Remove Branding Remove Debt-to-income ratio Remove Pre-qualification
article thumbnail

Do I Need To Provide My Tax Returns To Buy a House? Your Questions Answered

HomeLight

Lending qualifications remain the same whether you’re self-employed or have a W-2, says Sanchez. You don’t need to put more down or have a higher credit score” just because you’re self-employed, so long as you can meet the income documentation for a QM loan, which may require those tax returns. Step 6: Get pre-approved for a loan.

article thumbnail

Buying New Construction for the First Time? Here Are the Dos and Don’ts You’ll Need to Know Before Jumping In

HomeLight

You’re looking at new construction as an option for your new home and love the idea of buying a brand-new house that has never been lived in before. You’re choosing from pre-set finishes and you may get to choose paint colors, types of flooring , fixture finishes, and appliance packages. Negotiate with the builder.