Housing Wire

JANUARY 23, 2024

Consolidated Analytics serves clients in financial services, mortgage lending, servicing and capital markets, including banks, government-sponsored enterprises (GSEs) and originators.

Due diligence 468

Due diligence Residential Real-estate owned Lending 468

Calculated Risk Real Estate

MARCH 14, 2025

This entire housing cycle I’ve argued that we would NOT see a surge in foreclosures that would significantly impact house prices (as happened following the housing bubble) for two key reasons: 1) mortgage lending has been solid, and 2) most homeowners have substantial equity in their homes. This is still historically extremely low.

Equity 98

Equity Real-estate owned VA loan Residential 98

Realty Biz

JANUARY 1, 2021

These homes are usually listed as a short sale with the words – pending bank approval. The bank has the final decision on an acceptable sale offer. In some cases a bank could take months to accept an offer. Bank-Owned Properties. Properties that did not sell at auction go into the lending bank’s sole ownership.

Short sale 114

Short sale Pre-approval Banks Loans 114

Calculated Risk Real Estate

DECEMBER 13, 2024

We will NOT see a surge in foreclosures that would significantly impact house prices (as happened following the housing bubble) for two key reasons: 1) mortgage lending has been solid, and 2) most homeowners have substantial equity in their homes. REO (Real Estate Owned) is the amount of real estate owned by lenders.

Equity 98

Equity Real-estate owned Loans Residential 98

Redfin

MARCH 4, 2025

Key takeaways A foreclosed home means the buyer can no longer make payments and the bank has taken the house. There are several types of foreclosure sales – auctions, bank-owned properties, government-owned properties, preforeclosures, and short sales. What is foreclosure?

Pre-approval 35

Pre-approval FHA loan Short sale Banks 35

Calculated Risk Real Estate

SEPTEMBER 16, 2024

We will NOT see a surge in foreclosures that would significantly impact house prices (as happened following the housing bubble) for two key reasons: 1) mortgage lending has been solid, and 2) most homeowners have substantial equity in their homes. REO (Real Estate Owned) is the amount of real estate owned by lenders.

Equity 72

Equity Real-estate owned Loans Lending 72

The Close

MARCH 15, 2022

Like many others, I owned multiple properties and I was building custom homes on the side for big profits. As agents, we knew that 100%, no-document lending was wrong, but we didn’t know the consequences. An REO agent represents banks and loan servicing companies to sell the homes that they foreclosed upon. I was fortunate.

Agents 98

Agents Investor Banks Land 98