Marco Santarelli

OCTOBER 6, 2023

Banks have different requirements for the down payment on a conventional mortgage ranging from 3% to 20%. For investment property loans FHA or VA does not offer a non-owner occupied programs. Most all their loans are underwritten manually. Private mortgages (also called “Hard Money Loans,” trust notes, private notes, etc.),

Loans 98

Loans Hard money loan Lending Investor 98

The Close

NOVEMBER 7, 2024

years on a residential investment or 39 years on commercial property, I’m subject to paying the depreciation recapture. Personal savings: Using your money can be the cheapest way to finance real estate deals. Cash on hand lets you move quickly without worrying about loan or mortgage interest charges.

Hard money loan 94

Hard money loan Purchase and sale agreement Investor Due diligence 94

Marco Santarelli

MAY 3, 2023

We will also provide insights into how investors can increase their chances of getting approved for a loan that best fits their needs. Conventional Loans Conventional loans are the most common type of real estate loan issued by banks and financial institutions.

Investor 52

Investor Loans Hard money loan Equity 52

Norada Real Estate

MAY 3, 2023

Whether you're a first-time homebuyer or a seasoned investor, understanding the different types of real estate loans is crucial to making informed financial decisions. Conventional Loans These are the most common type of real estate loans, and they are issued by banks and other financial institutions.

Loans 52

Loans VA loan FHA loan Hard money loan 52

Marco Santarelli

JUNE 25, 2021

Hard Money Lenders. If you have no money to invest in real estate you can opt for hard money lending as a viable funding option. Instead of coming from a bank, the funds used in real estate investment will come from groups or private individuals. SBA Loans For Investing in Commercial Real Estate.

Purchase and sale agreement 133

Purchase and sale agreement Hard money loan Equity Investor 133

The Close

NOVEMBER 12, 2024

If you plan to buy and hold land in an area for commercial growth, check out traffic patterns, zoning, and population density to ensure the land is developable. Commercial: Intended to generate a profit, such as building warehouses, hotels, office buildings, medical centers, or shopping centers.

Land 64

Land Investor Finance Development 64

Marco Santarelli

JULY 26, 2020

You can own residential, commercial, and industrial real estate property. Then you don’t end up cutting into your cash flow with high-interest hard money loans to pay for the little repairs needed to legally rent out the unit or hit your credit cards to pay contractors. However, real estate offers significant cash flow.

Loans 144

Loans Equity Renovation Property Management 144

Marco Santarelli

DECEMBER 22, 2020

Real estate or mortgage note investing is owning real estate without property management or without becoming a landlord where the homeowner pays the investor instead of the bank. You also lose any money you have paid the seller. There are both commercial and residential mortgage notes, and both are open to investors.

Mortgages 122

Mortgages Purchase and sale agreement Fixed-rate mortgage Loans 122

Marco Santarelli

SEPTEMBER 6, 2020

Lending money through the crowdfunding site eliminates the need to have a detailed contract with the borrower or having an equity stake in the property itself. You can choose the loan duration, whether they’re using crowdfunding to save money on hard money loans or in place of a mortgage.

Lending 135

Lending Loans Investor Branding 135