As-is Land lease Mortgages 
Housing Wire
FEBRUARY 7, 2024
The Underserved Mortgage Markets Coalition (UMMC), a coalition of 32 housing groups initially convened by the Lincoln Institute of Land Policy , published a report on Wednesday that recommended actions for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. mortgage finance system. mortgage finance system.
Housing Wire
JANUARY 20, 2023
Last year was challenging for housing and mortgage markets. For the first time in many years, we experienced falling home prices, in part due to skyrocketing mortgage rates which almost doubled from around 3.5% As the 118 th Congress begins, we return to a divided government in Washington. a year ago to nearly 7% today.
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HomeLight
MAY 12, 2021
You’ll have to navigate land leases, HOA requirements , and stiff competition from other buyers set on purchasing your picture-perfect property. As a resort escape, Palm Springs is known for its year-round sunny and warm weather — even when winter is happening everywhere else! Fortunately, we did the legwork for you.
The Close
DECEMBER 5, 2024
Remember the distinct mortgage and land regulations that apply to mobile homes. Mobile homes built before a specific date often require chattel mortgages instead of traditional ones, which is key for investment planning. Thinking about investing in mobile homes? Double-wide: 1,200 to 2,000 square feet, suitable for families.
Redfin
AUGUST 19, 2022
It’s a legal term that means the property owner owns the land and any structures on the land, including the home. .” It gives someone ownership of a home or structure on the property, but someone else owns the land itself. The leaseholder pays the fee simple owner to use the land for a set period. Fee simple.
Housing Wire
JULY 18, 2024
With Todman’s emphasis on mission-driven entities and nonprofit access to the program, Gooch said its portrayal was needlessly negative toward private owners of land-lease communities, where many MHI-backed manufactured homes are ultimately placed. This is a commercial loan program. That’s why I find it interesting.
HomeLight
MARCH 24, 2023
Price ranges, services, and amenities can change — please visit a community’s website for the most up-to-date information. HomeLight always recommends doing your own research to determine which community destination is best for your situation. But now you’re facing one of the most important decisions you’ll ever have to make — where to retire.
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