Can I Use My 401(k) to Buy a House? Yes, Here’s How
Redfin
MARCH 4, 2025
The difference between these two accounts is that traditional 401(k) contributions are pre-tax, so youll be taxed once taking them out. For example, you may qualify for a hardship withdrawal to cover your down payment or closing costs. How does withdrawing from a 401(k) affect mortgage approval?
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