Housing Wire

FEBRUARY 8, 2024

To understand the dynamics of his new role, RMD sat down with Morales to learn more about his individual and company goals, including the potential for a large national bank to become involved in the reverse mortgage business for the first time since the early 2010s. national bank, a large bank [that is considering entering] reverse.

Banks 435

Banks Mortgages Technology Branding 435

Housing Wire

JANUARY 20, 2025

While cybersecurity experts believe fraudsters are just in the early stages of AI utilization, they have already seen some impressive applications. According to ONeill, part of the challenge is that as of right now, 314b is voluntary, so many banks have made the decision to not actively participate.

Title 397

Title Technology Industrial Banks 397

Housing Wire

JANUARY 9, 2025

Carlile, who has 25 years of experience in the mortgage industry and is based in Atlanta , previously held positions at Bank of England Mortgage , Inspire Home Loans and DHI Mortgage.

Mortgages 369

Mortgages Staging Banks Industrial 369

Housing Wire

SEPTEMBER 5, 2024

Dan Snyder rarely steps into the spotlight, but his name, strategic moves and execution are talked about frequently in mortgage banking circles. 1, 2024, when Snyder, the CEO of Lower , steps on to the main stage at the George W. This changes on Oct. Bush Presidential Library in Dallas for the HousingWire IMB Summit.

Lending 459

Lending Staging Banks Mortgages 459

Housing Wire

JANUARY 10, 2024

HomeEquity Bank , Canada’s leading reverse mortgage lender and a federally regulated bank, recently announced the hiring of former Canadian Broadcasting Corporation (CBC) news anchor Peter Mansbridge to serve as its strategic communications consultant. In a new campaign from HomeEquity Bank launching Jan.

Mortgages 448

Mortgages Banks Marketing Staging 448

Housing Wire

JUNE 27, 2022

million properties were in early-stage delinquencies, defined as borrowers who missed a single mortgage payment, which is a slight increase of 0.2% With fewer new borrowers becoming delinquent, both overall and early-stage delinquency rates continue to trend downward.”. A total of 1.46 from April due to typical seasonal patterns.

Mortgages 531

Mortgages Renovation Staging Loans 531

Housing Wire

NOVEMBER 21, 2024

Porch & entryway transformations An inviting porch sets the stage for a positive showing. Check out our highly-rated recommendation for an easy way to add some flair without breaking the bank. Think of it as staging the outdoor areas. It will add a touch of natural beauty as it leads potential buyers toward the home.

Design 370

Design Staging As-is Agents 370

Housing Wire

AUGUST 15, 2024

However, waiting is not an option for homebuyers in pivotal chapters of their lives—whether starting a family or setting the stage for long-term financial stability. In practice, the secondary market helps smaller banks and credit unions access a significant liquidity source to better compete with larger institutions.

Industrial 476

Industrial Fixed-rate mortgage Banks Loans 476

Housing Wire

MARCH 25, 2025

Some define a loan officer as someone who is registered with the Nationwide Multistate Licensing System (NMLS); however, an NMLS licensee could be an assistant or a bank employee such as a teller. That’s not the right focal point: It’s time to shift from focusing on the size of the LO population to how productive its members are.

Loan Officer 243

Loan Officer Loans Mortgages Industrial 243

Housing Wire

JANUARY 14, 2025

Open bank and trust accounts Next, you’ll need to set up all the necessary business banking accounts and Trust accounts. Having too much input from others in this stage can muddy the waters and can make your core values seem unclear. This detail can come later. Choose 10 core values you adhere to.

Brokerage 370

Brokerage Branding Agents Industrial 370

Housing Wire

NOVEMBER 11, 2020

As for foreclosure filings – including default notices, scheduled auctions or bank repossessions – approximately 11,673 U.S It’s likely that many of these properties were already in the early stages of default prior to the pandemic, or are vacant and abandoned, which makes them candidates for expedited foreclosure actions.”.

Banks 497

Banks Real-estate owned Staging Mortgages 497

Housing Wire

OCTOBER 15, 2021

Roostify CEO and Co-founder, Rajesh Bhat, told FinLedger that RDI operates as an API microservice, so it can be integrated at any stage in the lending process that works for a lender, regardless of whether Roostify is part of the lender’s tech stack or not. What also sets it apart is that it’s already boosting FI scores,” Bhat said.

Lending 415

Lending Staging Banks Equity 415

Housing Wire

OCTOBER 23, 2023

This data becomes important at various stages of a transaction, and when it’s time to produce it, the process is radically easier if it is clean and organized. From a data lens, transactions can be broken out into three different stages: Valuation , Due Diligence , and Contract.

Due diligence 448

Due diligence Brokerage Staging Agents 448

Housing Wire

SEPTEMBER 24, 2021

Ocrolus , a New York-based startup offering document processing automation for fintechs and banks, announced raising a $80 million Series C led by Fin VC, according to a press release. As COVID-19 has forced financial institutions to evolve, every lender and bank has no choice but to offer online options to customers,” Bobley said.

Banks 422

Banks Lending Technology Investor 422

Inman

OCTOBER 23, 2024

With a new level of omnipresence within an agent’s user experience indicated by a pulsing, always-on chat environment, the Siri-inspired Leo CoPilot is designed to be at the beck and call of Real dealmakers.

Staging 183

Staging Banks Agents Design 183

Housing Wire

AUGUST 28, 2020

Opendoor’s agent play comes as iBuyers integrate elements of traditional brokerages, and traditional brokerages begin to incorporate components of iBuying, all in the quest to have a hand in every stage of the real estate transaction.

Brokerage 538

Brokerage Staging Banks Agents 538

Housing Wire

FEBRUARY 15, 2024

Wisconsin: No proprietary but plenty of opportunity Cullen, who works at University Bank , explained that while he occasionally gets business opportunities from outside Wisconsin , he prefers to remain within his home state since he likes to conduct business face to face as much as possible. But we’re hopeful about it.”

Mortgages 435

Mortgages Banks Land Equity 435

Housing Wire

JANUARY 11, 2023

Chantilly, Virginia-headquartered mortgage bank Prosperity Home Mortgage , a subsidiary of HomeServices of America , promoted Justin Messer to president and CEO on January 1, 2023. The Virginia-based mortgage bank sponsors 679 loan originators and has 492 branches, according to the NMLS. in the mortgage lending space. .

Mortgages 418

Mortgages Banks Loans Lending 418

Housing Wire

DECEMBER 22, 2023

“As the digital transformation of our industry accelerates, we’re committed to acquiring and building solutions that help us further expand our reach and achieve the next stage of our mission to transform and streamline the real estate experience for all constituents.” Launched in 2004, 10 of the nation’s top 30 banks work with Volly.

Title 459

Title Staging Technology Banks 459

Housing Wire

NOVEMBER 2, 2020

Last week’s drop was largely driven by the forbearance share of portfolio loans and private label securities (PLS) and independent mortgage bank (IMB) servicers both falling 8 basis points to 8.82% and 6.27%, respectively. million homeowners in forbearance plans.

Loans 538

Loans Mortgages Staging Banks 538

Housing Wire

MAY 26, 2021

A few weeks after striking a deal to buy $14 billion of mortgage servicing rights from Texas Capital Bank , a subsidiary of Ocwen has agreed to buy $48.3 Western Alliance Bank agreed to buy AmeriHome for $1 billion earlier this year. The nonbank lender works with a network of over 700 independent mortgage banks and credit unions.

Purchase and sale agreement 418

Purchase and sale agreement Banks Lending Loans 418

Housing Wire

SEPTEMBER 9, 2024

Third, we’re pursuing rules to accelerate the shift to open banking with mortgages in mind.” There are some novel uses of data, including generative A I in so many stages of the mortgage process, and many could represent leaps that benefit lenders and consumers.

Mortgages 476

Mortgages Closing costs Title Technology 476

Housing Wire

DECEMBER 28, 2022

Amid a declining housing market and volatile economy, mortgage and banking marketers may find themselves in a difficult position. . As 2022 comes to an end, predictions for mortgage and banking trends have been nothing short of ominous. Perhaps fewer shoppers are seeking mortgage and banking products and services. in Q4 2023.

Marketing 497

Marketing Banks Mortgages As-is 497

Housing Wire

DECEMBER 10, 2020

The secondary market, often an afterthought for most participants in the mortgage process, took center stage in 2020. Ben Bernanke, the former chair of the Federal Reserve, the central bank of the United States, who served from 2006 to 2014, was tasked with responding to the massive impact of the crisis.

Marketing 459

Marketing Lending Staging Banks 459

Housing Wire

FEBRUARY 1, 2024

Although affordability continues to impact homeownership, the combination of a solid economy, strong demographics and lower mortgage rates are setting the stage for a more robust housing market,” Freddie Mac chief economist Sam Khater said in a statement. But investors anticipate that the central bank will begin cutting rates this spring.

Mortgages 488

Mortgages Fixed-rate mortgage MLS Staging 488

Housing Wire

NOVEMBER 8, 2021

The most notable decline was in the independent mortgage bank portfolio, which dipped 15 basis points to 2.28%. of total loans in forbearance were in the initial stage last week, and 73.9% Fannie Mae and Freddie Mac loans in forbearance declined five basis points to 0.92%. Meanwhile , Ginnie Mae loans decreased by 13 bps to 2.52%.

Loans 514

Loans Staging Banks Mortgages 514

Housing Wire

OCTOBER 11, 2021

The share of independent mortgage bank loans in forbearance fell 37 basis points to 2.82%. of total loans in forbearance were in the initial stage last week, and 77.5% The loans and private-label securities (PLS) category showed a decline of 35 bps, to 6.42%. For depository servicers, the percentage declined 24 bps to 2.69%.

Loans 521

Loans Staging Mortgages Banks 521

Housing Wire

FEBRUARY 19, 2025

This typically includes: Recent pay stubs Last two years tax returns Recent bank statements Proof of any additional income or assets Discuss the budget Once you have the mortgage pre-approval, have an open conversation about your client’s financial situation. Set the stage: Educate your clients on the market This is your time to shine!

Closing 372

Closing Earnest money deposit Due diligence Pre-approval 372

Keeping Current Matters

JANUARY 4, 2021

Don’t forget that the buyer’s bank will send an appraisal to determine the fair value for your house. The bank will not lend more than what the house is worth, so be aware that you might need to renegotiate the price after the appraisal. Stage Your Home Properly. Believe it or not, that’s not always true. Bottom Line.

Staging 346

Staging Banks Lending Design 346

Housing Wire

JUNE 2, 2021

Founded in 2013, Home Captain put its name on the digital mortgage map after being one of the first initiates to complete Flagstar Bank and the FinTech Consortium ‘s MortgageTech Accelerator program.

Mortgages 466

Mortgages Technology Lending Staging 466

Housing Wire

MARCH 24, 2022

The lack of appraisal data from the government sponsored enterprises took center stage at a Senate Banking Committee hearing Thursday on appraisal bias. Capitol building in Washington, D.C. Pennsylvania Sen.

Banks 505

Banks Staging Finance Industrial 505

Housing Wire

JUNE 30, 2023

From Anywhere Brands Chief Marketing Officer Amory Wooden to Newrez President Baron Silverstein, this line-up of speakers — who are collectively moving markets forwards — is one we’re excited to showcase on stage in Austin, Texas from Oct. To lean into our Texas roots, this isn’t their first rodeo.

Lending 396

Lending Staging Branding Mortgages 396

Housing Wire

JUNE 26, 2023

Suzy Lindblom will speak to all of these topics when she takes the stage at HW Annual. Register for HW Annual today to catch Lindblom on stage alongside other powerful women of influence. Lindblom will be joined on stage by moderator Michelle Kryczkowski, vice president and division performance executive at Cardinal Financial.

Staging 370

Staging Lending Mortgages Industrial 370

Housing Wire

FEBRUARY 3, 2023

HELOCs have continued to set the stage as flexible, helpful products that provide quick access to financing for a multitude of uses including home renovations, debt consolidations or emergency purchases. Residential Lending at TD Bank. Steve Kaminski is head of U.S.

Renovation 397

Renovation Fixed-rate mortgage Equity Finance 397

Housing Wire

FEBRUARY 27, 2024

Based in Las Vegas, Gatling has worked for companies such as Bank of America , MetLife Home Loans , Home Community Mortgage and Guild Mortgage , developing expertise in loans to underserved communities. HousingWire reported on the late-stage negotiations in January.

FHA loan 448

FHA loan Loan Officer Loans Staging 448

Housing Wire

JUNE 25, 2024

There are three stages that agents and their clients need to be aware of. Stage 1: Preparing for the home appraisal First, if you represent buyers making an offer on a home, it’s vital to include an appraisal contingency in the offer. This stage is critical. How does the home appraisal process work?

Seller concession 397

Seller concession Staging Finance Closing costs 397

Housing Wire

JULY 19, 2021

The IPO gives the cloud-based software company the ammunition to grow market share , develop new products and dive deeper into various sectors within fintech, including consumer banking and auto. ” Blend’s white-label technology is what powers mortgage applications on the website of traditional banks such as Wells Fargo and U.S. .

Banks 397

Banks Title Technology Investor 397