Remove Bankruptcy Remove Closing Remove Title search
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Transforming the mortgage and real estate process: Insights from Tech100 leaders

Housing Wire

Here’s what these the leaders of these organizations had to share: “ Traditionally, the insurable title process has been time-consuming and manually intensive, often delaying closings and increasing costs. For instance, the system can flag potential issues and suggest solutions, leading to faster, more accurate closings.

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Opinion: Title insurance is vital to protecting the American dream

Housing Wire

In a refinancing, homeowners obtain a new loan and lenders require a new title search and a title insurance policy on that loan to protect their investment. Professionals conduct the search and examine documents, with title companies regularly providing a discount, or “reissue rate” on a refinance.

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How Does a Title Search Work

Realty Biz

When you’re buying a home, you’ll need a title search so that you can get title insurance. Title searches can also reassure buyers, making sure there is a smaller chance of problems with the title later on. We will take a look at the things you need to know about a title search and how it works.

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Why lenders should be asking for a title check at loan application

Housing Wire

Peter Richter: The concept of “instant title” means delivering a title commitment “instantly” upon ordering title insurance. Unfortunately, that “instant” title commitment itself does not inherently equate to a faster close, as my colleague Matt Regan outlined in his recent article.

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How Long Does It Take to Close On a House With Cash in 2022? Here’s Your Timeline

HomeLight

Sellers tend to prefer all-cash offers because those deals close more quickly. Even though it’s all cash to the sellers at closing, with a cash offer, “you don’t have to go through the appraisal or the bank approval process — it’s cleaner.”. But just how long does it take to close on a house with cash, compared to a traditional loan?

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House Deed vs Title: How to Keep Their Meanings Straight

HomeLight

Essentially, title and deed are both related to the important question of who truly owns a particular piece of real estate and has the rights to it. Let’s take a deeper look at what a house title is; the different types of deeds used in real estate; and related terms including chain of title, title search, title insurance, and title abstract.

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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

HomeLight

You’ll sign your loan application for the final time at closing. They will also consider your current and previous debts that resulted in foreclosures or bankruptcies. Bankruptcy paperwork. Chapter 13 bankruptcy requires a two-year waiting period from discharge or four years from dismissal. Closing costs.

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