that doesn’t even include the cost of utilities. In addition, you usually pay certain fees to close on the home, called closingcosts. Consider your closingcosts.
If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. If they don’t automatically include overtime, ask your HR department to provide you with documentation of your entire income, not just your regular hourly rate. Closingcosts.
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