HomeLight

MAY 24, 2022

Every home sale has its quirks, but in general, “a cash sale can be turned over in a week to two weeks,” according to Suz Poepke Pohl, owner and escrow agent at Cygneture Title for the past 10 years. Many companies combine title and escrow services under one roof, as their functions are closely interrelated. Why pay cash for a home?

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Purchase and sale agreement Closing Title search Title 111

HomeLight

AUGUST 16, 2021

The mortgage loan process is pretty messy! It’s easy to forget an important document when you’re busy looking at houses and figuring out which one best suits your needs and budget. If you’re a list person, then you appreciate the value of keeping track of your items. Identification. Source: (NATNN / ShutterStock). 1099 forms.

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Loans Mortgages Bankruptcy Purchase and sale agreement 105

HomeLight

JULY 31, 2020

Once the buyer and seller sign the contract, the closing process begins — and therein lies the rub. It almost certainly will not move as quickly as anticipated. While seamless closings are ideal for everyone involved, they almost never happen unless the buyer is paying cash on the home, and even then there can be a roadblock or two. Loan approval.

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Closing Purchase and sale agreement Title search Earnest money deposit 119

Realty Biz

JANUARY 20, 2023

Get a Title Search and Title Insurance Before the lender will approve your home loan application, they need to confirm who the current owner of the property is. Mortgage rates are twice as high as a year ago. If you're thinking of buying a home, getting the best possible mortgage rate is critical.

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Title search Debt-to-income ratio Title Loans 79

HomeLight

AUGUST 31, 2020

Dealing with debt is always difficult, and when it gets to the point that you have a lien against your house for something as serious as unpaid taxes, it’s hard not to feel the walls crashing in. But there is hope yet. Consult this guide where we’ll start with the basics (what exactly is a tax lien?), Source: (RomanR / Shutterstock).

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HomeLight

NOVEMBER 9, 2021

If you need to sell your home pronto, now is a great time. The recent housing market has been hot and competitive due to an extreme lack of inventory. For a seller in a hurry, the shortage of homes means you can anticipate fewer days on market (DOM). Just how fast can you sell your home? You simply request a cash offer from fully vetted cash buyers.

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Purchase and sale agreement Home sale contingency Title search Inspection 105

HomeLight

JUNE 30, 2021

Making an offer on a house without a Realtor® or a real estate agent is kind of like trying to represent yourself in a court of law — it’s possible, but it’s not a good idea. There’s more that goes into making an offer besides landing on a purchase price. Source: (KAROLINA GRABOWSKA / kaboompics). What’s a Realtor?, and what’s an agent?

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Purchase and sale agreement Inspection contingency Home sale contingency Inspection 98

Redfin

MARCH 3, 2022

Sometimes when a homebuyer wants to close on the home as quickly as possible, it can lead to unrealistic contract dates. However, there are often unpredictable roadblocks that can arise during the closing process that will push back your closing and keep you from meeting your deadlines. There’s no judgment here as we’ve seen it all.

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Closing Title search Purchase and sale agreement Title 63

HomeLight

OCTOBER 29, 2020

Choosing a qualified agent and searching for the perfect home in terms of ideal size, location, price, and condition can already feel like a journey, but making an offer on a property is when the challenge really begins. Is it an understatement to say that buying a house can be a complicated process? Source: (JJ Badenhorst / Unsplash).

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Purchase and sale agreement Pre-approval Earnest money deposit Inspection 81

HomeLight

MARCH 16, 2023

Whatever your reason for needing a quick sale without making expensive repairs, Houston is teeming with cash home buyers ready to make you an offer no matter your home’s condition. Need to Sell Your House Fast in Houston? Receive your offer within a week and close in as little as 10 days. No showings, no repairs, no open houses.

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Sales Purchase and sale agreement Earnest money deposit Investor 93

Realty Biz

AUGUST 20, 2023

It gives you a clear understanding of your budget and helps you make informed decisions when searching for properties. Mortgage pre-approval is an essential step when buying a house. During pre-approval, lenders carefully evaluate your financial information, including income, assets, credit history, and other relevant details.

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Pre-approval Debt-to-income ratio Mortgages Loans 94

HomeLight

JANUARY 13, 2022

There’s a nearby park, and it’s only blocks away from one of your favorite restaurants. You’re getting ready to call your agent to schedule a showing when you notice that the listing says the property is “active contingent.”. What on earth does active contingent mean? you think to yourself. Source: (Chase Chappell / Unsplash).

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Backup offer Inspection contingency Purchase and sale agreement Home sale contingency 97

HomeLight

JULY 31, 2021

What you have is a house. What you need is cash. The bills are stacking up or perhaps you lost some income recently, and the money tied up in your home would help a ton at a time like this. If only there were a way to — poof! Absent a magic wand, you do have the means to get cash for your home in quick order. Value-add’.

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HomeLight

JULY 29, 2022

When you’re buying a house, the list of what can go wrong at closing includes everything from issues with the mortgage loan and buyer’s credit, insurance snags, appraisal problems, title claims, and events beyond everyone’s control (such as natural disasters, or buyer or seller illness or death). Problem: Wire fraud (money goes missing).

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Closing Purchase and sale agreement Title Home sale contingency 105

HomeLight

AUGUST 10, 2022

With 15 years in the business, Diamond Equity Investments say they’ll buy houses being sold for any reason such as bankruptcy or foreclosure, in any condition — even fire damage — and that have baggage like large liens, title issues, or low equity. Links and mentions of companies in this post do not constitute an endorsement.

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Closing costs Purchase and sale agreement Closing Staging 97

HomeLight

AUGUST 10, 2022

Disclaimer: This post is meant to be used for educational purposes only and does not constitute legal or financial advice. Links and mentions of companies in this post do not constitute an endorsement. HomeLight always recommends doing your own research to determine which selling option is best for your situation. Request Offer. Better House Buyers.

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Purchase and sale agreement Closing costs Closing Inspection 97

HomeLight

JULY 28, 2022

The owners, who have lived through a home fire and bankruptcy both, understand difficult situations and place their focus on people helped over properties turned. Disclaimer: This post is meant to be used for educational purposes only and does not constitute legal or financial advice. Request Offer. Mastiff Home Buyers.

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Closing costs Purchase and sale agreement Closing Staging 96

HomeLight

JANUARY 25, 2023

Disclaimer: This post is meant to be used for educational purposes only and does not constitute legal or financial advice. Links and mentions of Lakeland, FL, area “we buy houses” companies do not constitute an endorsement. HomeLight always recommends doing your own research to determine which selling option is best for your situation.

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Purchase and sale agreement Closing costs Closing Sales 97