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The emerging ESG market is a diamond in the rough

Housing Wire

It’s natural for the mind to wander toward a parade of green branding campaigns that may be aspirational in messaging but rarely result in measurable climate-friendly or socially sustainable solutions in practice. When the terms “green” or “ESG” are broached in polite company, eyes have a tendency to roll.

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Insurance carrier exodus rattles California and Florida housing markets

Housing Wire

I do a lot with new construction and homeowners’ insurance is cheaper on new builds because they are brand new,” Williams said. According to Sandy Williams, an eXp Realty agent in Sarasota, homeowners’ insurance costs have doubled for many in her metro area ( flood insurance costs have also risen dramatically). “I

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Mortgage Rates 2024: Can Assumable Mortgages Get You a Lower Rate?

Marco Santarelli

An assumable mortgage is a way to take over the existing mortgage on a property instead of getting a brand-new loan. It allows you to take over the seller's existing mortgage instead of getting a brand-new one. USDA loans are designed to help finance homes in rural areas.

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Do I Need To Provide My Tax Returns To Buy a House? Your Questions Answered

HomeLight

It’s a mortgage that follows rules set out by the Consumer Finance Protection Bureau (CFPB) under the Dodd-Frank Act of 2011. Before you buy a home, you should pay off as much of your debt as possible. Your debt-to-income ratio is calculated by simply dividing all your monthly payments (debts) by your gross monthly income.

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How Do Rent-to-Own Homes Work? The 4 Steps to Homeownership

HomeLight

Pay down credit card debt (to get your debt-to-income ratio below 43% ). Header Image Source: (Pixabay / Pexels) All product names, logos, and brands are property of their respective owners. Use of these names, logos, and brands does not imply endorsement or any affiliation with HomeLight.

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Can Assumable Mortgages Offer Hope for Home Buyers in 2025?

Marco Santarelli

An assumable mortgage is a way to take over the existing mortgage on a property instead of getting a brand-new loan. It allows you to take over the seller's existing mortgage instead of getting a brand-new one. USDA loans are designed to help finance homes in rural areas.

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Is it Cheaper to Buy or Build a House?

Redfin

Financing and closing costs: If you’re financing the land purchase or construction, anticipate paying 2% to 5% of the loan amount in closing costs. Financing options are available but typically involve additional fees. Allocating a contingency budget helps mitigate the impact of these surprises. through 2025.