Housing Wire

OCTOBER 27, 2023

” He also noted that showing the commissions slides does not violate Keller Williams’ antitrust policy, which is designed to prevent agents from discussing commission rates with competitors. KANSAS CITY, Missouri — The final day of the second week of the Sitzer/Burnett commission lawsuit trial began with some procedural news.

Closing 482

Closing MLS Agents Title 482

Housing Wire

AUGUST 25, 2023

Closing the gap is paramount to uplifting individuals and households from underserved communities. Driving homeownership change requires resolve and education While there are programs designed to create a path to homeownership for low- and moderate-income families, some of these programs haven’t gone far enough.

Closing 370

Closing Equity Mortgages Industrial 370

Housing Wire

AUGUST 7, 2023

Fannie Mae and Freddie Mac have had affordable lending goals for years, but the impact of closing the minority homeownership gap has not been that significant. Fannie Mae and Freddie Mac have been under government conservatorship since the beginning of 2008. Ginnie Mae is wholly owned by the federal government.

Closing 370

Closing Fixed-rate mortgage Debt-to-income ratio Lending 370

Housing Wire

NOVEMBER 7, 2024

For homeowners with conventional loans backed by Fannie Mae and Freddie Mac , insurance at replacement cost is mandatory, but flood insurance is only required in designated flood zones. Others say homeowners insurance wasn’t designed around catastrophe risk — it was designed around idiosyncratic storms or trees falling on roofs.

Design 482

Design Mortgages Lending As-is 482

Housing Wire

DECEMBER 11, 2024

Real estate website design is evolving fast. In 2025, effective websites leverage beautiful imagery, videography, graphics, copywriting, captivating typography and user experience design (UX) to educate buyers and sellers and sell you as a hyper-local market expert and trusted advisor. Great design ensures that they wont.

Design 230

Design Branding Brokerage Agents 230

Housing Wire

JULY 11, 2024

Atllas is launching a new artificial intelligence tool, Cold Call AI , that the company said is designed to streamline the process of reaching out to prospective home buyers and sellers. According to the company, he closed 24 deals that were purely generated by cold calling. The company is based in Beverly Hills, California.

Technology 435

Technology Land Design Agents 435

Housing Wire

OCTOBER 30, 2024

Users can access AI bots designed to assist agents with general real estate knowledge, sales, marketing , negotiation and motivation. The company cites high home prices as a key barrier blocking agents from closing deals more effectively. Each training bot is designed to tackle one of five challenges that real estate agents may face.

Agents 344

Agents Design Closing Sales 344

Housing Wire

JANUARY 10, 2024

Blue Sage Solutions’s primary product offering is a cloud-based digital lending platform designed to operate in the retail, wholesale, and correspondent lending channels while ensuring compliance. Additionally, the platform is accessible to all users, regardless of their current loan origination software.

Lending 448

Lending Loans Technology Investor 448

Housing Wire

OCTOBER 15, 2024

The new guidelines are designed to make it easier for consumers to revoke consent for unwanted robocalls and texts. It also follows on actions taken by the FCC in December 2023, where the regulator moved to adopt rules that would close the “lead generator loophole” that had been used in the mortgage business. Department of Defense.

Mortgages 482

Mortgages Design Industrial Development 482

Housing Wire

OCTOBER 12, 2022

Servicing Digital , offered as an app or responsive web design, allows customers to easily access their loan- and home-related information, as well as perform self-service capabilities. Black Knight announced the integration of its digital servicing platform and its Surefire CRM, which it says will enhance customer engagement and retention.

Loans 476

Loans Design Mortgages Closing 476

Housing Wire

MARCH 11, 2024

Broker Edition is designed to provide an intuitive loan management portal for borrowers while making loan management simpler at an accessible price point. Floify Lender Edition is a counterpart to Broker Edition , which was rolled out in December. Founded in 2013, Floify — a subsidiary of Porch Group Inc. —

Mortgages 448

Mortgages Loan Officer Loans Banks 448

Housing Wire

NOVEMBER 14, 2023

Gen Z likes to stay close to home With the continued trend of remote work and little desire for a long commute, Gen Z buyers are moving to homes in walkable communities with nearby amenities. Gen Z wants a separate space for business One thing Gen Z likes to keep behind closed doors is their work.

Renovation 514

Renovation Technology Design Agents 514

Housing Wire

JUNE 21, 2024

The Federal Housing Finance Agency (FHFA) on Friday announced that it has given conditional approval for Freddie Mac to begin purchasing closed-end second mortgages through a pilot program. The pilot program includes several limitations to the types of loans the government-sponsored enterprise will be allowed to purchase.

Mortgages 459

Mortgages Equity Closing Loans 459

Housing Wire

SEPTEMBER 27, 2023

Government-sponsored enterprise (GSE) Fannie Mae announced on Wednesday that it will launch new programs and resources designed to tackle the homeownership gap experienced by the Latino community , designed to “to provide responsible access to housing and long-term sustainable homeownership opportunities.”

Design 468

Design As-is Closing Finance 468

Housing Wire

MAY 23, 2024

Freddie Mac ’s head of single-family acquisitions, Sonu Mittal , this week defended the government-sponsored enterprise’s proposal to acquire single-family, closed-end second mortgages amid opposition by trade groups that are worried about its impacts on the secondary market. “Six Six out of 10 borrowers are below a 4% mortgage rate.

Equity 459

Equity Closing Mortgages Lending 459

Housing Wire

NOVEMBER 15, 2024

Chicago’s offerings include doorbuster deals on Quick Move-In homes, which reduce pricing up to $93,850 if the home closes this year. In Charlotte , borrowers to lock in a lower rate on select Quick Move-In homes that can close by the end of the year. That’s right, there are Black Friday home sales!

Fixed-rate mortgage 418

Fixed-rate mortgage Closing costs Residential Finance 418

Housing Wire

SEPTEMBER 8, 2022

Bank of America recently announced a loan for lower-income households that doesn’t require homebuyers to come up with a downpayment or closing costs, and doesn’t base the loan on a minimum FICO score. The entire system has to be designed to inflate the price over time. It’s not an investment.”. This is what we do in America.

Loans 544

Loans Banks Equity Bankruptcy 544

Housing Wire

MARCH 7, 2024

Biden will also call for “lower homebuying and refinancing closing costs and crack down on corporate actions that rip off renters,” according to the White House announcement. The mortgage relief credit would provide “middle-class first-time homebuyers with an annual tax credit of $5,000 a year for two years,” according to the announcement.

Construction 535

Construction Closing costs Renovation Title 535

Housing Wire

MAY 16, 2024

As a result, brokers no longer need to deal with a title company or settlement agent to close a refi. It said TRAC+ will allow the lender to “manage title review, closing, and disbursement.” UWM’s TRAC+ announcement comes as the federal government pushes title insurance alternatives designed to save consumers money.

Title 476

Title Loans Mortgages Closing 476

Housing Wire

MAY 7, 2024

The new Polly/AI offering is currently in closed beta testing among users at some of the nation’s largest mortgage lenders, according to the company, which includes New American Funding and Movement Mortgage. Waggoner added that she is intrigued to see how the AI-based tools can impact Movement “from origination through capital markets.”

Loan Officer 448

Loan Officer Commercial Loans Mortgages 448

Housing Wire

NOVEMBER 1, 2024

Whether you’re looking to start a career in real estate, already have one or are involved in real estate transactions, you may find yourself wondering about industry terminology and job titles. The industry acronyms alone look like alphabet soup. So, let’s start with the basics: What is a real estate broker vs. an agent? Let’s dive in!

Agents 448

Agents Brokerage Purchase and sale agreement Commercial 448

Housing Wire

JULY 23, 2024

Agents join the profit-sharing program by designating a sponsor when they join a market center. Once the agent has begun contributing to the market center’s business by closing transactions, they “receive a portion of the market center’s profits, which will be attributed to the associates in their tree.”

Agents 459

Agents Brokerage Design Closing 459

Housing Wire

APRIL 29, 2024

The action is designed to inform consumers about the potential pros and cons of taking out these loans, according to an announcement issued by Attorney General Dana Nessel’s office on Monday. “A Department of Housing and Urban Development (HUD)-approved counseling prior to closing the loan.

Mortgages 448

Mortgages Equity Loans Closing 448

Housing Wire

SEPTEMBER 13, 2024

Partial claims are designed to offer assistance to mortgage borrowers who have fallen behind on their monthly payments, allowing them to become current without impacting the terms of their original loan. The proposal would also extend the time frame for lenders to “record partial claim security instruments from 5 to 15 days,” FHA said.

Loans 459

Loans Title Mortgages Design 459

Housing Wire

MARCH 13, 2024

If the loan doesn’t close, the cost will be covered by UWM. If the loan closes, UWM will recoup the cost from the borrower in the closing disclosure, UWM’s website stated. United Wholesale Mortgage (UWM) will begin to cover the upfront cost of hard credit report pulls for its broker partners as it aims to expand market share.

Loans 476

Loans Mortgages Closing Finance 476

Housing Wire

JANUARY 30, 2024

Among the nearly 2,300 homebuyer assistance programs available last year, 804 were designed to assist with the purchase of a manufactured home — up 20% from the previous year, according to the report. This brought the nationwide tally up to 2,294, according to Down Payment Resource’s fourth-quarter Homeownership Program Index (HPI) report.

Closing costs 518

Closing costs Mortgages Investor Loans 518

Housing Wire

DECEMBER 30, 2022

In those years I originated, underwrote, processed and closed. I always enjoyed beautiful and simple designs. Specifically mid-century modern designs with clean lines that serve a simple function have been a favorite of mine well before they became popular again in recent years. Those five years were my Ph.D.

Lending 435

Lending Design Mortgages Technology 435

Housing Wire

NOVEMBER 11, 2024

Not even close. ” If a deal closes, Zillow will collect 40% of the agent’s commission. The lead generation program is designed for top-producing agents and teams who spend thousands a month on Zillow leads. That’s an annualized $3.2 No real estate platform in America gets more eyeballs.

Mortgages 459

Mortgages Loan Officer Loans Agents 459

Housing Wire

OCTOBER 18, 2024

Indiana-based lender Ruoff Mortgage is making a move designed to help more homeowners get into new homes with ease. We have partnered with Calque to provide better options to those customers, including the ability to close immediately on a new home before putting their current home on the market.”

Purchase and sale agreement 448

Purchase and sale agreement Mortgages Equity Finance 448

Housing Wire

APRIL 10, 2024

Debbie launched the marketing campaign for “A Seat at the Closing Table,” designed to train loan officers on the nuances of working with underserved borrowers and to offer toolkits and templates that will help them close more loans in minority communities.

Marketing 446

Marketing Loan Officer Branding Loans 446

Housing Wire

AUGUST 25, 2022

Closing software provider Qualia has launched Qualia Application Programing Interface (API), according to an announcement on Wednesday. According to Qualia, platform users can use these capabilities to design custom client experiences, track performance, productivity and revenue, and pipeline across clients and settlement agency branches.

Title 397

Title Principal Commercial Technology 397

Housing Wire

JUNE 7, 2024

Its “ smart loans ,” which were built using artificial intelligence technology, are designed to help homebuyers find the best mortgage for their unique financial situation. Some of complaints center around allegations that the firm charged nonrefundable fees but failed to close on loans “in a timely manner“ and did not pay taxes from escrow.

Loan Officer 487

Loan Officer Loans Mortgages Lending 487

Housing Wire

MARCH 12, 2024

Lenders can choose to integrate and configure many third-party services such as verification of asset, verification of employment/ verification of income , e-signing and e-closing. Unlike off-the-shelf POS solutions, Blueprint Builder allows lenders to customize technology that is designed to help improve operations, Maxwell noted.

Lending 448

Lending Technology Loans Equity 448

Housing Wire

FEBRUARY 13, 2024

He was also behind Sales Boomerang’s achievements of helping 150-plus leading lenders close more than $30 billion in additional loan volume while outperforming industrywide customer retention rates by three to five times. “We It is designed to streamline the loan manufacturing process while eliminating the need for employee adoption.

Sales 448

Sales Mortgages Title Loans 448

Housing Wire

NOVEMBER 13, 2023

In reality, the LOS is not the problem; the technology is doing exactly what it was designed to do. Adjust your expectations At its core, an LOS is designed to serve a very specific purpose: ensuring that lenders can originate compliant and sellable loans. The LOS is a foundational piece of technology for every lender.

Lending 435

Lending Due diligence Technology Loans 435

Housing Wire

JANUARY 28, 2021

” The offering is expected to close on Feb. HousingWire’s virtual demo days are designed specifically to help mortgage industry decision makers identify the technology solutions they need to operate efficiently and securely. UWM’s price, however, has scuffled, closing Thursday at $9.96 Mortgage Tech Demo Day.

Equity 534

Equity Loans Lending Banks 534

Housing Wire

SEPTEMBER 20, 2023

A well-designed and captivating digital platform instantly conveys professionalism, credibility and exclusivity — and the opposite can turn customers away. Keep your online presence on brand Choose a clean and sophisticated design that reflects the essence of luxury real estate and your existing brand. Content plays the long game.

Brokerage 435

Brokerage Branding Design Agents 435