Housing Wire

MAY 24, 2021

Notable in light of the current servicing challenges facing the industry, Stavvy’s eClosing technology is designed to facilitate faster borrower communication and closings as servicers work through loan modifications, referrals and forbearance. The funding caps a period of intense growth period for Stavvy.

Land 448

Land Lending Technology Banks 448

Housing Wire

AUGUST 15, 2024

To make matters worse, there is a limited inventory of homes on the market , as many current homeowners hold rates well below 6% and don’t want to be saddled with higher rates. In practice, the secondary market helps smaller banks and credit unions access a significant liquidity source to better compete with larger institutions.

Industrial 476

Industrial Fixed-rate mortgage Banks Loans 476

Housing Wire

OCTOBER 16, 2024

Carol Dujanovich, senior vice president and director of reverse mortgages at University Bank , has been reappointed to a new three-year term as a member of the U.S. Department of Housing and Urban Development (HUD) Housing Counseling Federal Advisory Committee (HCFAC).

Industrial 434

Industrial Banks Lending Equity 434

Housing Wire

JUNE 12, 2024

The FinLocker app includes a “personalized suite of tools“ designed to help consumers improve their financial health, the company explained in its announcement. Through its sale-leaseback option, EasyKnock offers homeowners a path to convert home equity into cash while remaining in place as renters.

Equity 447

Equity Banks Mortgages Closing 447

Housing Wire

OCTOBER 14, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. market for homeowners’ insurance. billion by 2025, with banks and insurance companies consuming much of the market share.

Lending 448

Lending Technology Branding Banks 448

Housing Wire

OCTOBER 18, 2021

Just over one million homeowners are still in forbearance plans. Loans in forbearance for depository servicers and independent mortgage bank servicers decreased 25 basis points to 2.57% and 53 basis points to 2.16%, respectively. 10, 2021, per the latest report from the Mortgage Bankers Association. Presented by: Xome.

Loans 435

Loans Finance Investor Mortgages 435

Housing Wire

MARCH 5, 2024

Department of the Treasury on Tuesday announced a series of new initiatives designed to increase the supply of affordable housing across the country. The third provision is an extension of the support from the Federal Financing Bank (FFB) for “a risk-sharing initiative between the U.S. There are three core provisions of the plan.

Construction 493

Construction Finance Land Design 493

Housing Wire

JANUARY 18, 2023

Today’s housing market has many looking for ways to cash in their equity, especially older homeowners. HousingWire recently spoke with Adrian Prieto, SVP of wholesale and third-party relationships at Longbridge Financial, about the advantages of HECMs and how they better serve homeowners aged 62 and older. trillion in home equity.

Equity 435

Equity Loans Design Mortgages 435

Housing Wire

APRIL 29, 2021

Rodriguez has been a trusted advisor to leadership teams at Coca-Cola , 3M , Medtronic , Nestle , Microsoft , Bank of America and Cargill. The challenges of helping consumers become homeowners in this housing market is why we’ve designed our virtual event around “All Eyes on Purchase.” Not a member?

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Marketing Design Branding Banks 435

Housing Wire

OCTOBER 5, 2023

These [rated offerings] can start to bring in investors like insurance companies, money managers with mutual funds that have ratings constraints, investment banks … [and more], which will provide better financing on rated bonds.” homeowners saw home equity increase 1.7% billion, according to offering documents.

Equity 448

Equity Purchase and sale agreement Marketing Lending 448

Housing Wire

FEBRUARY 19, 2021

Courtney Thompson, senior vice president of default mortgage at Flagstar Bank , will speak on a panel titled Servicing Challenges in a Pandemic Period at HousingWire’s Spring Summit on March 4. Prior to coming to Flagstar in 2014, Thompson had 15 years of consulting experience in the default arena.

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Banks Title Mortgages Technology 393

Housing Wire

MARCH 1, 2023

These losses – both insured and uninsured – have traditionally been borne by homeowners, renters, landlords, builders, and property & casualty insurance companies. And the Federal Reserve has asked the nation’s six largest banks to participate in a climate scenario analysis designed to measure and manage climate-related financial risks.

Industrial 397

Industrial Banks Loans Design 397

Housing Wire

MARCH 7, 2024

Addressing rate lock-ins Homeowners who benefited from the post-pandemic, low-rate environment are typically more reluctant to sell and give up their rate, even if their circumstances may not fit their needs. The White House says that, if enacted, this would save thousands of homeowners up to $1,500 — or an average of $750.

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Construction Closing costs Renovation Title 535

Housing Wire

MAY 23, 2024

Mittal told HousingWire that the “program is designed to provide liquidity and promote standardization.“ It may make sense for some homeowners. Homeowners can refinance anytime they want, but they must consolidate the first and second liens, or pay off the second lien. And it may not make sense for some.

Equity 459

Equity Closing Mortgages Lending 459

Housing Wire

APRIL 9, 2024

Homeownership is used far too often as the federal piggy bank. CHLA commends FHA for its work on its “Mythbusters” initiative, designed to blow up the myths around FHA loans by educating lenders and home sellers. But now a new threat is emerging on this front. Such opportunities may arise. All these homebuyer charges add up.

FHA loan 476

FHA loan Loans Title Mortgages 476

Keeping Current Matters

JANUARY 4, 2021

When it comes to the bottom line, homeowners need to know what it takes to avoid costly mistakes when it’s time to move. Don’t forget that the buyer’s bank will send an appraisal to determine the fair value for your house. Today, homeowners are living in their houses for a longer period of time. Keep Your Emotions in Check.

Staging 347

Staging Banks Lending Design 347

Housing Wire

SEPTEMBER 14, 2023

“We would partner with banks to buy their loans and securitize them so the banks could recycle their capital.” For example, bank regulators in July released a plan to increase capital requirements for residential mortgages, the Basel III Endgame rules. ” Another opportunity is in the home equity space.

Equity 418

Equity Banks Investor Residential 418

Housing Wire

MAY 14, 2024

Homeownership is used far too often as the federal piggy bank. CHLA commends FHA for its work on its “Mythbusters” initiative, designed to blow up the myths around FHA loans by educating lenders and home sellers. But now a new threat is emerging on this front. Such opportunities may arise. All these homebuyer charges add up.

FHA loan 449

FHA loan Loans Title Mortgages 449

Housing Wire

OCTOBER 31, 2023

No one knew it was possible to manage so many aspects of your life in one place — from ordering groceries to banking to managing your healthcare — and to be honest, people might not have thought they wanted all those things in one place. So, if we’re able to help even one homeowner stay in their home, we’re having an impact.

Technology 459

Technology Loan Officer Loans Banks 459

Housing Wire

JUNE 21, 2024

The product is designed as an alternative to a cash-out refinance for homeowners who don’t wish to trade in a lower mortgage rate for one in the 7% range, he said. Six out of 10 borrowers are below a 4% mortgage rate.

Mortgages 459

Mortgages Equity Closing Loans 459

Housing Wire

JUNE 6, 2023

Designed to cater to the needs of home equity lenders, fix and flip lenders, and bank default departments, Pinnacle Desktop Appraisals leverages the expertise of real estate professionals utilizing cutting-edge technology to streamline the collection of appraisal data while engaging local appraisers.

Technology 370

Technology Equity Banks Design 370

Housing Wire

FEBRUARY 14, 2024

Jeremy Foster: The traditional home purchase process for homeowners is broken. A majority of homeowners must sell their current home before they can qualify for a mortgage on their next home due to federal lending requirements around debt-to-income and down payments. Calque provides homeowners with a Purchase Price Guarantee (i.e.,

Backup offer 448

Backup offer Loan Officer Home sale contingency Branding 448

Housing Wire

SEPTEMBER 11, 2023

HousingWire: According to ATTOM Data Solutions‘ latest foreclosure market report, bank repossessions climbed 9% in the first half of 2023 compared to the first half of 2022. The good news for homeowners is that home values in most areas remain stable, and inventory levels for homebuyers are still low.

Technology 435

Technology Loans Design Sales 435

Housing Wire

JULY 26, 2023

Early this month, UWM announced home-affordability mortgage products designed to help underserved borrowers become homeowners. Rising interest rates have slowed refi volume and lenders have been rolling out products that would help first-time buyers make home purchases affordable, in addition to its non-QM product expansion.

Investor 370

Investor Closing costs Loans Mortgages 370

Housing Wire

NOVEMBER 17, 2022

In his new role, Quintans will oversee the digital marketing strategy to advance Waterstone Mortgage’s online presence through social media campaigns and content creation, in collaboration with graphic designers and communications specialists.

Mortgages 370

Mortgages Marketing Lending Branding 370

Housing Wire

JANUARY 5, 2023

In designated high-cost areas, Fannie Mae and Freddie Mac now buy mortgages over $1 million for one-unit properties amid a rise in home prices year over year. Elevated loan ceiling limits will “theoretically mean that incrementally more industry volume would qualify for conventional loans,” the report said. “For

Marketing 476

Marketing Equity Loans Investor 476

Housing Wire

MAY 3, 2021

Department of Agriculture and service as a LEGIS Fellow and staff member with the Committee on Banking, Finance, and Urban Affairs for Rep. The challenges of helping consumers become homeowners in this housing market is why we’ve designed our virtual event around “All Eyes on Purchase.” Bill McCollum, R-Florida. Not a member?

Marketing 370

Marketing Mortgages Design Branding 370

Housing Wire

SEPTEMBER 10, 2024

We looked at pricing, design quality, ease of use, lead generation features, and then combed online reviews to get feedback from other working Realtors. To help you find the best real estate website builder for your needs, our team of agents, brokers, and tech experts researched and ranked the best real estate website builders for 2024.

Brokerage 448

Brokerage Agents Branding Land 448

Housing Wire

MARCH 18, 2021

Some forecasters believe the Fed won’t hike rates until as late as 2024, which is welcome news for mortgage industry leaders and the millions of homeowners who could save hundreds a month on a refinancing. Homebuyers shopping for houses and homeowners considering a refinance will still have opportunities to lock in favorable rates.

Industrial 414

Industrial Mortgages Banks As-is 414

HomeLight

MARCH 14, 2025

You ponder, wandering from room to room while refreshing your online banking app, confirming that while you have a bit of cash to play with, its not in the cards to finish the basement or overhaul the kitchen. Its elegant yet understated design helps create the illusion of height in smaller spaces. How can I add value to my home?

Design 94

Design Banks As-is 94

BAM Media

DECEMBER 12, 2024

This hyperlocal approach helps you engage with homeowners who are more likely to be interested in selling or buying. With them, you can reach a broad local audience without breaking the bank. If so, you can mail postcards rather than use door hangers; do the same for homeowners whove posted No Solicitations signs. Get one here.

Equity 104

Equity Branding Agents Marketing 104

HomeLight

JANUARY 22, 2025

Celebrities who perform dramatic home makeovers on TV and the average homeowner on Main Street live in two very different worlds. One has the budget of a reality show to foot the bill for materials and labor, and the other has whatevers in their bank account and tight profit margins. Upgrading Your Home? of the cost.

Renovation 98

Renovation Banks Design Agents 98

Housing Wire

JULY 26, 2023

While the markets have already “priced in” this rate hike, which was widely expected, most investors are already wondering what it would take for the central bank to lift rates again later this year. Raising interest rates is designed to tackle those still-high prices outside of the volatile food and energy sectors.

Fixed-rate mortgage 370

Fixed-rate mortgage Investor Mortgages Banks 370

HomeLight

AUGUST 20, 2021

There are plenty of backyard renovation projects that don’t break the bank — and add value to your home. Design a simple outdoor kitchen. Still, with a 67% ROI , a beautiful fire pit is a solid choice for homeowners set on a high-end, custom look. It’s important to start with a design.”. Bring some heat with a fire pit.

Design 122

Design Renovation Banks As-is 122

Marco Santarelli

DECEMBER 18, 2024

The housing market predictions for 2025 by Bank of America suggest that home prices are expected to increase by a modest 2%. I've been keeping a close eye on the housing market for a while now, and this prediction from Bank of America feels like a breath of fresh air after all the volatility. While that's a little lower than the 6.8%

Banks 98

Banks Marketing Fixed-rate mortgage Mortgages 98

Housing Wire

APRIL 26, 2022

As far as a borrower is concerned, they just have a home loan, and they make a payment just like they normally would from their bank account, or they also can make it from their crypto [currency] wallet.”. Jacob is not alone in seeing the potential upside for crypto-mortgages and AI-enabled traditional loans.

Mortgages 476

Mortgages Due diligence Equity Loans 476

Housing Wire

OCTOBER 18, 2022

homeowners sitting on more than $30 trillion dollars in home equity, many lenders are looking to the latest AVMs to improve the accuracy and efficiency of their home equity lending. Automated Valuation Models (AVMs) are having a moment.

Equity 321

Equity Lending Technology Loans 321