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Opinion: Reframing the American Dream of homeownership

Housing Wire

This article explores these issues and underscores the role of real estate and mortgage professionals in guiding clients through these turbulent times. The role of real estate and mortgage professionals In times like these, the role of real estate agents , brokerage owners and lenders becomes even more critical.

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Is a Mortgage Pre-Approval Letter Necessary to Make an Offer on a House?

Realtor.com

. “While you do not ‘need’ a pre-approval letter from your lender in order for your offer to be accepted, I highly recommend all of my buyers present it,” says Denise Shur , a Realtor® with 1:1 Realty in San Jose, CA. ” What is mortgage pre-approval? .” ” What is mortgage pre-approval?

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How 2020 exposed a greater need for collaboration between real estate agents and LOs

Housing Wire

Consumers today expect access to instant information and don’t want to spend lots of time making calls to coordinate showings or filling out paperwork to get a mortgage. This has heightened the need for digital tools for marketing, viewing, financing and closing on home purchases.

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How to Get a Home Loan: 10 Steps to Success

Redfin

Plus in terms of personal finance, homeownership is a major accomplishment. . Follow these ten steps for how to get a home loan and put a plan in place to finance what will most likely be the biggest purchase of your life. Ask the bank or mortgage broker to pull the credit report they use for loan pre-approval.

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Buying a House in Dallas? 11 Tips from Local Real Estate Agents

Redfin

Get pre-approved for a mortgage Before you start looking at Dallas homes for sale , the most important thing you can do as a first-time buyer is to get pre-approved with a local lender. Presenting an offer with a pre-approval makes the offer much more compelling for a seller to consider and improves the odds of success.

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How to Apply For a First-Time Home Buyers Loan: Simplifying the Process Into 8 Doable Steps

HomeLight

First-time homebuyer loans can help make it easier on first-time homebuyers , offering access to special mortgage programs with low down payments. Note that for government-backed first-time home-buyer loans such as FHA or USDA, it’s not just the buyer that must qualify, but the home, too — so check the requirements for your specific mortgage.

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How to Become a Real Estate Agent in Florida in 5 Easy Steps

The Close

Proof that you have completed the necessary educational requirements to take the exam (Florida Division of Real Estate Authorization Notice and the Certificate of Pre-Licensing Education Completion). The only thing you need to do now is to get hired by a Florida real estate brokerage. License law and qualifications for licensure.

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