Housing Wire

NOVEMBER 4, 2024

But for first-time and other cash-strapped buyers—those who are not relying on the proceeds of a home sale, who may be using a 100% financed VA loan, whose agents may be layering forms of assistance to put together enough cash for closing—knowing in advance about the seller’s contribution to their agent costs may be essential.

Debt-to-income ratio 320

Debt-to-income ratio Agents VA loan MLS 320

Marco Santarelli

MAY 27, 2024

There are some requirements that both the buyer and seller need to meet, but these are generally less stringent than with conventional loans. VA Loans: These are government-backed mortgages guaranteed by the Department of Veterans Affairs. VA loans are also assumable, with similar requirements to FHA loans.

Debt-to-income ratio 96

Debt-to-income ratio Mortgages FHA loan VA loan 96

HomeLight

NOVEMBER 16, 2021

Buyers will need to meet Home Partners’ minimum FICO requirement, which varies by market, and a maximum debt-to-income ratio (DTI) of 45% to be approved. Home Partners is affiliated with various brokerages and can get them connected to a Realtor®. Source: (Ubiq / Unsplash). Dream America.

Purchase and sale agreement 104

Purchase and sale agreement Pre-approval Debt-to-income ratio Pre-qualification 104

Marco Santarelli

NOVEMBER 19, 2024

There are some requirements that both the buyer and seller need to meet, but these are generally less stringent than with conventional loans. VA Loans: These are government-backed mortgages guaranteed by the Department of Veterans Affairs. VA loans are also assumable, with similar requirements to FHA loans.

Debt-to-income ratio 52

Debt-to-income ratio FHA loan Mortgages VA loan 52

Redfin

APRIL 7, 2023

Different lenders may specialize in different types of loans, such as FHA loans, VA loans, or jumbo loans. Each lender may have different qualification requirements, such as credit score, income, and debt-to-income ratio.

Pre-approval 59

Pre-approval Agents Pre-qualification Debt-to-income ratio 59

The Close

DECEMBER 29, 2022

It’s an official form certifying that a veteran has met the terms that qualify someone for a VA loan. VA loans might have a lot of red tape, but they can be excellent, affordable options for service members and their spouses. Debt-to-income ratio (DTI). Certificate of reasonable value.

Purchase and sale agreement 98

Purchase and sale agreement Title Pre-approval Proof of funds 98