HomeLight

OCTOBER 1, 2020

Bankruptcy documents. The seller accepts your offer to purchase. The very first step that must take place before a loan officer can submit your application for processing is that the seller must accept your offer. Once the offer has been accepted, your real estate agent will draw up a purchase agreement.

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Closing Purchase and sale agreement Inspection Loans 97

HomeLight

JULY 30, 2021

If you have a job where you get a predictable salary, and you don’t have any blemishes on your credit, the list of mortgage documents is relatively short, according to Richie Helali, mortgage sales leader at HomeLight Home Loans. Bankruptcy discharge papers. A gift letter if someone gave you money for the down payment.

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Loans Mortgages Bankruptcy Purchase and sale agreement 98

HomeLight

JUNE 30, 2022

For example, it may be worth strategically paying down some of your debt or disputing any errors on your credit report before purchasing a home. Lenders will also want to know if you’ve ever declared bankruptcy or owned a house that went into foreclosure. Line up financing. Bank statements. Tax returns for the last two years.

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Purchase and sale agreement Inspection Earnest money deposit Closing costs 96

Redfin

MARCH 3, 2022

You’ll want to rethink purchasing that beautiful new couch and hold off on planning those backyard additions before the title has been cleared. Unless you’re submitting an all-cash offer, you’ll need to obtain financing to purchase your home. Give your loan officer full disclosure from the start – tell us everything.

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Closing Title search Purchase and sale agreement Title 63

HomeLight

JULY 29, 2022

Problem: Your credit took a nosedive since you applied for a loan. You can avoid getting into this situation by avoiding making other big purchases or applying for other loans once you are approved for a mortgage and under contract. Talk to your agent and loan officer about these options.

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Closing Purchase and sale agreement Title Home sale contingency 105